I've worked with JJ and his team for over eight years, and there's a reason I continue to…read moreconfidently refer my clients to them. Real estate transactions are rarely perfectly smooth -- and it's in the complex, time-sensitive moments where true professionals stand out. Time and again, JJ and his team have navigated difficult files, solved problems before they escalated, and delivered results when it mattered most. They communicate clearly, anticipate challenges early, and remain steady under pressure. More than once, they've stepped into situations that required creative structuring, tight timelines, or last-minute adjustments -- and they've simply handled it. My clients consistently feel informed, supported, and protected throughout the process. That level of consistency over eight years is not accidental -- it's a reflection of expertise and integrity. I trust them fully, and in this business, trust is everything.

We had a great experience with Zach, John and everyone we dealt with in The Mazzo Group throughout…read morethe whole process. Timely communication, accurate information and swift execution were the highlights of our transaction.

Our family can't speak highly enough of our experience with Cubie, Jon, and Gigi. Earlier this…read moreyear, when the housing market was particularly tough, they went above and beyond to ensure our home was sold quickly and at a great price. From the very start, the team demonstrated an impressive knowledge of the market and a keen eye for detail. They helped us stage our home and got us a new home. Throughout the process, they were consistently communicative and always available to answer our questions or address any concerns. They negotiated effectively on our behalf and kept us informed at every step. In a market where many homes were sitting unsold for months, the team's dedication and expertise truly made all the difference. Rarely, you might find a realtor who focuses more on high-volume sales rather than personalized service. We would wholeheartedly recommend them to anyone looking to sell or buy a home!!!

I used Mares Mortgage to purchase my home. They made the entire experience so easy. They explained…read moreevery step of the process, helped me find vendors like the home inspector. The whole home purchase and loan approval process with Mares was effortless and gave me peace of mind that I was in good hands. I highly recommend the whole team at Mares. Monica helped with so many questions and Cutberto helped explain many details in finalizing the loan. Thanks again! I will definitely use Mares for my next home loan.

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Excellent service. Fast, responsive, explained the process well, answered any questions I had. And…read moreabove all, very caring and supportive. Highly recommend.

Mike and his team were phenomenal from start to finish! From pulling our credit to finalizing the…read moreloan approval, they checked in every step of the way. As first time home buyers, we were grateful for excellent and professional customer service. They made the process seamless and ensured we had all our questions answered. If you are in the market to buy or refinance no look further. Mike, James and Joe got you covered!

Adam made processing our loan quick and easy. With our busy schedules we really needed someone like…read moreAdam to keep us on top of things and keep things moving. The process couldn't have been smoother.

Adam with Advantage Home Loans is amazing. He helped us through the process of securing our home…read moreloan. He was patient and was always available to answer any and all questions we had. I highly recommend Advantage Home Loans.

If you are looking for an honest and trustworthy Mortgage Company, look no further, Shawn is your…read moreman! This was my first time doing a HELOC loan and Shawn walked me through the process with patience. To save me fees and costs, he requested an automated valuation model and I did not have to pay for my home appraisal, which I was extremely pleased with! Because I have a very busy work week, Shawn found the time to accommodate my schedule. He would email me asking for documents, and when I could not answer back right away, he also followed up with a text to make sure I saw his emails. I like the fact that he treated my loan with a sense of urgency, which made the process fast. Whenever I called, texted or emailed him, he would reply back to me right away with his reply. He is very responsive and has great customer service skills who I trust 100%. Shawn will take really good care of you, please consider working with him, he is highly competent and trustworthy.

Just refinanced again with Shawn and my payments have gone down $212 per month. Thank you Shawn!read more

By far the best mortgage/re-fi/home equity loan firm around! We have worked with Liberty Financial…read morerepeatedly and have always received the best rates along with the best service. Kathy and the team are wonderful with procuring the best products for our needs and their follow-through is second to none. All members of the team work together seamlessly to make the process as easy as possible. We have recommended them to friends and family and have always received positive feedback. If you are considering a mortgage, re-fi, or other home loan, definitely check them out. You won't be disappointed.

We recently purchased our first home, and we couldn't have done it without Chelsea at Liberty…read moreFinancial! She was absolutely amazing from start to finish--professional, responsive, and incredibly knowledgeable. We had a very short escrow period of 14 days and Chelsea made what could have been a stressful process so much easier by answering all our questions, explaining every step in detail, and helping us choose the financing that made most sense for us! Her dedication, transparency, and attention to detail gave us complete confidence throughout the mortgage process. If you're looking for a lender who truly cares and will go the extra mile, Chelsea is the one to trust! Highly recommend her and Liberty Financial for any and all transactions!

I've used Heather a couple of times now for obtaining pre-approvals and I have been impressed with…read moreher speed and efficiency! She always responds back as soon as possible, whether it's email/phone/text. Sometimes I will text her and get a response back a minute later! I am also impressed her with knowledge of the market. No one has a crystal ball but she is not afraid of sharing her opinions on where rates might be heading and she has good analysis to back it up. In my experience lenders may try to push you into things not in your best interest, this is definitely not the case with Heather and her team. Valerie was also super helpful and knowledgeable!

Highly recommend!! Heather and Valerie were above expectations in all aspects. Very communicative,…read moreknowledgeable and supportive. The whole process went very smooth. P.S. this is the second deal to close with Heather and will definitely do more with her.

By far the best lender I have ever worked with! Jared is a stand up guy, he always answer the…read morephone, always answered any of our questions or concerns! Our escrow was scheduled for 45 days, with Jared it took 26 days from start to finish! A lot of lenders you have to go back and forth with, which is a pain, but Jared was straight forward, honest, and found the best deal for us! Jared has earned us as a repeat customer for years to come! And for anyone reading this, you would be a fool not to use Hayward Capital! THANK YOU JARED, NIKI, and HAYWARD CAPITAL TEAM!!

We have used Hayward Capital for many years for refinancing different properties. Jared Hayward…read moreand Niki Hayward are very professional, efficient and friendly! They always find the best deals for us and thoroughly explain our options. They make refinancing easy and effortless, guiding us every step of the way. I would highly recommend them! See for yourself and give them a call!

This Credit Union is probably one of the worst Unions To belong to thank God! We only only use them…read moreas a secondary banking option! The customer service is horrible and there app is is one of the worst for the size barely usable but if you don't know you don't know if you had schools first you would know like I do!

I had a vehicle loan here and went through Laura Garcia. She was excellent to work with and…read morecommunication was quick and easy. Highly recommend Laura and SDCCU. I turned down a slightly lower rate at Cal Coast to work with SDCCU because I was already a member and now that the process is over I'm glad I did. Laura had documents and checks ready so the in branch process was expedited and I was out with my new truck in about an hour.