Dan has been our mortgage broker for years, going back to our first house purchase in 2003. He has…read morealso provided some excellent mortgages for friends of ours and for family, even in very unusual income situations. He has saved us and those whom we referred to him a lot of money on interest and has done so sharing his wealth of accumulated knowledge in a friendly and helpful manner. We just closed again on a house purchase with lots of complexity (a purchase plus) and cannot be happier! D and H

First time home buyer and ran into some issues getting approved with a bank. Found out about Dan…read morefrom a co-worker and he got us an approval within a week of talking with him. Would highly recommend Dan to any home buyer due to his knowledge and urgency to getting the job done.

Mortgage process started mid October 2023 and not complete in time for January 2024 maturity date…read morewith previous lender. The Broker Wendy Bradshaw missed following up with company hired to do appraisal and wasn't done until the week of my maturity date. Owner Matt Daniels claims a lack of communication, I call it negligence. I wasn't even notified that the mortgage approval wouldn't be complete before the maturity date with previous lender. Had I not contacted the lender at the time I would have been locked into a 1 year fixed mortgage at 9.5%. This company has caused me nothing but stress in addition to financial loss.

Fantastic company with fantastic people. Christa and her team are always quick to respond and work…read morehard for their clients. Always happy to refer my clients to this awesome group and will always use them for my personal mortgage needs! Reilly Stead Sales Representative Coldwell Banker Southwest Realty

Capital Mortgages is a mortgage brokerage that offers mortgage services including residential and…read morecommercial financing. They also offer consultancy services to secure financing for home purchases, refinancing and transfers. They are based and operate in Ottawa. They have extensive experience in real estate, mortgages and dealings with banks and lenders. My wife & I bought our first home in 2005, thanks to Capital Mortgages. Upon deciding on the home, we applied for a mortgage with one of the big banks that was offering a "special" rate for home buyers in the community. Unfortunately, this bank insisted on a co-signer, something I was not comfortable doing. Fortunately, I was referred to Capital Mortgages. It is owned by the parents of an old acquaintance - who competed with me during the courting phase of my relationship with my wife. But that's another story. Capital Mortgages secured a mortgage for us, with another big bank, at a much BETTER rate, than the "special" advertised rate that was previously offered. How did they do it? It was explained to my that the big banks are still very old school. When they lend money, they want to lend to people who fit in their neat, tidy square box. On our own, we were out of the box. To put it simply, Capital Mortgages helped us fit into the big bank's box. We were very fortunate to have Po Krepski working for us. Throughout our relationship with Capital Mortgages, our expectations have been exceeded time and time again. We have been consistenly surprised with the superior services provided. It's a great experience to deal with a business that takes customer service so seriously. Capital Mortgages have always made my wife and I feel important and appreciated. They go the extra mile with little details like cards on our birthdays, and Christmas. They make doing business very easy. They have consistently given more than expected. Capital Mortgages is the only financial business that we recommend to friends and associates, and because they are simply the best at what they do.

We purchased our first home in June of this year. Initially the service that we received from our…read moremortgage broker was fantastic and we felt very comfortable with our decision to have Donna as our mortgage broker. We explained to her that this was our first time purchasing a home and that we were looking for someone to hold our hand along the way, as it was something that we have never done before. We even recommended her to two of our friends who used her to purchase their condos. About a month out I began noticing some red flags. A family member was gifting us a sum of money and Donna had recommended that they transfer the money to us in multiple small amounts under $200 over a few weeks time so that the lender didn't question the funds. This was HORRIBLE advice that I am extremely happy we didn't follow as my transactions (anything over $1,000) were questioned to as far back as January 2017. Instead, my aunt provided us with a letter explaining the circumstances in which the funds were being provided. During the process, Donna had told us to budget $1,500 for closing costs with our lawyer. We asked countless times whether there were any other costs that we should budget for in relation to the purchase of a home, every time her response was no. We really put our trust in her as an expert, as mentioned previously we were looking for someone to hand hold us through the process. It was a BIG surprise for us on our closing day when the lawyer told us that our final bill would be roughly $3,500. The difference was not his fees but various fees that we should have been informed about by Donna (ie: tax on CMHC, FCT insurance, repayment of property taxes to previous owners). Our lawyer was extremely surprised that she did not mention these fees to us. One week prior to getting our keys, after providing all of our statements and transferring our down payment to the account that we were having the payment come out of, we were told the documents we provided were not good enough and were confusing to follow (ie: pulling RRSPs out as a first time home buyer). It got so down to the wire that we risked not being approved for our mortgage. We had to re-pull all of our statements which created an even bigger mess as the funds had now been transferred into our chequing account and nothing matched the original statements anymore. It was very difficult to obtain the statements as they were not accepting the ones that we downloaded from our e-banking. Most banks don't have the ability to pull statements in the branches either, they must be mailed to you. I ended up looking like a crazy person, crying to the bank manager, pleading with him to help me get a statement in time so that I didn't lose my mortgage. Two days before our closing date, we finally got notice that the new statements we were able to provide were acceptable. Our first mortgage payment was supposed to come out at the end of the month. Mid-month over $300 was taken from my account from the lender - I had no idea that this payment was coming out and was put into an NSF situation. I emailed Donna to ask her about it and she was on vacation with no contact for assistance which she was gone. It is the summer and my issue isn't that she took vacation, it's just surprising that with an large organization that someone isn't available to assist in her absence. It's been a week since she has been back and I have yet to hear from her about how the mid-month transaction affects my payment schedule, as our property taxes (which is what I assume the payment was for) and mortgage payment are supposed to be rolled into one. I had really hoped that my experience was just a one off where the ball was dropped. I recently asked one of my friends who also used Donna (on my recommendation) how her experience was. Sadly, it was even worse than mine! Apparently Donna made an $8,000 error in telling her how much her down payment should be to offset her debt ratio. When she went to her lawyer on her closing day, she had a cheque for $20,000 rather than $28,000. $8,000 isn't exactly easy to come up with at the drop of a hat - she had to delay her move in day by two weeks (if I remember correctly) and incurred astronomical costs from the builder to do so. Her mom had to provide her with the additional $8,000 and now owns 1% of her home. My other friend, who I recommended use Donna, has not closed her condo yet. I am hoping her experience is much smoother but have recommended that she change brokers to avoid any mishaps. If you plan to use Capital Mortgages, be sure to do your home work, that is my biggest regret. I had thought we had asked all of the right questions but I would recommended looking into the questions yourself as well, especially as a first time home owner. Personally, my plan is to renegotiate my mortgage with another lender the minute that I can do so without paying a penalty.

