1. Golden Coast Mortgage

1. Golden Coast Mortgage

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Ontario, CA

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Golden Coast Mortgage

3.7 (3 reviews)
Closed • 9:00 am - 6:00 pm

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GEM Mortgage  - Enjoying this beautiful sunset from my front yard

GEM Mortgage

(122 reviews)

Working with Thomas and his team made our first time home buying process a breeze! We always heard…read moreabout home buying always being stressful so we expected it to be the same but working with Thomas and his team really did not bring any stress or hardships. They made things so smooth. I will 100% recommend & if we ever buy again we'll be working with Thomas at GEM Mortgage!! Thank you for making our first home buying process the best experience!

Working with Eddy as my mortgage lender was one of the best decisions I made during my home-buying…read morejourney. Not only is he a true professional with deep industry knowledge, but he's also a trusted friend who genuinely had my best interests at heart throughout the entire process. From the beginning, Eddy took the time to walk me through every detail of the loan process. He broke everything down in a way that was easy to understand and always made sure I felt comfortable and informed before moving forward. As someone who didn't know much about mortgages going in, I can't overstate how valuable that was. He answered all my questions -- big or small -- with patience and clarity, and never once made me feel like I was in over my head. What makes Eddy stand out is his honesty and dedication. He wasn't just trying to "get the deal done" -- he truly cared about helping me make the best financial decision for my future. He kept me updated every step of the way, helped me explore all my options, and made sure I fully understood what I was signing and why. Eddy's guidance made a complex process feel manageable, and his support gave me real peace of mind. I always knew I could count on him to be straightforward, transparent, and available when I needed him. Thanks to him, I'm now a happy homeowner -- and I couldn't have done it without his help. If you're looking for someone you can trust completely, who will treat you like a friend and guide you every step of the way, I can't recommend Eddy enough!

Meridox Real Estate and Mortgage - Linh Tran - Broker

Meridox Real Estate and Mortgage

(126 reviews)

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

I cannot recommend them enough. Linh is an amazing service provider, and she will meet you at your…read morelevel. A little background: I did 2 house purchases, and 1 house sale by myself without a realtor before engaging Meridox. I didn't need handholding, because I was not a first-time buyer. I wanted an advisor who can give me an honest opinion as to pricing, knows the neighborhoods, and can negotiate with the seller's agent. Linh was so on top of things. She understood that I was busy and scheduled multiple showings for me on weekends. She mapped out our route, so we can be efficient with time. She never asked me to consider any property that was outside my price range or not what I was looking for. I was able to knock out many home viewings with her, and we put in a couple of offers. I saw a house that fell out of escrow. I messaged her, and she was immediately on it. She showed me the house, called the seller's agent, and basically convinced the seller to take my offer that was a tad below listing that either that same day or the next. (OC is a hot market, so this was an incredible deal! My other offers all sold above listing.) She was incredibly responsive, super sharp, and very easy to work with. I used Meridox as my mortgage broker as well and used them again to refinance a year later. Very seamless and easy transaction. Forget all the agents who claim to "treat you like family." Choose Meridox: the true professionals.

Golden Coast Mortgage - mortgagebrokers - Updated July 2026

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