Working with Thomas and his team made our first time home buying process a breeze! We always heard…read moreabout home buying always being stressful so we expected it to be the same but working with Thomas and his team really did not bring any stress or hardships. They made things so smooth. I will 100% recommend & if we ever buy again we'll be working with Thomas at GEM Mortgage!! Thank you for making our first home buying process the best experience!

Working with Eddy as my mortgage lender was one of the best decisions I made during my home-buying…read morejourney. Not only is he a true professional with deep industry knowledge, but he's also a trusted friend who genuinely had my best interests at heart throughout the entire process. From the beginning, Eddy took the time to walk me through every detail of the loan process. He broke everything down in a way that was easy to understand and always made sure I felt comfortable and informed before moving forward. As someone who didn't know much about mortgages going in, I can't overstate how valuable that was. He answered all my questions -- big or small -- with patience and clarity, and never once made me feel like I was in over my head. What makes Eddy stand out is his honesty and dedication. He wasn't just trying to "get the deal done" -- he truly cared about helping me make the best financial decision for my future. He kept me updated every step of the way, helped me explore all my options, and made sure I fully understood what I was signing and why. Eddy's guidance made a complex process feel manageable, and his support gave me real peace of mind. I always knew I could count on him to be straightforward, transparent, and available when I needed him. Thanks to him, I'm now a happy homeowner -- and I couldn't have done it without his help. If you're looking for someone you can trust completely, who will treat you like a friend and guide you every step of the way, I can't recommend Eddy enough!

An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Adam Tice was amazing to work with-professional, responsive, and fun throughout the entire process…read more Thank you for all your hard work helping me close escrow. I really appreciate everything you did!

As a real estate agent, I've referred many clients to Adam Tice and his team over the years because…read moreI've seen how well they perform. But recently, my wife Andrea and I had the chance to work with Adam personally on the purchase of our own home and the experience was outstanding. Buying or selling a home is an emotional roller coaster. Something I know all too well from being in the industry. But Adam kept me grounded, helped me think clearly, and consistently set realistic expectations throughout the process. His calm, steady guidance was exactly what we needed. The communication from Adam and his team was excellent. They were always proactive, informative, and reassuring. They even navigated us through the entire process while we were out of the country and still managed to close the deal in just 20 days. When challenges popped up, Adam stayed creative and solution focused, keeping everything on track without missing a beat. Having now experienced their service firsthand, I can say with complete confidence: Adam and his team are the real deal. I'll continue to send my clients their way knowing they'll be in great hands. --Brent Blay

Joe introduced and helped me with HECM which i have never heard of it before. During the…read moreprocessing of HECM he responded my questions very kindly and promptly. Also, he patiently waited for me when I stranded at one point with my personal difficulties. He was very thoughtful and cared about me until last minute. He always put himself in my shoes. Overall, I saw him as a very kind honest person, very knowledgeable, and a good professional leader. I have a confidence to refer Joe to anyone. Joe, thank you very much for lots of your support. I pray for your good health and prosperity. Sincerely

Responsiveness, transparency, advocacy!…read more Joe did a fantastic job of representing our interests. He went above and beyond to make buying our first home an incredibly easy and straightforward process. Joe kept the ball rolling and the process was completed in the time frame promised. There were absolutely no surprises at settlement. An excellent job! Highly recommend Joe to anyone looking for financial assistance.

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

I cannot recommend them enough. Linh is an amazing service provider, and she will meet you at your…read morelevel. A little background: I did 2 house purchases, and 1 house sale by myself without a realtor before engaging Meridox. I didn't need handholding, because I was not a first-time buyer. I wanted an advisor who can give me an honest opinion as to pricing, knows the neighborhoods, and can negotiate with the seller's agent. Linh was so on top of things. She understood that I was busy and scheduled multiple showings for me on weekends. She mapped out our route, so we can be efficient with time. She never asked me to consider any property that was outside my price range or not what I was looking for. I was able to knock out many home viewings with her, and we put in a couple of offers. I saw a house that fell out of escrow. I messaged her, and she was immediately on it. She showed me the house, called the seller's agent, and basically convinced the seller to take my offer that was a tad below listing that either that same day or the next. (OC is a hot market, so this was an incredible deal! My other offers all sold above listing.) She was incredibly responsive, super sharp, and very easy to work with. I used Meridox as my mortgage broker as well and used them again to refinance a year later. Very seamless and easy transaction. Forget all the agents who claim to "treat you like family." Choose Meridox: the true professionals.

