I can't say enough good things about Eliza Ghanooni. Going through a Chapter 7 bankruptcy is one of…read morethe most stressful experiences a person can face, and Eliza made every step of it manageable. From our very first conversation, she took the time to explain the process clearly -- in plain language, not legal jargon -- so I always knew exactly where I stood and what to expect next. She was incredibly responsive throughout, returning calls and messages promptly and making me feel like a priority, not just a case number. Most importantly, her patience and genuine care never wavered, even when I had questions or needed things explained more than once. Thanks to her guidance, my discharge was granted, and I can finally move forward with a clean slate. If you're navigating bankruptcy and need someone who combines real expertise with true compassion, look no further. Eliza is the real deal.

Extremely thankful for Eliza for all her patience, hard work and guidance throughout our bk…read morejourney, she is very knowledgeable and communicative, would recommend her without any hesitation. She made what almost seemed impossible possible.

Dealing with debt can be extremely stressful and scary. Michael and his team made going through a…read moredifficult time so much better. Michael came up with thoughtful, innovative ideas to handle my situation and helped me out immeasurably. His experience and relationships working on 4000 debt cases showed. He came up with an affordable, tailored strategy that helped me out of a very tough spot. Most of all, Michael cares about his clients and it shows. I cannot recommend Michael and the Financial Counseling Center strongly enough. Highest recommendation. Good people you can trust.

Great service, great team. Definitely recommend them for your debt management and or/resolution…read moreissues. The process felt like family helping me in a stressful time.

Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

First of all I found Sanaz Law Firm on line and picked up the phone and end up talking to Chris. I…read moreinstantly knew I made a right decision. From there on I was communicating with Sanaz thru him. I have to say Chris held my hand all the way thru this process. I am deeply grateful for finding such a compassionate human been. I wasn't in good place but they made me believe that I will make it thru this. Thank you Chris and Sanaz for pushing me through!!! I highly recommend Sanaz Bereliani Low Firm because working with them was pleasant and they deliver every time!!!

I am so grateful I was referred to Sanaz Bereliani. This review is a year overdue because I was in…read morethe Eaton Fire...but I gotta make the time to give thanks before the year is up!!! From the start, Sanaz assessed my situation and addressed my concerns. Once she determined my case could stand on solid ground, she gave me clear directives on what to do and what not to do. I followed these and I felt empowered. Next, I went to work with Chris Ugarteche to prepare my paperwork. I initially filled some of the paperwork out incorrectly and Chris immediately caught this and gave me guidance. Chris has incredible patience, communication, and he knows his stuff inside out. He saw me through this novel experience with empathy. When I appeared before the judge via Zoom, I was at peace knowing that all the i's were dotted and all the t's were crossed. My case was resolved seamlessly. I only wish I had done it sooner. Sanaz's practice is busy. There were some days where I craved an update so I proactively emailed. Sanaz and Chris always responded to me quickly. I could not ask for more. Thank you Sanaz and Chris for the meaningful and life-changing work you so expertly do!

Very happy and I didn't think the company will get my score up this high. From 529 to 801. Took 4…read moremonths but that was unreal. The debts he did for me were pretty big and I didn't even ask them to do it. Great credit repair company will recommend for sure I think they are honest and a fair price.

Wow I'm impressed! After having a company ruin me Edward and the girls really got me up to 786 in 7…read moremonths and saved me so much money. I thought was going to get sued but I'm so happy he took care of it and my credit report and scores all at once. The amount of money saved was around 17000. Very happy and recommended

Erik Kaplan is simply the best when it comes to credit repair. Honest and focused on the hard work…read moreto get your credit in better standing. He also only charges for results that created a positive outcome for your credit. I solely refer everyone I know to Erik for credit repair from my neighboring industry of mortgage lending. There are many imitators and snak-eoil salesman within the credit repair field, this is a fact, Erik is the real deal.

I would give 0 stars if I could this guy said he could get my credit to 620 and a 660 ( me and my…read moregirls) but it didn't go up 1 point in 6 months !! And when we originally talked he said he'll give a full refund if it doesn't reach the mark in 120 days I gave him 180!. So I recached out and let him now I was unsatisfied and I want a full refund and he refused. So I did my research and found out what he is doing is illegal! Per California's Credit Services Organizations Act (Civil Code §1789.10.) And not doing it the correct way so I WILL be seeing this guy in court expeditiously. STAY AWAY DONT WASTE YOUR TIME THIS MIGHT AS WELL BE A SCAM LIKELY CALL

They are very friendly, and I had a great experience with them. My credit was very bad with many…read morelate payments, but they helped fix everything at a very reasonable price. Mr. Hatami is a very kind and helpful person and is always there when you need him.

