I have an auto loan with Farmer's National Bank presently and I would not ever, under any…read morecircumstances, do repeat business with this bank. They assessed me a $150.00 prepayment penalty on the account for attempting to pay it off early. I have paid off every auto loan I've ever had with other banks, and none of them charged such a penalty. I called to try to have it waived and was redirected through numerous people over the course of a couple days. I now have to pay 32 cents per month by check for the next six months because the account balance is $1.90, and if I pay the remaining $1.90 immediately the $150.00 prepayment penalty will be assessed. Take your money elsewhere, not to Farmer's National Bank, unless you want to deal with ludicrously unwielding customer service and predatory lending involving prepayment penalties. There are plenty of other banks (most, in fact) who will NOT charge you such a fee. Had to give one star to leave the review, since zero stars isn't an option.

I have an auto loan with Farmer's National Bank presently and I would not ever, under any…read morecircumstances, do repeat business with this bank. They assessed me a $150.00 prepayment penalty on the account for attempting to pay it off early. I have paid off every auto loan I've ever had with other banks, and none of them charged such a penalty. I called to try to have it waived and was redirected through numerous people over the course of a couple days. I now have to pay 32 cents per month by check for the next six months because the account balance is $1.90, and if I pay the remaining $1.90 immediately the $150.00 prepayment penalty will be assessed. Take your money elsewhere, not to Farmer's National Bank, unless you want to deal with ludicrously unwielding customer service and predatory lending involving prepayment penalties. There are plenty of other banks (most, in fact) who will NOT charge you such a fee. Had to give one star to leave the review, since zero stars isn't an option.

A nightmare. Incompetence off the scale. Third time at this branch since they closed the Liberty…read moreoffice, which wasn't much better. Trying to cash in a CD that matured last week, it took two days! She treated me like I was the first customer to cash in a CD, like she was doing me a favor. I have substantial money in this "bank" with accounts in three others. I may just toss this one.

A typical bank, with most bank tellers that think they're overworked and underpaid in an empty bank…read moreon a Tuesday afternoon. They act as if there job is not to transact a person business, but if they know & like you they are laughing and chatting it up or when they pull up you account/s and see the balances and or amount of transactions each month then they offer for you to meet with a personal banker. Now with me whom she didn't know she was dry, bland, and counted my money back to me in the strangest let alone dumbest way I've ever seen done before. The teller started with the 20's, 10's, 5's then a 50 to make $150 change back to me (WHAT!) ie 20,40,60,80,90,95,100,150 again DUMBEST & STRANGEST way not taught in teller class to count money back to a customer. Maybe I looked to her like a person that needed remedial counting. Hope I never need to stop here again!

Worst customer service. Waited 2 weeks for change that I ordered. Went to pick it up to find out…read morethey only had half of what I ordered. Also had no record of my request .

For those who have accounts at Home Federal Savings and loan in Niles, please be aware that if…read morehackers hit your account more than once, the bank will cancel your debit card and not reissue another one because you are 'too much of a risk'. So, the thief that is attempting to use a debit card can cause you to lose your banking privileges. No wonder this is a rinky dink bank. Is this standard procedure for lending institutions? The client gets punished for the actions of a thief?

This place just tried to charge me 5 bucks to cash a check from their customer made out to…read morecash...like I needed another reason to never bank here. I'll drive further into Boardman to use 1 of my banks. Farmers or Assoc School Employees Credit union