I wouldn't use this realtor based on the simple fact she can't read English. I have a prominent "No…read moreSoliciting" sign and the city of Roseville requires a permit to solicit door to door. She ignored this and proceeds to knock anyway attempting to solicit and then left her flyer. She was incredibly rude when I pointed out she was in fact, soliciting. Not a good way to earn new clients. Hey Liliana, leaving flyers and knocking is soliciting and Roseville PD said they've been contacted about your practice before. It's illegal and requires a permit. You're trespassing!

Liliana Ghiurau, awesome realtor has the passion for helping people buy or sell a home…read more She has helped guide me and my husband when we were looking and wanting to get approved for our very first home. She educated me on how to file my taxes since both my husband and I are self employed. Thank you Liliana for being by my side holding my hand when buying our first home. Your professionalism , patience and people skills really helped keep us calm. Her recommendation on downloading her app made searching convenient in the palm of my hand. She's up to date with all technology and her videos and photos on her open house is fun to watch on Instagram and Facebook. Like her page so you can see. https://www.facebook.com/HomesByLiliana/

I discovered Ted through Yelp, and my experience turned out to be exceptional. With countless…read moremortgage companies to choose from, I decided to work with Ted because of his honesty and transparency. His entire team kept me informed throughout the process, ensuring a smooth closing within the promised time frame. I highly recommend KMG--you won't be disappointed!

Ted Kappel Mortgage Group Highly recommended! So glad we…read morefound this firm since our original lender was no longer available we even reached out to credit unions who never bothered to respond I knew it would be hard to find another lender that we used to rely on and someone who would take the time to answer all our questions with honesty and be trustworthy after reading all the reviews for Ted Kappel we decided to give his firm a try we met him on a Saturday morning and right away felt very comfortable speaking with him he made it about you and your needs I do have to say there was a little bump in signing the paperwork but overall everything else went smoothly in going back and forth with all the questions we had and didn't feel as we were bothering him any calls we made he or his lovely assistant Lindsey got back to us right away.

We searched for our first home for over eight months, and Heather was incredibly responsive and…read morehelpful every step of the way. I admired her ability to explain every component of the mortgage process in detail and in terms we could understand, as well as her totally straightforward approach to the market. She gave us all the information we needed and empowered us to make the decisions that worked best for us. At the end of the day, we secured a loan and rate that worked perfectly for our situation thanks to her creative problem-solving and her dedication to keeping our best interests in mind. If you're looking for a broker who's quick to respond, knows what she's talking about, provides unbiased opinions, and truly wants the best for her clients, look no further than Heather.

Heather is our go to loan expert and should be yours! She is very knowledgeable and quick to…read morerespond to questions. I never felt like any question was silly and she took the time to explain things in a way that we could fully understand. My husband and I spent over 10 months in this crazy real estate market looking for a home and Heather was by our side the whole time. Monitoring interest rates and always having our best interest in mind. I can't recommend her enough!!!

I was introduced to Randy Randazzo, of Vitek Mortgage, by my realtor. Randy is a bright,…read morearticulate, enthusiastic man. He provided me with the information and tools to make my dream of owning my own home a reality. I started the house hunting process in spring of 2017. I was ready to purchase a home, but to get a decent interest rate on a loan, I needed to do a little bit of work to bring my scores up a bit. Randy told me what he thought needed to be done and after following his direction, we moved forward in October. Today, I am in my own place with a mortgage payment that is less than I was paying in rent. Randy took me through the entire process with ease and a pleasant demeanor. I highly recommend Randy to anyone who is considering purchasing a home, be it a first home or another home! He knows the ropes and knows how to help make your dream come true! A. Boxwell, Sacramento, CA Randy Randazzo Mortgage Loan Originator Office: (916) 889-8528 Cell: (916) 601-7091 Fax: (866) 380-0233 rrandazzo@teamvitek.com Website: rrandazzo.teamvitek.com Licensed - NMLS # 284482