I'm very disappointed with my experience. They charged me around $4,000, but after six months the…read moreresult was not what was promised. The offer they obtained was something I could have negotiated myself, and my credit score dropped significantly. I would not recommend this company.

My name is Angie C. I called and left a message on Juily 3rd. Day before Fourth of July. Mina,…read morethe owner called me back and spoke to me about the complicated tax situation I found myself in. Question after question Mina asked me. Mina did not RUSH me in the afternoon on July 3rd. She cares about her client. She cares about the quality of service she provides. Mina's standard of quality is high. I highly recommend Mina!

Mina in the Santa Monica office was very knowledgeable, patient, and kind in guiding me on the tax…read moreimplications for setting up my new business. I appreciate the fact that she was also able to provide guidance on tax matters for both California and Arizona, where my target customers are operating. I would highly recommend her service to small business owners like myself.

INITIAL CONTACT I hadn't heard of this company until 1 hour…read moreago, when I received an automated message informing me of an opportunity to lower my loan payments in line with new legislation. I pressed "1" to speak with a customer service rep, and after being screened with a few basic questions by a "Rochelle" (am I current student, disabled, veteran, public service, amount of debt), I was forwarded to Katie B, a councilor at StuDebt. DUBIOUS CONTEXT My first question to her was to ask what organization she was with--because at this point I had no context to who had called me. That was when she explained she was with StuDebt, then proceeded to ask a few questions to help me determine what level of aid I might receive (I agreed to move forward to see what this was about). RED FLAG The red flag raised for me when in the course of verifying my account, she asked for my Social Security number. I asked her why this was necessary, as the SS# isn't something I'd ever give out over the phone--much less in a situation where I wasn't 100% sure of who I was speaking with. Though her explanation was reasonable and makes sense (using it to distinguish between people with the same name and birth date), at this point I wasn't comfortable providing it or any further info without doing my own research online. I asked for contact information and provided an email. DOING OWN RESEARCH Then I turned to Google to find out what this company was about, leading me to both these Yelp reviews as well as to this article written by the Consumer Financial Protection Bureau (CFPB) about being aware that certain "student loan debt relief companies may cost you thousands of dollars and drive you further into debt" (http://www.consumerfinance.gov/blog/consumer-advisory-student-loan-debt-relief-companies-may-cost-you-thousands-of-dollars-and-drive-you-further-into-debt/). My takeaway from the reviews and CFPB article is to educate myself on what options I have available for student debt relief before turning to any third parties, helpful though they may be. RESULT I have no problem with the representatives calling me -- they're just doing their jobs -- but I figured I should write a review so others with student debt can do due diligence before committing any further time or money. Any time you're making decisions around your debts, finances or future, it's definitely worth taking some time to learn for yourself.

It was too good to be true. I paid for this service to fill out the I form every year for my…read moreloans. They promised I would have either low or no loan payments for 10 years. Unfortunately, that was not the case the never refilled out nor reached out or answered my phone calls regarding the loan. Therefore, the loan consolidation called told me many of those companies scam for money help out once and never seen again. It was a tough lesson to learn but please do not pay for this service. You can fill out the forms yourself for free and if you go to the site from your loans they will walk you through it. Studebt was a poor solution and unfortunately takes advantage of those in tight money situations

Working with Kyle Clark has been a standout experience from start to finish…read more After a deeply frustrating experience with another financial advisor program, I was cautious about starting over, but working with Kyle has been a complete 180. From the start, Kyle was thorough and patient. He walked me through transferring all of my existing funds, helped me establish clear savings goals, and gave me concrete, actionable guidance I could actually act on. What impressed me most was his timing: all of this unfolded during a period of significant personal transition for me, and he handled every step with professionalism and calm. The results have spoken for themselves. My portfolio has reached record highs, and for the first time, I genuinely feel in control of my financial future. If you're looking for an advisor who is competent and steady under pressure, I can't recommend Kyle highly enough!

I've pretty much exhausted my ability to manage my retirement account now that it's entered…read more"Antihistamine money" territory (It's nothing to sneeze at) so I thought it would be a good idea to hire a fee-for-service fiduciary to look over my multiple accounts and give me some advice. Which ones do I combine? Am I investing too aggressively or not enough? What the heck is this fund? Nick Licouris did a fantastic job - we met twice, and he mapped out a detailed roadmap for me to get my financial house in order over the next few years, explaining everything in plain English anyone could understand. He confirmed I was headed in the right direction, but also pointed out a few things I was unaware of. He also correctly predicted how many hours it would take, so the cost was no surprise. I am very, VERY pleased with the results and I've recommended him to others and will probably hire him again, once I've executed the plan.