I highly recommend reaching out to this company if you need help with poor credit. The staff member…read morethat I was in contact with exemplified that this company is not focused on their own gain, but on truly helping you according to your needs. He gave me very helpful advice and patiently stepped me through a few things I could do to improve my credit score.

Over the course of 3 months the team helped me boost my score almost 100 points and made me able to…read morebe approved and get into my first home. They are a great company and tremendous at credit repair.

Horrible! DO NOT USE THIS COMPANY!!! They will get you with the "WE AILL PAY ALL YOUR ACCOUNTS OFF…read moreAFTER 6 CONSECUTIVE PAYMENTS " don't fall for their bs! I started with Start New Financial in Sept 2023 at the start of even worse times to come, I believed Pat B. Long story short got cancer 2 surgeries and being out of work for 6 months on top of the medication that makes you a zombie I was on and never missed a payment 2 1/2 years latter I have payed all my accounts off after seeing they were all showing 2 1/2 past due! They paid on 1 card only! This company doesn't even bill you under their own name! I canceled my ach on their website and they still took money out of my account! These people do not help you! Call your cards yourself you can do better than these fouls!!!

Frauds!! Scam!! Liars!! DO NOT USE this company. They say they will close your accounts in 6…read moremonths, lie! they allow your accounts to go to collections before negotiating. They allow the accounts they are responsible for to get so far behind that you get sued from the creditors you are told to stop paying on. They claim after 6 months of timely payments you can get a loan. Lie!!!! After 10 months only 2 accounts were settled. I cancelled the program and the global escrow account on the 13th. Requested a refund and they took my remaining escrow balance for "Fees" on the 18th out of a closed account. They will ruin your life! Do not use them!

I'm leaving stars blank (well I couldn't leave blank) I called Capital Bankruptcy - the bankruptcy…read moreoffice I left a few messages then a Brian called me back stated he was retiring It was his office - I chose this office as its close to me. He referred me to a firm in Flint a little over an hour away I will say Brian was very polite and helpful but insisted I go to his colleague in Flint The first drive I was a nervous wreak I left crying and felt worthless because of my unforeseen situation the attorney talked very fast and I left with my head spinning and in tears My first response is seek out someone that makes you feel confident yes life happens to everyone no one is perfect. This has left a big hole in my soul. I have since sent attachments (twice) but no response back if they were received or not I made sure he was paid in full I have not received any paperwork showing what was filed in my petition I'm not even sure if the main reason was addressed. I pray this chapter in my life will be over soon.

I have worked with Sarah Williams. Sarah helped me when I had nowhere else to turn. She treated…read moreme like I was her friend and never made me feel bad about my situation- I actually felt so much hope after I met with her. I felt she genuinely cared about me, not just my case. She worked hard to make sure after the bankruptcy was over that I would stay on my feet and not make the same mistakes.