JJ, Lindsay and everyone at American Pacific Mortgage have been absolutely amazing to work with!…read moreThey are incredibly friendly, knowledgeable and willing to help by any means necessary. They took the time to answer all our questions and concerns. This is our first home buying experience and APM made sure we were comfortable every step of the way. Thank you all for your professionalism and willingness to help us!

The JJ Mack Team made the home buying process surprisingly easy. The whole process took about a…read moremonth or maybe a bit more from the time I initially applied to closing (not including the leisurely time taken to browse homes). The team was adaptable and added a coborrower mid process. Shout out to Lindsay who was great in the process! They were very clear about next steps each time.

I have had the pleasure to work with Jody Reese and her team three times this year and I am looking…read moreforward to many more!! She keeps everyone well informed throughout the whole process. She goes above and beyond for her clients - all with a smile and upbeat attitude! She is available when I need her - which could be at 10:00 Sat. night and early Sunday morning! I will continue to refer Jody to my clients as I know they will be in great hands with her! -Toddy Schultz, Realtor with Lyon Real Estate

Jody Reese did an excellent job! She is a great communicator and makes the process smooth! She was…read moreable to get loan docs in way ahead of schedule! Thanks ~Jody! Jill Ottaway Lyon RE

Chris and Terri are our go to realtors for buying, selling and loan needs! They are the most…read moregenuine and helpful people, answering any questions you have and giving you advice to be in the best position. We have bought and sold two family homes with them. You can trust them to always have your best interest in mind when negotiating for you. Can't recommend them enough!

Chris and Terri are so efficient and knowledgeable that it blows me away. They always find a way…read moreto make things work out no matter how bleak things look. Chris fixed up my condo and sold it in 3 days! I thought it would be 3 Months! Thomas Garland

My husband and I are first time home buyers, we had no idea what we were doing -- and Tim Halverson…read morenever once made us feel silly for that. From day one, he walked us through everything step by step, explaining the process in a way that actually made sense and made us feel confident instead of overwhelmed. He was incredibly patient, answered every single question (there were a lot), and always responded quickly. Real down to earth, easy going, nice guy. Buying our first home was stressful, and having Tim guide us through it made the experience so much smoother and less stressful than we ever expected. We're so grateful we had him in our corner and would recommend him to any first-time buyers in a heartbeat.

John Easterbrook brought knowledge, perseverence and kindness to our situation. He just never gave…read moreup - every time we ran into some bizarre snag (more than one!!) he knew how to navigate through it. He explained the process and every issue with clarity and patience. His encouragement was a lifeline! Shout out to our friend, Chris Hanf who recommended John.

Josue was an integral part of my journey in purchasing my first home. He was patient,…read morecompassionate, and felt like family throughout the entire process. He listened to my requests and explained every step in great detail, making what can be a very stressful process into a smooth transition. Very grateful for his support and wisdom throughout the entire process. If you are looking to sell or buy, you will not be disappointed.

Josue has been an instrumental part of my real estate journey! He is very knowledgeable, listens…read morewell and takes action! I have learned a lot from him and I love that he's willing to think outside the box to help his customers regardless of the environment, thank you Josue! Whether you're buying your first home or looking to build a real estate portfolio, Josue is your guy!

I was referred to Kathleen by a friend and she was great to work with. What I liked was that she…read morewas responsive and very straight to the point. I had checked a few different mortgage companies for rates but she seemed to have the best interest rate and was the most easy to work. I had delayed refinancing my house because I didn't want to deal with the headache of all the paperwork. She made it as painless as possible and answered all my questions.

My realtor referred me to Kathleen and I was very well taken care of as a first time homebuyer…read more Like others were praising, she provides a very competitive package and is very transparent with the whole process. She's a powerhouse in her field and makes sure her clients are educated and informed on each step of the process. Kathleen works with integrity and has a keen sense of timelines and has great ambition in getting the job done well. Her availability and consistent communication gave me peace of mind for time sensitive processes and I have already recommended her to my friends in the area and will continue to do so proudly. Thank you Kathleen for all your hard work and making for a fast and smooth close! This oscar goes to you!

Stopped in the office and Nate helped me out. He was very friendly and helped me find the…read moreinformation I needed. I really appreciate it!

We have had the pleasure of doing business with David for both a purchase and refinance within the…read morepast four years. The service was impeccable! David is someone who knows the business and between him and the staff it has been a smooth process both times! We would highly recommend Coastal Pacific Mortgage to anyone who is looking for a home loan. Lee and Carrie R

My husband and I worked with Miguel when we purchased our first home in 2018, and we are so…read moregrateful we trusted him throughout the process. His guidance and expertise made what could have been a stressful experience feel smooth and manageable. About a year after purchasing our home, Miguel helped us refinance, allowing us to remove our PMI and secure an incredible 2% interest rate. His knowledge and strategic approach truly made a difference for our family. After living in our home for seven years and making some updates along the way, our growing family decided it was time to move into a larger home in 2026. Once again, we trusted Miguel's advice and experience. With kids, it was important for us to make the transition as smooth and quick as possible, and Miguel delivered. He helped sell our home within two weeks and got us into contract on our new home shortly after. We were even able to close within two weeks. Miguel is incredibly knowledgeable, strategic, and honest. He communicates clearly, is proactive throughout the process, and always makes himself available when needed. He is easy to work with and truly gets the job done. I highly recommend Miguel to anyone looking for a reliable and experienced loan professional. We would absolutely choose to work with him again in the future.

Used Miguel to sell my house. He always picks up the phone, has great knowledge and advice to get…read morethe deal done. His experience in the rental market also proves very helpful with his contacts for handyman repairs. I would highly recommend him as an agent if you're buying or selling a property.

Michael Lightfoot along with being a mortgage broker is also a landlord in the Sacramento area…read more After being warned from the previous occupant I too am currently seeking court ordered compensation from him regarding unfair and out right thievery of my full deposit of 1400. This is obviously indicative of his business practices and should be taken notice. I would not recommend doing business with this individual in any sense unless you like getting taken advantage of.