Kelly was a great help to get us our house. She helped us out with all the paper work and made sure…read morewe didn't miss any deadlines. I would recommend her and her team.

From the owner: We are one of the TOP 1% of Mortgage Brokers in the Industry serving the needs of homeowners in…read moreOttawa and across Canada. As part of Invis - one of Canada's largest mortgage brokerage firms, we can assist with purchases for resale and hew home builders, self employed, renewals, refinances and home equity, investment properties, debt ,consolidation, land, rent-to-own, variable rate vs fixed rate, cash back, new to Canada and the list of products continues. So why should you choose to use a mortgage broker? It's simple. Mortgage brokers have the training and expertise to help you make an informed decision about your products and options. And why The Wilson Team of Mortgage Professionals? Because we will work tirelessly on your behalf to get you the best mortgage product at the most competitive rate. We have access to a range of mortgage products from more than 30 respected lenders, and working together with you, we will carefully select the product that best meets your needs.

It was a pleasure working with Andrew. He got the job done after my bank told me no. I would…read morerecommend him to family and friends.

From the owner: Andrew Evans is a licensed mortgage agent with Neighbourhood Dominion Lending Centres in Renfrew,…read moreON; specializing in sourcing mortgage financing that best fits the needs of each borrower. We have access to 35+ local mortgage lenders - including banks, credit unions and trust companies, and can provide advice on a wide array of mortgage options - everything from home purchases, mortgage refinances & renewals, to financing rental and vacation properties. As part of the "Neighbourhood Dominion Lending Centres" franchise, Andrew is surrounded by a team of expert colleagues across Ontario - many of whom helped pioneer mortgage brokering in Canada. We Make Mortgages Easy... Really Easy! Serving Renfrew and surrounding areas, including Horton, Admaston, Calabogie, Cobden, Haley Station, Douglas and Eganville.

Incredible advice and quickest service. Unlike at a bank where you have to keep physically bring in…read moredocuments, I could send them through email. Highly recommend!

Nick is an excellent mortgage broker. As first-time home buyers, we had a bunch of questions about…read morethe process of getting a mortgage and the details of how it works, and Nick would respond to the questions almost as fast as we could think of them. He also gave us some valuable advice on what to look for in a mortgage as well as other aspects of the house-buying process. we would highly recommend him. In fact, we already have recommended him to other people!

These guys are a bunch of jokers! They advertise their first-time home buyers workshops, which…read moredon't even exist. When I tried to get help I was sent from unfriendly person to unfriendly person, each one just wanting to know if I wanted a mortgage. Nobody had any idea that they even advertised these workshops. When I mentioned that they had been unhelpful the response was immediately defensive. Waste of time - I hardly think I'd trust a bunch of monkeys like this with the biggest purchase of my life!

From the owner: I go through 20 different lenders to find you the best possible mortgage rate on the market !…read more - Pre-authorisation - Purchase of a home - Refinancing - Renewal - Transfer - Private mortgage - Garantied line of credit - Equity loan ** A free service Frederic Dufresne 613-719-9294

Jenni has been more than helpful when it came to buying our first home, she's always a quick email…read moreaway when you need her, and she gets things done. I can't recommend her or sing her praises enough!

From the owner: Learning the basic facts of how to build a strong credit score, can relieve some of the stress…read moreassociated with the process of applying for a mortgage. Jenni works one-on-one to help clients understand and improve their credit scores and how to qualify for the best mortgage. She can find the best mortgage rates, terms and team of professionals to meet her clients' needs. She has access to over 35 different types of lenders including Banks, Credit Unions, Monoline lenders and private lenders. And her services are free!