My husband and I just went through a re-fi with Mike and Kelly. Ours was a complicated re-fi and they walked us through step by step!! We would recommend Disney Financial to our friends and family ! read more

Mike and his team of experts made buying our first home almost effortless. We used my VA benefits to get a loan with no money down and Mike's experience with both VA and FHA loans was a huge plus for anyone new to the home buying experience. He made sure my wife and I were informed about every requirement and walked us through the whole process from start to finish. A lot of people talk about how hard it is to buy a house but we had no problems what-so-ever. We got pre-approved for our loan in less than a week, found a house in few days and closed escrow in 31 days. We could not have done it so quickly without Disney Financial. Mike specializes in getting loans for his clients quickly and easily when other brokers drag this feet, so if you need a home loan and you want it to go smoothly you need to talk to Disney Financial. read more

Disney Financial is an easy referral to give because Mike is one of the most trustworthy and upfront professionals I have ever had the pleasure to know. After spending nearly a year meeting with Mike once per week for breakfast, I realized his passion for helping his clients get the BEST deal. He will truly work for you and show you what your best options are. The best part about working with Mike is he will give you a review of your situation without any pressure or commitment. If you give him a shot, I can ensure you will not be dissapointed!!! read more

Mike was our realtor for our first home purchase. First of all, he is the nicest person ever. Second, he really knows what he's talking about, and takes the time to explain things so that you understand. We had a VA loan too, and he was a great help with that. Our house hunt was crazy, and I think we ultimately made like 9 offers, but somehow we always ended up dealing with a seller who was really trying to take advantage of us, especially on those flipped houses. Mike would always give us his safe advice about whether the seller's counter was a good deal. He came with us to so many showings, and we found our perfect starter home. His patience and persistence through the seller's market was invaluable to us newbies. read more

My husband and I started a loan process for a refinance with Michael Disney/Disney Financial in October of 2014 based on his promise that he could "perform miracles" and get anybody a loan. The whole process was very tedious, his office often calling us to provide documents that we had already provided them with. After finally telling them that we had already provided them, they mysteriously found them. My husband must have made 30 trips to their office throughout this whole process. One lender finally fell through, and they send our application to another lender, only to find out a few months later that the lender did not even lend enough money for what we wanted. Addressing the issue, Michael Disney's reply to our questioning him regarding sending our loan to a lender that did not even meet our needs: "Let's see. I should be responsible for knowing every rule from over 100 lenders ... I just don't think that is possible... Do you?" What a waste of our time. On August 12, 2015 Mike Disney wrote us an email, stating that at this time he needed us to pay a "discounted" fee of only $495, and normally he would charge $795 processing fee. He also stated, "we can then assume processing to file and get you a quick approval. Without this authorization, we must move on to other files." Mike also assured us that this money would be deducted from the final closing cost. On November 24, 2015, Mike Disney wrote us an email "it is with a great deal of sadness that I must inform you, we will no longer work on this file." Mike further stated that they at each turn run across some new information that disqualifies the file (which was not true, because we still had an open approval from the lender, and nothing that we could not overcome). We told him that in this case, we would like to get our money back, that he asked us to pay upfront. He refused. We asked him three times, and every time he refused, so we finally told him that if he did not pay, we needed to go to court. His answer? "The judge will just laugh you out of the court room." Well, our court date was on April 26th, 2016, and the judge awarded us the $ 495 plus court cost. There was not even a question of how wrong Mike Disney's actions were. We also filed a complaint with the CA Board of Real Estate, and they are taking the complaint very seriously, and Disney is under formal investigation now. I am not normally to leave such lengthy feedback, but I do want to make other people aware that this company/broker is a shame to the industry, and that they have very shady work ethics. Buyers beware! read more

My husband and I recently just purchased our first home. As first time buyers we were lost of where to even begin. When we called Mike and team we were so impressed and comforted by the amazing service we were provided! From the first inquiry to the final signing Mike was patient, attentive, and very friendly when answering our 1 million questions that a new home buyer has. We are so happy we decided on Disney financial! read more

Mike and his staff worked relentlessly on my real estate nightmare for almost 3 years. From the very beginning, Mike advised me that it was going to be a roller coaster ride, but would be with me until the end. AND indeed they were! This is why I continue to recommend friends and family to Disney Financial because I know they get the job DONE! read more

We just finished working with Mike at Disney Financial and once again we were extremely happy with their service. We have used Disney Financial for our mortgage and lending needs for the past 20 years and they have never let us down. Mike communicates well and we always know where we stand during the process. We appreciate his professionalism and work ethic, but truly love the kindness shown during the process. We highly recommend Disney Financial to our family and friends. As a matter of fact, my daughter and son-in-law recently purchased a home with Mike as their real estate broker and mortgage broker. Mike worked so hard to find them a home that suited all their needs. Mike is the first person I call when it comes to real estate and lending. read more

I cannot speak more highly of the services and support provided by Mike Disney of Disney Financial. Mike recently guided me through a complicated process to obtain a refinance of my home loan which was characterized by various hurdles and challenges along the way. Mike advocated on my behalf with lenders and gave me valuable advice that will carry me forward long past the closing period on my refinance. Mike has a network of lenders with whom he deals with on a regular basis and with whom he has a personal rapport and business relationship. Mike is able to leverage these contacts and these relationships to the betterment of the consumers he works with. In the end, Mike got me a refinance that was tailored to my unique needs and set of circumstances and which was at a lower interest rate than I had previously. I will be returning to Disney Financial for all of my future refinance or lending needs. I have referred personal friends to him and I was referred to him by family. That says it all about Disney Financial. Mike is a trustworthy and knowledgeable professional, a combination you do not always find in this day and age. Highly recommended!!! read more

I've known Mike and his team for about a year. They're honest and really try to help people. I've referred my family, friends and clients to him. He has done a great job taking care of all of them. I will continue to refer everyone I know to Mike, there's no doubt that they'll be in good hands. Mike makes me look good when I refer people to him. read more

I have known Mike for over 20 years...he is not only a professional, he is a good man. When you want a loan....he can find the right one that will fit your needs. I highly recommend Mike and his staff to assist any and all my referrals. You're going to love doing business with him! And you're going to like him too! read more

I have refinanced a number of mortgages with Mike and I have found his service, attention to detail and ability to get the job done (no matter what it takes) to be FAR SUPERIOR to other brokers and banks. I had one loan were we had missed the interest rate we were going for and he had me wait until it came back around and then notified me. I didn't have to watch the interest rate myself, he was watching the interest rate FOR ME! You will not get that kind of service at a bank. He specializes in difficult loans. If you have been turned down at other banks, Mike makes it happen. He is a miracle worker! read more