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    Billy Fox - State Farm Insurance Agent

    1.0 (1 review)
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    Services - Billy Fox - State Farm Insurance Agent

    Homeowner or property

    Car and truck insurance

    Life insurance

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    5 years ago

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    Maloney & Ward Insurance Agency

    Maloney & Ward Insurance Agency

    (5 reviews)

    I took out an individual health insurance policy with Anthem through Maloney and Ward in the Spring…read moreof 2009. In the beginning my agent was helpful and assisted me in choosing the best policy for my needs budget. However, the service stopped there. When I gained group coverage through a new employer finally in 2010, I needed to cancel my individual policy. I called Mr. Ward and asked him what I needed to do. He could have just directed me to Anthem customer service but he said he'd handle everything. He assured me he'd filed paperwork to cancel the policy. Lo and behold, he did no such thing, I learned. My HR person at work contacted me to say she couldn't enroll me in the plan because my individual policy was never cancelled. I called Anthem and they said no agent had ever called on my behalf and even if they had, they wouldn't have been able to cancel the policy because they needed authorization from me personally. Luckily I was able to take care of it all over the phone right then, and I should have done that in the first place and never bothered with Maloney and Ward. I can't believe that my agent either outright lied to me or else wasn't adept enough to know how to go about terminating a no longer needed policy. Very disappointed.

    Maloney and Ward is a small, family owned and operated insurance agency that has been in Culpeper…read morefor decades. These guys know their stuff! I had an Erie Auto policy through Maloney and Ward for a few years, and both acquiring the policy and cancelling the policy were very easy and I had no hassles at all. The only reason I no longer have any business here is because I moved out of state, otherwise I would highly recommend these guys for any insurance needs you might have. It is rare to find a business with a personal touch nowadays, and Maloney and Ward delivers.

    Billy Fox - State Farm Insurance Agent - homeinsurance - Updated August 2026

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