Sam was the best. He kept an eye on the process at each step and resolved problems as they came…read moreup. Sam is a very knowledgeable mortgage profession. Thanks for a job well done. ladonna

Mary Trudeau and her team in the SLO office are truly amazing and professional. If you have a…read morecomplex real estate transaction you need to obtain your loan here! Her years of experience and knowledge are invaluable.

If I could give more than 5 stars, I would. Working with Pat…read moreat Central Coast Lending was nothing short of a miracle. From the very beginning, our situation was tough -- the kind of file most lenders would've walked away from or told us wasn't possible. We initially DID have a loan officer completely ghost us right before, but not Pat! He stayed patient, persistent, and focused the entire time. Even when it felt like the odds were stacked against us -- with hiccups in paperwork, last-minute surprises, and a tight timeline -- he somehow made it happen. He communicated every step of the way, always kept us in the loop, and fought hard to get us across the finish line. Because of his commitment, we're now officially homeowners. That still feels surreal to say! I can confidently say we wouldn't be holding these keys today without him. If you're looking for a lender who actually cares and gets things done no matter what, Pat at Central Coast Lending is the one you want in your corner. We'll be recommending him to everyone we know

Mike and his team are great! I used central coast lending initially because a friend recommended…read moreit. Mike ended up getting me the best rate out of everyone I filled out applications with. That was our first time purchasing a house. Mike was very informative and patient. Mike was extremely professional and proficient in his craft. We now have used Mike for the second time.This time for a refinancing of our home while we have even better rates available. Give them a try!!!!

First of all, buying a home is STRESSFUL! And, to top it off, we had the worst escrow ever...and…read moreNOT because of our lender. But, that's another story!! We worked with Carly Smith from Certainty and from DAY 1, she made the process as smooth as possible, with our impossible situation. We actually were able to get a 14 day close (which is super fast) and Carly made sure that everything was done right on her part and on Certainty's part. We fulfilled all of our obligations, although the escrow did lag behind and finally closed in 45 days. However, Carly's sense of urgency, her communication skills, and her reliability all made the process so much easier to swallow. PLUS, she's knowledge and FUN to work with! You feel like you're working with someone you've known and trusted for years, even though we just met her (via a recommendation from a trusted realtor friend). We just can't say enough about Carly and Certainty Mortgage. In total, this is our 10th home we've bought and hands down, Carly is the best mortgage broker EVER!

I have known Landon for many years through my real estate business. My wife and I recently acquired…read morea new home and got a loan through Landon. He is the ultimate professional in handling all of the details in acquiring the best loan product to suit his clients individual needs. He makes the process easy to understand and covers all the details in a smart and seamless manner. He will get the job done in a timely and efficient way with your best interests in mind.

Charlie is a great home lender! He's very fair and walks his clients through the entire home…read morelending process with ease. You can tell that he genuinely wants to help you learn about the process as you go along, which is a lot more comforting than being given a rate and that's that. It's helpful to understand why you did/didn't get approved and to have someone there to advise you on how to make approval possible. Thanks Charlie!

From the owner: The Mortgage House has been lending in California since 1995 and we take the needs of our clients…read morevery seriously. Because of our California lending focus, we can provide service at an unprecedented level anywhere in California. The care given to each client is genuine, as we understand how overwhelming purchasing/refinancing a home can seem.

Rolf and Ethan were able to save us a considerable amount of money on our mortgage. Easy to work…read morewith.

After trying to refi for many years we were finally able to do so in January 2013. We used Beverly…read moreDavis, who was a recommendation from a family member. Before 1/2013 we talked to Beverly hoping to refi, but due to our loan we were unable to do so. Every few months she would call to check in and let us know about changes in the rules that might allow us to refi. Finally, we were able to and she got us a great interest rate! She was great throughout the whole process! She always kept us informed about what was going on or what needed to be done. This was especially important because we are in Sonoma County and she's in San Luis Obispo. Even after our refi was completed she still kept in contact checking in every few months. Our loan was sold to Wells Fargo and we ended up having some problems with WF and she helped us tremendously in dealing with them. Once again throughout this process she kept checking in with us and even helped us contact key people at WF. I really appreciate all the extra time she put into working with us. She would go to work early or stay late to answer my calls or emails. She was always there for us! I highly recommend Beverly to anyone who is looking for a mortgage no mater where you live!

