1. Country Bank

    1. Country Bank

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    Ludlow, MA

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    Country Bank

    1.0 (1 review)
    Closed 9:00 am - 5:00 pm

    Services - Country Bank

    Personal banking

    Auto loan

    Business loan

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    12 years ago

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    Ask the Community - Country Bank

    USA Mortgage Network

    USA Mortgage Network

    (4 reviews)

    I could not say enough great things about Bella and the folks at USA Mort ages. After Berkshire…read moreBank screwed the pooch calling my son's 375K tax CREDIT a "DEBT" instead of what it truly is (a carried forward credit after a fire & tornado loss in the same year) , 10 days from the closing they really screwed my boy up but good. Bella fixed the problem in 10 seconds telling us "Banks simply can't understand the tax returns of self employed people". Thank you Bella-you are the best. From a grateful Father Bill Y.

    My 1st meeting with Kate was unhelpful, abrasive, and confusing. However, she put a positive spin…read moreon it by saying she would get back to me later that day after running my credit report. She refused just to sit down, and instead stood at her desk loudly speaking at us, barely letting us get a sentence in. We were planning on going with a VA loan and before I got to mention that we plan on getting married before buying the house (he's the vet, I'm not) she just LOUDLY interjects with "Well, you're not even married? What are you talking about? I'm not gonna put a girlfriend on a VA loan." Then, as I am just barely starting to get my sentence out that we're also looking into USDA loan (I've already done lots of research on this matter), she interrupts loudly AGAIN, "Well your credit scores aren't good enough, its impossible so I don't know why you're even considering USDA." (for everyone else in the office to hear and people were turning around staring at us). Little does she know, we'd just paid off a MASSIVE debt and our credit scores had just shot up well-above the requirments. It was so embarassing. This all happened in a single 5 minute meeting. We didn't even really get to introduce ourselves or explain our current prospects and all the progress we'd made. I wish I had never come to this office and I actually advised my realtor to NEVER recommend this lender to anyone EVER again. ... A week later, I realized I'd never received any communications from her, and I'd already wasted all that time bringing all my documents to her to run the reports, so I figured heck, why not just contact her to see what she found, anyway? So I emailed her and she just said "I am sick, but I'm doing everything I can." I thought this was a short, unaccountable, and weird way to reply to a client. I emailed her again, and she admitted she lost some of my pay stubs, But would still get back to me after running our reports. ..Who does that? It's now been 5 weeks and I still have not received any response, results, or answers. Very bizarre way to do business. I would not recommend this company to anyone. I am doing business with a different lender in the area, and she has preapproved us and we're looking forward to buying a house. Thanks for reading.

    The Chmiel Morfea Home Team - Fairway Mortgage Corp

    The Chmiel Morfea Home Team - Fairway Mortgage Corp

    (1 review)

    Mr. Chmiel was very knowledgeable, available and on top of the whole process. He as well as Mr…read more Mofea would walk me through attaining any financial documents needed, we're able to connect me with down payment assistance (multiple programs available in CT tailored to buyer) and while navigating the holidays were still right on schedule through the entire process allowing us to close on schedule. Great experience, highly recommend Chmiel and Mofea at Fairway Independent Mortgage Corp. These guys provide a truly priceless service to their clients.

    From the owner: Having been in the mortgage business for over 2 decades and developed- The Chmiel Morfea Home Team…read more I pride myself on providing my clients with top-level personalized service while having company operations in all 50 states. I enjoy working with all of my clients to educate them not only about available loan programs, the industry overall and assisting them in choosing the best option to achieve their goals, regardless if they are first-time home buyers or seasoned property investors. I have always taken the time to get to know each of my clients and determine their needs while working diligently throughout the process to help them purchase or refinance a home, which oftentimes involves problem-solving and thinking outside the "traditional" lending box. This is where I excel, and I often find solutions those lenders overlook. It is this dedication to my clients that is remembered and why so many of my past clients continue to come back to me when the time comes to refinance or make a new purchase. I specialize in all types of residential lending including Conventional, VA, FHA, USDA, 203K Rehab loans, Reverse mortgages, and more. Matthew R Chmiel Sr. Mortgage Loan Officer/Sales Mgr. 860-982-6729- CT (all areas) 413-384-9667- MA (all areas) matt.chmiel@fairwaymc.com

    New Valley Bank & Trust - stolen from their facebook - just before the opening of this retail branch office

    New Valley Bank & Trust

    (1 review)

    Its important to update... when I opened my account I mentioned that I am only in Springfield a few…read moretimes a month for business. This wouldve been the perfect opportunity for the manager to tell me about shared branch ATM services such as cash deposits via Fiserv's Accel network. This means that another bank's ATM's can receive my deposit and its credited to my New Valley account as long as I'm using an ATM that's within the Accel network. There was zero mention of this extremely useful function at the time of account opening. I am disappointed as its an ability that actually serves me very well. I figured it out on my own by researching this network that I had previously never heard of. They still get 5 stars but I hope new customers are presented with this info.

    From the owner: New Valley Bank provides person-to-person banking services for the people and small businesses that…read moremake our Massachusetts communities thrive. We serve, reinvest, and make all finance & banking decisions in Western Massachusetts and that’s how it’ll stay. As your community banking leaders, we never settle for anything less than perfect financial solutions for you or your business. New Valley Bank offers the best online banking services to provide you with personal checking & savings or even that small business loan to make your dreams, a reality. If you live near Springfield, MA and are looking for the best community banking institution, look no further than New Valley Bank and our financial solutions to help you or your business!

    Country Bank - banks - Updated September 2026

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