I am a firm believer that people and events enter our lives for a purpose and a reason. Our story actually begins with high hopes of having a lovely opportunity to purchase a custom-made brand new home, the one of our dreams. We later move into a loan process which was closed out due to hurdles and obstacles that loan originators did not want to tackle.... Which was communicated to us only 3 days before closing after months of planning. With the most outstanding builder, perfect home, and perfect realtor, without a loan, we had nothing. We quickly moved into heartbreak thinking that our money, along with the builder's efforts & time, were all for naught. Queue our hero. Andrew answered the phone at 6pm, listened to our story, our situation, and our complications, and was willing to, even still, take on our case. He began working tirelessly, into the late night, in order to provide us with a quick process. After pre-approval, he, and his team, began working to ensure that not only our home, but our credit, our funds, and our history could all meet requirements and move into closure. This alone, was no easy feat, being that we had come from another country, muddling the affair further. At times, though everyone involved was eerie of the true outcome, Andrew and our beloved Aneta marched on, and pushed through, calming, informing and guiding all along. Omitting much between, we began in September, and yet we were tossed aside by our loan company who had promised us a smooth transaction. Somehow, in less than 30 days after an unexplained denial, we are finally sitting in our beautiful home of a lifetime typing this review. Please do not hesitate to call Andrew. He, indeed, fulfills the title Epic Mortgage Guy. read more

Andrew Cady and team at Fairway Mortgage is nothing short of amazing! They made the purchase of my new home in the Jacksonville area extremely simple and painless. His outstanding knowledge of various loan packages and best practices assisted me with a flawless closing. Andrew's team and dedication to delivering the finest customer experience and satisfaction eased the challenges that come with purchasing a new home. I would strongly recommend Andrew to any of my colleagues for assistance with a new mortgage and or refinance. Special gratitude to Elliott Kaplan and Cindy Moshette for their teamwork with keeping all the documents and next steps progressing. In addition, his support did not stop at the closing table. He continues to deliver additional services by sending out key communications around tax incentives, how to apply for them and possible scams to be aware of. It is clear that Andrew is dedicated toward building key relationships that will continue well into the future. Andrew Cady is and will be my only contact for mortgage related needs going forward. As we say in this extremely competitive environment, Andrew and team "hit it out of the park"! Congratulations to all. read more

Andrew Cady and his team are incredible. They went above and beyond to make sure that I was informed every step of the way, answering any and all questions that I had. Andrew was extremely knowledgeable about the Mortgage process and went out of his way to let me know about all of my options, working around the clock. I felt as though I was his only client throughout the entire process. He was incredibly efficient and made it clear that I was a top priority. My first home buying experience was not a scary one when working with Andrew and Nations Lending. I've heard horror stories of the house buying process and I believe that Andrew and his team made sure that I was the exception the rule. My experience was seamless and surprisingly easy!! I'm so thankful for the extraordinary customer service that was provided to me. I would recommend any and all of my friends and family to use Andrew Cady as their Mortgage Lender. read more

Andrew Candy and his team of professionals go far above and beyond, what I ever imagined a mortgage company would and could. I am still in awe, that I sit here in my own home to write this review, only seven weeks from when I first contacted Fairway Independent Mortgage Company! Yes, it was possible for this team of highly qualified agents to not only assist me, a first time home buyer, every step of the way with "kid gloves", but they were able to find me the best possible loan for my situation. This enabled me to find my own special house with a yard. It needs to be mentioned that the entire process took less than seven weeks, I closed last Monday. Each and every person involved was and continues to be helpful to me, and they, thank me! I am forever grateful to Fairway Independent Mortgage Company and urge anyone, and everyone to use this superbly polite, expedient, and qualified team of sincere and caring people. read more

Andrew Cady and his team were AMAZING! I put in my mortgage application LATE on a Friday (after 5pm) and within a week we were CLEARED TO CLOSE on a Conventional LOAN!!!!! If you are looking to close quickly on a conventional loan, you have got to use them! They had the best communication and responded quickly. They literally SAVED US! We were at serious risk of losing our dream pool home because the mortgage company we were with previously delayed the closing over and over. Thank goodness we found Andrew Cady's Team!!! They came to the rescue and now we are living in our wonderful house! THANK YOU ANDREW CADY and his OUTSTANDING team!!! Like Comment Share read more