Hello I was told that I would be getting a derogatory mark on my credit by one agent but after…read moreleaving a review I received a call by the higher up management saying this was not true and my credit was not impacted. I am thankful for the follow-up and now this is a five-star review recommending their business.

This is an excellent bank to use.If you want to get screwed over and confused with paperwork. I…read moredon't have an account here any longer yet.Am receiving a billing statement. I previously removed my money from this bank.Because of poor service and very strange illegal seeming interest fees. Do yourselves a favor and go anywhere else.But coast hills federal credit union.

I have been a member of Mechanics Bank for over 20 years and I have never had a problem. The branch…read moreon Santa Rosa street in San Luis Obispo has very friendly staff who are always efficient and nice. I lost my debit card recently and I was able to go in the bank and get a new card (immediately) with a new number to protect my checking account from fraud. They put my mind at ease, knowing they were taking care of things. I

If I could give mechanics bank branches in San Luis Obispo County a - 0 rating i would. That goes…read moreon par with all banks located in slo county. You stand in these lines foreverrrrrrr. They all work at a sloth pace at these banks. I have been trying to open up a business account when I already bank at these banks for over a week. They are all "booked out solid " Why? Takes weeks to open up a business account on a wait list?!?!! Huh???? That's insanity. It instills ZERO confidence that if I'm in a crisis and I need to get my money out of a bank it will never happen. all the banks in San Luis Obispo County have horrible customer service. Drive-throughs take 30 minutes of your time. Going into the bank's to make deposit takes even longerrrrrrrr. They have no staff AT ALL OF THE BRANCHES. Zero stars. Bank elsewhere

I am a Real Estate Broker and had an issue pop up during escrow-on a weekend. Chris answered my…read morecall and helped my buyer on a Friday night. Chris is a very considerate lender who cares about his clients AND answers his phone. Mary Mitchell, Broker Mitchell Real Estate

Thank you Chris Orsini and the team at Pacific Trust Mortgage for making my home buying dreams come…read moretrue! Chris helped get me pre-approved for a mortgage so that when I found the house I wanted I was ready to submit an offer immediately. Since this was my first home purchase Chris walked me through every step of the process and explained all my options in detail. Since my initial purchase, Chris has also helped me refinance to take advantage of lower interest rates. Chris was easy to get a hold of and always available to answer my questions. I will never go anywhere else for a mortgage or home loan!

Elisha came recommended by my sister-in-law for refinancing our home. We compared rates with a few…read moreof the bigger lenders and Elisha came in very close to what they quoted, and we preferred to work with someone in person vs. long distance. She made the whole process painless and smooth. She even made copies of all our required paperwork so I didn't have to fight with our scanner or wait in line at Staples with the kids. She took the time to explain the whole process to us, there were no hidden fees or last minute surprises, and she was available through text/email/phone readily. We've been wanting to refinance for a while now but kept putting it off due to the imagined headaches and work we thought it would take, I wish we would have known how simple and easy Elisha would make it and we would have done it a long time ago!

Want excellent service with knowledgeable experts? Want…read moresomeone working for YOU when you are at work or out of town on business? Choose this team that works for you 24x7 and let them solve the many issues underwriters look for when you need financing and real estate transactions. I have done dozens of real estate deals over three decades and dealt with most banking institutions and title companies in San Luis Obispo county and never have I had the high level of service and commitment as I did with Elisha and Yesenia at Simple Lending and Realty. They represented me with my new home loan and my real estate purchase. Even when we hit major road blocks with the bank and I was traveling during my 30 day escrow they keep everything moving along and keep up updated daily. They got me a fantastic loan and a great home and even helped when the sellers agent was a pain in the ass. These ladies are professionals and smart. I have already recommended them to friends and coworkers. Do yourself a favor and hire these real estate-home loan experts and let them do the work for you while you are at work or home. Again I want to thank Yesenia and Elisha for a great job. The Bell Family in Paso Robles