Bad in all ways. Compared to international standards regarding the Debit/Credit Cards, Operations, Transfers, Customer Services, Online banking, Apps, Payment methods, etc, bank will make out of you daily life a real hell !! I guess the Belgian functionality is very different from the rest of the world, which must be the reason for that, still I don't understand and tired of spending my time getting stressed over unnecessary issues I experience almost for everything I definitely know could be avoided (mostly not existent) elsewhere. read more