As a real estate investor and business owner with multiple companies, finding a mortgage lender who truly understands complex income structures and self-employed borrowers was nearly impossible--until I found Bridget Newcomb. Bridget has handled several of my investment property loans, so when I decided to purchase a new construction home, she was my first call. The builder pushed hard for me to use their preferred lender, and at first, I considered it. That quickly changed when their lender told me I couldn't qualify for a bank statement loan without an exception, required 20% down, and quoted me an interest rate of 8.33%. I brought the offer to Bridget, and she completely changed the game. Not only was she able to secure a bank statement loan without the hurdles, but she also got me approved with only 10% down and a 7% interest rate. The difference in payment was nearly $2,000 per month, saving me a significant amount of money while providing a much better financing solution. When the builder found out I wasn't using their lender, they attempted to remove $10,000 in incentives. Bridget fought for me every step of the way and successfully negotiated $5,000 of those incentives back because their lender couldn't provide financing that was in my best interest. If you're looking for a mortgage broker who specializes in investment property financing, bank statement loans, self-employed borrowers, new construction homes, and finding the best mortgage rates, I cannot recommend Bridget Newcomb enough. Her knowledge, persistence, and ability to structure difficult loans are unmatched. She has earned my business for life, and I won't use another lender. read more

Huge thanks to Bridget for coming through in the clutch! After a year of searching for a construction loan and four failed attempts, she made it happen--quickly and efficiently. My project on 25th Street in Oakland was a tough one, as we're lifting the house to double the square footage, and most lenders were hesitant to take it on. Bridget was diligent, persistent, and on top of everything, securing both a home loan and a construction loan for Vivify Properties when others couldn't. If you're looking for someone who gets the job done, I highly recommend Bridget for home and construction loans. Great job! read more

Bridget Newcomb - Construction Underway! - Mortgage Lenders Near Me - Sacramento, California

Put your trust and confidence in Bridget! Bridget will always explain everything and answer all your questions during your home buying experience. As a first time home buyer I felt so lucky to have found Bridget, she was the best, very knowledgeable and supportive in the very complicated home buying process. I was anxious with a short window to get my home purchased as I was working long hours myself and looking toward a long distance move. She successfully helped me get through the loan processes and kept me up to speed on many options for ME including the Dream for All programs. My loan closed on time and at a lower than expected interest rate for the times. She still keeps in touch to make sure all is good after almost a year has past since I bought my home. Bridget is truly a professional I would highly recommend! read more

You WANT Bridget in your corner! As we moved back to CA, we were lucky enough to be recommended to Bridget through a trusted real estate agent. As we packed up and drove our way across the country, we knew we were in good hands with her honest and professional communication skills. We had enough plot twists that my head was spinning, but she tactfully kept me in one piece and guided us through every change. A complete switch of what we were underwriting for, a cyber attack on the title company, a delay on the builders end of things on TOP of the already stressful process that is buying a house, she held our hand and guided us through it with courage and conviction to her profession. Even when my choices made more work for her. I cannot recommend her enough, and since no one I know wants to buy, I will sing her praises here! One conversation with her and you will not be disappointed. read more