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    Georgia Banking Company

    1.8 (6 reviews)
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    Business merchant services

    Personal banking

    Treasury services

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    4 years ago

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    4 years ago

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    8 years ago

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    7 years ago

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    11 years ago

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    8 years ago

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    Ask the Community - Georgia Banking Company

    Truist

    Truist

    (1 review)

    I wanted to drive out of the Ford dealership with a new Explorer, so the salesman effected a loan…read morewith Truist @ ~5.54% (60 months) which was fine, although I thought Ford would be the financier. Whatever, I let the salesman earn his commission and that kept me from chasing down a loan with my bank while sitting at the dealership. Despite advice from the Truist webpage to wait three weeks to make the first payment, I made it the day the account came online instead of letting interest build for 30-days. I mistakenly opt to have Truist pull the money from my checking account out of simplicity. That mistake gave Truist insight into every transaction I made in that account. And every transaction was replicated on my Truist account page! Whoa, says I, that is not going to happen one more day. I delinked as fast as I could and began a direct payment. I then tried to link the Truist account via Quicken on my PC. The link would not work; but a Quicken pop-up message advised I call Truist for help. Help amounted to them wanting to know what Quicken was! Huh? I asked to speak to a manager. The manager asked, "Why are you using Quicken?" Huh?! I eventually leaned that to make such a download, I would be charged $9.99/month. Huh?! I replied that they were crazy. The help insisted that Quicken charged Truist for my download. I said they were crazy and that I would not bank with Truist another day. I hung up and began processing a 36-month loan with my online bank (that begins with US and ends with AA). Needing a 10-day payoff amount, I got the amount on a second call with Truist - and their loan was paid off three days later, not including the weekend. Unlike other reviewers, I did not have to worry about the title swap. AND THEN, a month later (today), a Truist Alert email arrived indicating that "We couldn't complete your recent transaction request due to an error during processing. Please start a new transaction request to send your payment." Huh?! First, I made no transaction request; and second, I have no active account with Truist. I called to see what silly explanation they might have - the help said it was an "errant email." Huh? I am glad to be rid of that bank. If you have any sense, you will put your money in a bank that knows what it is doing. That bank should not be Truist.

    First National Bank

    First National Bank

    (3 reviews)

    I switched to First National Bank Griffin, GA because there was not a Chase branch within a 30…read moreminute drive of my home. I thought it would simplify things. From day one, FNB has been nothing but hassles. I regularly have declined transactions (both at home and abroad) for not notifying them about where I would be. They required credit checks for checking accounts. Refused to allow large transactions to go through even after calling them ahead of time. Now I am stuck in California unable to withdraw $200 from an account that has thousands in it, and the people on the phone say they are near closing time and can't help.

    I opened up an account for myself and my grandson to save money. Apparently I was notified Tuesday…read morethat I would have to pay $1,000 for transactions that went into my account and then taken right back out back in October of 2021. These were fraudulent transactions. I was never notified of these transactions. I opened the accounts to save money so I had know reason to check them. Well Apparently my grandson notified the bank of fraudulent transactions that was on his account when he wanted to remove money for a Lyft. My grandson stated that he spoke with a gentleman who credited his account with $20. Apparently this is the only bank in the world that does not insert a note or message into the customer's account. Not only that, the branch manager accused me and my grandson of running a scam without any type of investigation. I requested that they open up an investigation and they declined stating that I had 60 days from the date of the transactions to request an investigation. I was never notified of the transactions going on with his account which my name is attached to as well. The scammers have requested the money back from the original transactions that happened in October. The bank is saying I have to pay the money back. They did not investigate at all!!! DO NOT DO BUSINESS WITH THIS BANK. THEY BELIEVE THE SCAMMERS WITHOUT INVESTIGATE AND DISCUSSING IT WITH THE CUSTOMERS!!!

    Georgia Banking Company - banks - Updated August 2026

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