Never EVER use Wintrust mortgage. I used Wintrust as my mortgage company here in Minneapolis, MN…read moreand I have never had a more unprofessional company take care of my business. First off, our initial loan officer was fired RIGHT at closing on our house. Then, the branch manager (John Parkinson) took over for him(and did an even worse job than the previous) countless hoops to jump through, never kept track of the files I sent him so I ended up having to send the same documents TWO OR THREE TIMES. He was very condecending throughout the entire process and almost made we walk away from the house I was buying, just so I wouldn't have to deal with them anymore. I will never EVER suggest this company to anyone. And when. The time comes, I will refinance so I never have to deal with company again. STAY AWAY FROM WINTRUST MORTGAGE.

No Kurt! Its your bank that wont allow the bi weekly payment option as your servicing the loan. and…read moreyou most certainly don't share my frustration! Also, first I've ever heard of Ginnie Mae?? and that its somehow Ginnie Maes restriction on how your bank allows payments??. Fact of the matter is that its your banks manipulation of words and what we wanted from the beginning that has got me most upset. I will do everything in my power to steer people away from your bank. And it is totally a limitation of your bank! as your corporate has admitted to me over the phone... you cant even make online payment with you people..

I want to go through this process in writing. THIS ONE IS BASED IN DENVER COLORADO!!!…read more The start of this loan was through our realtor Megan. I had a mortgage company that was taking care of us. I mentioned to Megan who he was and that he was with DR HORTON HOMES. His name is MIKE. With in this conversation Megan told me about this AWESOME company that she works with. She said they can do wonderful things. I told Megan that we had filed a bankruptcy.... she said talk to Susan. So I did. I told Susan about my dealings thus far with MIKE, I told her that he said the closing cost could be up to 15,000, for FHA. He said his company would take off $5000.00 to go with them. Susan told me that he can indeed do that because they raise their cost then give you what appears to be a discount. I was shocked. so, needless to say she swayed me and I chose her company. She said she will cover the cost of the appraisal and my costs are around $5000.00. I told her about everything, our bankruptcy and so on. I was upfront and forth coming with all that I knew. It seemed to go smooth, then I was asked over and over for many of the same items I had submitted. It got to be a process that I was not happy with. As the days approached our closing I was asked yet again for bank account statements , savings and so on. I gave all of the requested documents that were asked for , but I was a bit put off because I work 10 hours a day with patients and I can't really be on the internet, email or phone so much. Then I was told Zandra would be handling the rest of our loan. Zandra told me everything was in order. Here is what I know... I have over 100 emails and text messages from this company, I have all of the faxes I sent in. I have all of the documentation that was sent VIA email and there are MANY! It got closer to our closing and I was getting a bit worried, I had put up $4000.00 in Ernest money NOT to mention the Appraisal and inspection as well as the radon inspection we paid for out of pocket, so needless to say almost $5000.00 out of our pocket at this moment was a lot to handle. I called daily to get updates "is all going ok" "is all well with this loan" , "did financing approve this?" I bothered Susan and Zandra so much that Susan told me that I was the worst client she had ever dealt with, that I am constantly emailing texting or calling that in HER OPINION I never wanted this house that my issue is with the house and not her, and that I need to let them do their job and that all was ok to stop worrying. SOOOO... I felt uncomfortable, I let Megan know that I was worried, I told her of my conversation with Susan I told her I was concerned that I was going to loose my Ernest money. I called YET AGAIN on MONDAY the 21st of June I spoke to Zandra and I said I need to know today what is going on. Susan called me back and she told me that the Ernest money was a contractual thing between me and my realtor and it has NOTHING to do with her company. I told her that I need to know or I would cancel this contract , she told me WHY would I do that to her after all she had done for me??? I said is it all ok? she said yes. Zandra has everything in place. I got an email from Zandra asking for more information ON THE DAY(22) OF MY LAST DAY TO CANCEL CONTRACT.... I supplied all this to her, and I called Megan , Megan then called Susan, and in a text she was told all was ok. With this reassurance I let the 22nd go by....on the 24th of JUNE, 2 days AFTER MY DEADLINE Zandra calls and states I am sorry to tell you that loan did not go through because of your second . THERE was nothing at all hidden, it was talked about, this company PULLED our credit history they had all the documents they asked me many times about the bankruptcy I had to write a letter explaining why we had to file bankruptcy... Not at any point in time was I made aware of anything amiss with our documents, and anything they needed I supplied. THIS company made a fatal mistake and it cost me and my family over $4000.00... to me that is huge. After this, I had to rent a house and put $2800.00 down security, $2800.00 first month rent, $2800.00 last month rent. This was to make sure we had a place to LIVE!!!! our house is sold.. Susan did make one last ditch effort to keep us in this house she offered to take my husband off the loan and put my daughter on. This is not an option as the adoption of the baby relies on both my self and Salome to be independently stable financially. We can not both be on a loan for over $400,000.00 NOT an option. I needed the loan in my husband and my name, Salome needs to be ON TITLE but not on loan. Here I am today really struggling with all this. so, I turned to Jeffrey Esses, my attorney. I also made contact with DORA , I am told I can make and file a complaint.