My refi was not a simple one to complete, but Ryan was great from start to finish. Excellent…read morecommunication and follow through. I highly recommend MHL.

I do not know why I can give them - xxxx100000000 stars…read more If you're reading my review please by all means do not pass go ..... do not call them .. please I'm begging you ! Do not email them do not message them they are all morons and incompetent they do not answer phone calls Once they get you locked in . I have bought eight homes in the last five years this is the worst deal I have ever come across. They do not answer phone calls after they get you locked in . I have over a half 1million people on my social media please feel free to message me and I will tell you what happened to me.. I am a reputable business owner of 29 years and they screwed me beyond belief. Please listen to what I'm saying to you Update half of the reviews the good ones lol ... are by people that work there and they're all morons!!! .

I was looking to get some equity out of the house to do some remodeling and debt consolidation and…read morethought about reaching out to Bunny. She helped with our first refinance to lower our APR and she made that easy. Before coming to her I reached out to my mortgage lender and they were helpful but the rate wasn't where I wanted to be with the amount of money I wanted to take out. I then reached out to Bunny at United Mortgage Fund and I told her what my wife and I wanted to do. Bunny was able to put a few scenarios together and made her recommendations and at the end, she got us a 1.5 percent less and more money. Everything was pretty simple in taking out a second loan on our home. Thanks Bunny!

Laura is amazing, she expedited the loan process and made it easy for our entire team. We closed…read moreahead of schedule without any issues. My clients were so excited to move in to their first home, and experience nothing but exceptional service from Laura. I highly recommend her mortgage services and will definitely continue to call on her for future transactions.

Mariana is knowledgeable, friendly and dedicated to providing the best service for her clients. I…read morehave worked on many loans with her and recommend her unequivocally.

Mariana recently helped me with a HELOC. She explained every step in detail and was extremely…read morehelpful throughout the entire process. I would certainly use her again for any loan needs I might have.

If your looking for an honest and reliable lender please don't hesitate to reach to Joyce Dow.She…read moremade our process easy and answered any questions we had. joyce@amgcapital.org

I was trying to refinance my home and get cash. I waste money and time…read more Julian Preciado.

John Abril rescued us! As an experienced realtor, mortgage broker, and previous underwriter, he…read moredissected an extremely complicated home buying situation EXACTLY planned to our needs. We were attempting to buy my mother's home based on her will and trust (as she specified my husband and I would have the initial buying option), which included mom's siblings as co-executors. Mom also included her granddaughter (a minor) as a beneficiary of the home in her trust. We are now legal guardians of her granddaughter (our niece). We had to figure out how to buy the home from the trust, make sure our niece would get her fair share of the home value, and qualify for the remainder of the loan. We've always rented and are very inexperienced! We tried working with a couple other mortgage brokers and nothing seemed to be operating smoothly. I almost quit! Our credit wasn't up to par or the underwriter had problems with our income, etc. John reached out to me after a Yelp request for suggestions, and laid out a clear plan for achieving our goals... Due to his adept suggestions, my credit shot up after only 2 months! He came up with a plan, and then a better plan, and then an even better plan for our credit, interest rates, and differing loan options. His communication was constant and reliable, I could call with any questions and hang up the phone with absolute satisfaction. I didn't feel lost like I had with the other companies we initially worked with. I highly recommend John Abril to help find a forever home, navigate complicated loan (and family) situations, and feel accomplished with what you've achieved. Buying a home is stressful/scary/way too much adulting and John breezed through all our issues like it was another Tuesday. John, you took an impossible undertaking and made us homeowners! Thanks a million, you are the best!

John is everything you want in a mortgage broker. He's trustworthy, he keeps you informed and he…read morestays on top of the process with you every step of the way. He was always easy to reach and quick to respond when I had questions. He was always patient with explaining anything I didn't understand and he really took care to make sure I understood everything. We were refinancing and were considering taking cash out vs just straight refinancing. John ran several numbers for us to help us make our decision. He also checked with a few different lenders to make sure who would offer us the best deal. He didn't stop there, he was also able to negotiate an additional credit from the lender which we were not expecting but were very thankful for! His timing with locking in our rate was impeccable. He showed me how he was monitoring the market and what news he felt might affect rates. I trusted him to know what he was doing and my faith was not misplaced. Rates went up the day after he locked ours in and went even higher in the following days and weeks. So if you want someone who knows the business, knows the market, is patient, kind, and provides exceptional service, John at Bird Eye Loans should be your new mortgage broker.