Unfortunately the only positive experience that I had with Vitek was that the staff was extremely…read morefriendly. Reading all of the positive reviews, I called Vitek and made an appointment to see a member of their staff. Although I lived in San Jose, I was interested in purchasing a home in Sacramento, so I drove all the way up from San Jose for my initial appointment to see if I would qualify for a home loan. I had some past credit challenges which I was very forthcoming and upfront about during my initial consultation with Vitek. I was told that I was pre-APPROVED for a home loan and was asked for preliminary paperwork. I was even told that I would qualify for a down-payment assistance grant, which I was excited about since I had very little upfront money available to me. After an exhausting search for the right home, I found a home and decided to place an offer, which was accepted. I worked out an arrangement to rent back the home until escrow closed which was to be 30 days later. During the underwriting review, a couple of issues came up that caught everyone off guard. And while they were unforeseen and certainly unique in nature, they definitely were not impossible to overcome. Vitek made some effort to get them resolved, but fast forward two months and days before the extension for escrow was to expire, I was told that my loan was denied and Vitek dropped me like a bad habit, left to sink or swim on my own. So now that I've spent a significant amount of money moving from San Jose to Sacramento, put up Ernst money as well as other new home related expenses, I find myself in a situation whereas I stand to have just thrown a whole lot of money out the window and left to save myself. Thanks Vitek. Thank goodness I don't give up very easily. So I find another lender that is happy to do whatever it takes to get my loan through underwriting. But now I find out that I do not qualify for that too good to be true Down Payment Assistance Grant that Vitek lured me in with and is what I based my decision on to even proceed with buying a home. So now I have to decide to either pack up and move into an apartment and lose my Ernst money as well as all of the other money I put into this move, or roll the dice and see what happens. Again, I don't give up easily and I roll the dice and I am now a home owner. Not before having to come up with about another $10K however. Why were the other guys who are much smaller than Vitek able to get this deal done? Underwriting was much more brutal and unforgiving with the other guys than with Vitek, and it the other guys had to put a lot of effort and work into closing this deal. But the point is, it clearly was not impossible. When the going got tough, Vitek got going and left me alone and stranded and someone willing to put in the work and effort came along and proved that Vitek clearly was not interested in doing so. I made financial decisions based upon information that Vitek provided me, and the information that I was provided proved to be at best, unreliable which put me in a very difficult situation. Again, the staff at Vitek were extremely friendly, but friendly just didn't cut it and I am extremely disappointed that Vitek is okay with leading down an unfamiliar road, only to take off leaving me stranded and alone to fend for myself. If the other guys were able to get it done, you should have been able to as well. You failed not only me, but yourselves as well. The upside to all of this is that the other guys were able to get me financed for a full percentage point less than you.

Joanne and her team did more for us than just refinance our house. She took our very unique…read moresituation; made it hers, owned it and got us 'Even' again. Well except the mortgage . We​ will for sure be seeing her and her team of professionals for any mortgage needs in the future. We highly recommend The Van Patten Mortgage Group for all Mortgage needs. They are now Family .

I hardly write Yelp reviews, and couldn't wait to write one for David, he's incredible! He is able…read moreto explain the most complicated information in such a calming and understanding way. He is a fabulous listener and really helped us find the absolute best coverage for our family. If you want a wonderfully knowledgeable and intelligent agent that is truly looking for your best interest (and not pushy), give David a call, now!

David Brabender of Atman Insurance is THE BEST! Getting insurance coverage can be very complicated…read moreand very daunting. David makes it all so fast and so easy. He is so competent, so intelligent, so professional, so knowledgeable. I could go on and on. We always consult with him before we renew or change insurance. He always gets us the best coverage at the best price. He has saved us a LOT of money. Anyone who does not consult with him and use his services is crazy and doing themselves a disservice. I give David a 5 star rating because Yelp will not let me give him a 6 star rating! Make that 10 star!

Anita and her Team helped us purchase our new family home. We are very greatful to Anita and her…read moreTeam!

Anita is recommended by two of my friends that she had helped before to get each their home, she is…read morehighly recommended by them so i asked her if she could help me with the process of finding my own house, as a first time home buyer, I've done my fair share of research on navigating through home buying process, but there's still a lot that i do not know. Anita guided me through the process and tried her best to answer my questions. I love the fact that she was there to answer my questions even after office hours and on the weekends. As a first time home buyer I have a lot of concerns about the market and what not. If you are looking for someone to help you get a house in this though market, Anita is definitely the good choice. She is very knowledgeable in the market, and I appreciate her sharing her knowledge to me. She even helped me get a realtor that helped me get a house. She will answer your questions even on the weekends. She is what you want in your team when looking for a house.

A Friend recommended Eduard @ Builder Loans. Getting a construction loan is not an easy process…read more Eduard made it happen and helped us every step of the way. We are about half way done with our dream house. Thank you Eduard for helping us fund our dream.