Joe was very open and informative when it came to getting a VA loan. He walked us through the…read moreprocess and made things very easy for us. We close tomorrow! Joe made it easy for us. Thanks Joe!

From the owner: Get ready to own your dream home with the Joe Metzler team at Cambria Mortgage! We’re pumped to…read moreoffer killer home loans for buying or refinancing 1 to 4-unit properties. As a direct lender, we’ve got the full lineup: FHA, VA, USDA, bank statement, no-income-doc investment loans, plus first-time buyer and down payment assistance programs that’ll make your head spin! Leading the charge is Joe Metzler, St. Paul’s Branch Manager and a mortgage rockstar with over 25 years of experience. This multi-award-winning Loan Officer, including the NAMB 2024 Mortgage Broker of the Year, knows how to make things happen! “Today’s mortgage market is wild, and those faceless clerks at big banks or online lenders just can’t keep up. Mortgages aren’t cookie-cutter, and I thrive on finding the perfect loan for your unique financial vibe. Your home is your biggest investment—why let it be a stressful, confusing mess? I’ve got your back every step of the way. From straightforward deals to complex cases, my expertise shines. I rescue files others can’t crack due to their lack of know-how. Expect lightning-fast communication, pinpoint accuracy, and on-time closings with rates that’ll make your friends jealous!” Communication, Responsiveness, Accuracy, Turnaround and most importantly, we close on time, every time with a rate you can brag about. Apply today, and together, let's make your home buying dream come true. Already own a home, just need to refinance? We have you covered there too!

I just want to warn people to stay away from this company. I worked with Steve Grego and from day 1…read morehe lied to me with regards to closing cost and rate. AS a matter of fact I showed up at my closing and the rate was higher than what he told me I was locked in at. He also closed my loan late. My realtor was extremely mad. When my realtor tried calling Steve he used vulgar language towards my realtor. He blamed everyone else but himself. I asked him three weeks into the process shouldn't I get an estimate and some paperwork and he said we can work around it. I FINALLY GOT HE PAPERWORK A WEEK BEFORE CLOSING AND THATS WHEN I REALIZED HE DIDNT DO anything . Stay away from this guy Matthew Slayter

David and Alicia were great to work with. Everything was done remotely through secure email…read more David was always reachable through his cell phone any time of day to field questions. As we were in the process, some national news that came out meant rates would be rising. I frantically called David and he said he already spent the morning locking the rates for all their clients. In the end, his quick actions probably will save us thousands over the life of the mortgage. They even did a closing at our house in the evening because we have young children. I'm very impressed overall, and would highly recommend them!