Tom Meglia is top notch! He has been in business for well over 20 years. He is extremely…read moreknowledgeable and will help you get your finances on track. I trust Tom Meglia because he is honest and wants everyone to succeed in their finances. He will even make sure you have an emergency fund so you are never "stuck" in a bad situation with your finances.

From the owner: Chartered Financial Consultant and Accredited Estate Planner specializing in Retirement Planning.read more

Working with Kyle Clark has been a standout experience from start to finish…read more After a deeply frustrating experience with another financial advisor program, I was cautious about starting over, but working with Kyle has been a complete 180. From the start, Kyle was thorough and patient. He walked me through transferring all of my existing funds, helped me establish clear savings goals, and gave me concrete, actionable guidance I could actually act on. What impressed me most was his timing: all of this unfolded during a period of significant personal transition for me, and he handled every step with professionalism and calm. The results have spoken for themselves. My portfolio has reached record highs, and for the first time, I genuinely feel in control of my financial future. If you're looking for an advisor who is competent and steady under pressure, I can't recommend Kyle highly enough!

David gave a very helpful consultation. He is knowledgeable about tax and explained in easy to…read moreunderstand way.

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

I had the BEST experience with Karen Molina! So kind, so patient with me and responded to any of my…read moreconcerns, questions right away!!! Very sweet!!! My credit score went up tremendously thanks to Karen and the Second Chance team!!! Amazing to work with you!!! Highly recommend!

As a degreed Accountant, MBA, and working in Fortune 500 Corporate Finance for over 30 years I have…read morebeen seriously investing since my late '20s. Before working with professional advisement, watched my wife's and my portfolio grow from five, to six and to finally seven figures. Would consider myself an experienced personal investor. However, portfolio grew stagnant (stayed in prior winners, now losers too long), leveled offed, and was not achieving desired returns, and was often radically up or down pertaining to market whims. Found myself even being experienced, being emotional in making needed financial decisions. Thus decided to finally pursue and rely on professional financial investment advisement for better consistent long term returns. Went thru a most thorough rigorous search and review process to choose the right Financial Advisor to entrust my entire now seven figure portfolio. This was a four step process that entailed screening firms for the right kind of (1) financial advisor formal university education, (2) investment training & licensing (CFP, CFA or CPA etc.), (3) firm reputation, especially local reputation, not just based on a national name recognition and (4) firm Investment style and practices. Basically wanted a firm that primarily were not just a bunch of financial salespersons (who got into the business a few years ago and primarily earn their income generating financial product sales) and genuinely care about the long term growth of their clientele. It would not make sense to invest my hard earn money with advisors who knew less (often far less) about Finance, and even less about the real Stock Market than me! I would sincerely say that 80% to even 90% of the firms out there do not meet or even close to my set standards (which should apply to you if you are a serious investor). Thus took almost two years to find the right firm to meet my set standards and long term goals. Personal care was of course considered, but all said $ results matter! After initial on-line screens in the dozens, went thru nearly a dozen actual person to person firm interviews. That said, I chose Gould Asset Management in Claremont, now going on four years, and have not looked back. They have the highest credentialed, formal finance educationally trained, market tested experienced, personnel with a better than Gold reputation in the community. They developed a medium and long term plan which I have entrusted my entire family's portfolio (with highly protective safeguards that they incorporated at the broker house level, i.e. Fidelity, Schwab, etc.) I have now been getting better consistent steady returns with softened market fluctuations. Guarantee you will only find this level of firm competence, financial investment knowledge, and true customer care and financial planning to meet your needs and goals only with Gould Asset Management and a few firms perhaps in the LA highest rent districts, think Bel-Air or Beverly Hills. Young or older as myself, if you are serious about developing a well planned diversified portfolio, look into Gould Asset Management. Ten, twenty years from now, you will be glad you did. CJ Wong, Experienced Investor

From the owner: We help our clients manage their unique financial situations as they traverse a variety of…read moreimportant life events. Our clients are individuals and organizations with portfolios that range in size from approximately $1 million to in excess of $20 million. Gould’s experienced investment professionals can design a sound portfolio strategy to fit your needs and achieve your financial goals. Getting started is simple: We’ll meet with you in person, by phone, or by video-conference, according to your preference, to learn in detail about your current financial situation and clarify your goals and aspirations for financial security.

Amazing service. Mangus Finance really is helpful and Marc really knows how to listen. For the…read morefirst time I actually feel like I'm on the right path. Mangus helped me not only with retirement planning but budgeting for my day to day living where I'm actually saving more and spending less. I really thought I had cut all the corners but Mangus showed me a few additional new ways to save. Thanks, Marc!

I had a great experience. Mangus is very thorough and focused on the client, while being a straight…read moreshooter and explaining to me exactly how complex financial products work, including my risk exposures and potential returns.

If you're a Dave Ramsey follower and you received her info as a designated ELP from Financial Peace…read moreUniversity, this isn't the right person for you. My husband and I were excited to meet an ELP endorsed by Dave Ramsey, because we've heard promising stories from others. We were extremely disappointed to say the least. We spent 2 hours because she was asking us an endless amount of questions just to get our taxes done. The questions were ridiculous and I could feel our anxiety rising because she was being very condescending. Questioning our career choices and imposing her own opinions on us changing our jobs for tax purposes! Right when we handed over our tax forms, she shook her head in dismay and said "this doesn't look good, I already know you're going to owe too much." The most important part, she knows nothing about the Dave Ramsey financial plan because she'll push her other services on you. She looked completely dumbfounded when we told her we were doing a debt snowball first before we think of anything else.

From the owner: investment planning, IRA, retirement planning, college savings, tax planning, estate planningread more

Very informative seminar. I learned a lot and I am impressed with Brian's presentation and the…read morevaluable information he gave me for retirement planning purposes in the future including SS and capital gains information.

I would highly recommend them. I reached out seeking high level guidance on a variety of tax,…read moreretirement, financial topics and Brian took the time to patiently coach me through it. His time was invaluable!

These folks are outstanding! I Highly Recommend them for all your banking needs!…read moreOutstanding customer relations!

For years, our experience with America's Christian Credit Union was largely uneventful. We used…read morethem for most of our banking needs, and my mother-in-law has maintained a HELOC through them. As basic banking customers, we rarely needed special assistance and had no major complaints. That changed when we needed historical HELOC statements for a legal matter. We first visited a branch in person and were told there was nothing they could do at that time, but that someone would contact us by phone. That call never came. After following up ourselves, we were informed that obtaining the statements would cost $10 per statement plus an hourly research fee. We were also told that the statements had already been emailed monthly over the years, with the implication that we should have maintained our own records. While that may be a reasonable expectation for some customers, my mother-in-law is elderly, and many people rely on their financial institution to help access historical records when needed. That's one of the reasons people choose to bank with established financial institutions in the first place. For a HELOC that has existed for roughly five years, the quoted fees could have easily exceeded $600 before any hourly charges were added. To put that into perspective, Wells Fargo was able to provide years of archived statements in about 30 minutes at no charge. After expressing our concerns, we were eventually told they likely would not charge us after all. However, we only received approximately two years of statements, leaving the original issue unresolved. What disappoints me most is not the fee itself, but the lack of customer service and willingness to help. Between the missed follow-up, the inconsistent information, the excessive fees initially quoted, and the incomplete records provided, the experience fell far below what I would expect from a financial institution that promotes trust and customer care. If you never need anything beyond basic banking, you may never encounter these issues. However, if you ever need historical records, assistance with an older account, or support during an important legal or financial matter, be prepared for a very different experience than what you might expect.