Andrew was so awesome! He had me closing on my home in a little over a month and I am very pleased with my purchase. He was always available to me whenever I needed and was very open about how my loan was processing and had answers readily available for me no matter what the question was. He made the process of getting my home loan VERY easy and I would definitely recommend to anyone looking to get a loan. Not to mention, he was also very nice and professional at all times! Very, very pleased. read more

Wow! What an experience!!! What should have been the easiest deal of the century, backfired at every turn. When everything on the other side of the deal kept holding us back, Andrew and Nations Lending kept fighting to keep us on track. The staff I had the pleasure of dealing with were super friendly, fast & efficient. My questions, whether in email, phone or texts were answered quickly. I would not hesitate to use Andrew for any future mortgage needs and you shouldn't either! read more

Andrew Cady and his team at Fairway is unmatched with their expertise and customer care. My wife and I are both active duty Navy and they were extremely well versed in the VA loan and all of its requirements and made for a smooth lending process for us. We were never concerned about closing on time and any questions we had they promptly answered. I will absolutely use Fairway in the future for any home purchases I make and will recommend them to everyone I know looking for a home. read more

Andrew was recommended to me by my Realtor and I didn't know anything about him. I took my Realtor's recommendation and contacted Andrew. He made the entire process smooth and kept me up to date every step of the way. We ended up becoming pretty great friends and hang out whenever we have the chance. He answers the phone, reply's to emails, and gives each of his customers the best service out there. I highly recommend Andrew for any and all financing needs. read more

Andrew came highly recommended for being accessable, knowledgeable and easy to work with and we were not disappointed. We appreciated his availability and communication through every step of the process and as first time home buyers, we had a number of questions. Andrew and his team took the time to answer our questions and concerns and helped us feel comfortable with the entire process all the way through closing. An all around great customer experience! read more

I found it comforting that Andrew was always reachable. The times I was freaking out about getting the Mortage, any questions I ever had, he was there. I'd send crazy emails at 4am-6am when I was laying down after a night shift and I'd wake up to a reply. I'd call him random time throughout the day sometimes just to BS and he always answered. He's like super man! He never stops working! 5 out of 5 stars!! read more

This gentlemen is a cut above the rest. Using a VA to VA mortgage can be a long difficult process, but Mr. Cady put us at ease with his expertise. Andrew is very hands on. At every point of the transactions he would answer any of our questions, not within days or hours but within minutes. This relieved any stress on myself and wife. Thanks you so very much for all you have done. read more

Andrew and his team were fantastic in helping us close on a home in Ponte Vedra Beach. He and his team closed in under the estimated time and were so easy to work with - even with us being out of state. He was always available for our calls, emails, texts and answered all our questions. I highly recommend his team to anyone looking to secure financing. read more

If you are looking to buy a home in Jacksonville then Andrew is your man! He is a 10 out of 10. He will go the extra mile for you and your family. If he says he can get your loan done you can relax and know that he will go to the ends of the earth to make that happen for you. Your search for a great lender can end here with Andrew Cady! read more

Andrew Cady and his team were so great to work with and they made the home buying process very easy for me. They made all information, timing, and expectations clear and helped answer any questions I had. The effective communication and timely responses made this process as smooth as possible. I highly recommend working with Andrew! read more

Andrew is extremely client and detail oriented, making it clear that he is focused on providing the best closing experience. He is knowledgeable and is a pleasure to work with, making the closing process a walk in the park. Not all lenders are created equal but Andrew proves over and over that his clients are in great hands! read more

We came from Massachusetts to Florida and wanted to buy a condo from someone we trusted. Nations Provided us with what we'd hope to find. They were informative, sincere, and punctual. A year later we refinanced, and didn't hesitate to contact them to do so. We were treated professionally and would recommend them to anyone. read more

Andrew did an amazing job walking us through everything we needed to know or do. He made sure the process was so easy. The rest of the team followed the tempo making sure anything new that came up was forwarded to us and completed in a timely manner. Overall the house buying experience has been a breeze, thank you Andrew! read more

Andrew and his team couldn't have made this process any easier. They were a pleasure to work with and always had time to take any questions or concerns I had. This is only my second home and still learning so for him and his team to not only provide the service, but to give some training is pricesless. read more