I went to get my previous tax that was done incorrect and they fixed it just like that I had…read morereturn money not money I owed They are so helpful and I'm grateful to this office

If I could rate 0 I would. Will not return calls even though you leave multiple voicemails asking…read morefor a callback. They have no true billing system as far we could tell seeing as not one person in that company that we spoke to could look up information upon request when inquiring about the billing. One of my parents went in (when we're unable to get someone on the phone after both us calling throughout the day) and noticed they were working on a post-it system ‍ no proof of payment offered and could not be provided as far as we can tell. Absolute worst "service", how of w they're still in business if this is how they treat their customers is a mystery. One day they say one thing then turn around another day and say something else there really needs to be a notice that they may change their mind on a whim with no notice.

Honesty and Integrity is what I got from jack and josh! You truly feel like they are helping you…read moreunderstand a complicated product like insurance and not just sell you something you don't understand or need!

Truly as good as it gets! I never knew there were insurance agents out there who truly cared about…read moregiving their clients the best coverage for the lowest premium! Before coming to Jack Clark Insurance Services, I was paying close to $100/mo. too much for my auto insurance and didn't even realize I had any other options. I had searched all over the internet and the agent I received my insurance from told me it was by far my best option. Little did I know, there were many factors that were being overlooked. When Joshua offered me a free quote, I thought, "it can't hurt to find out!" Within a few days, I received a comprehensive quote outlining the details of three different options I could choose from. I now have 3x the coverage for $600 less annually. Jack and Joshua are both very thorough and professional in their work. I highly recommend taking advantage of their complementary quoting service.

Fast tax preparations! Went in late in the day to take care…read moreof my taxes for multiple years and by next morning Maribel had them ready!

I just have to say that it is so hard to find an auto insurance company with such great deals and…read moreamazing customer service. I am always welcomed with a smile by one of the employee's Gloria. She always does an amazing job at answering questions when I need help. The establishment always looks clean and neat as well.

Nancy Boster and her staff are awesome. My wife and I have been a client of hers for about 20…read moreyears. She has insured us and our homes and multiple cars. She has been there with us through teenage drivers and unfortunately through a few car accidents. I never had to call an 800#, I call her office and get to talk to people who know me anD my family. I have never shop around for other insurance companies because they have always taken care of me. I would recommend Nancy and her staff all my friends and family.

This is probably the worst local bank institution. I've been a member since 2013. It has always…read morevery difficult to do things like access my account online or do mobile deposits. After upgrading their website from the 90s, customers including myself continue to have issues. Recently, I wrote a check for myself using the standard Montecito Bank and Trust check to deposit to another account. Note, both name and account number are fillable. After correctly writing the account number, I was charged a NSF. Although I had the funds in the account. I stopped by in person and the clerk confirmed the account number was correct. And was not sure why that had happens. She told me she could not refund me the full NSF fee but could maybe split it with me. I really though this was some kind of joke. She explained that where you open your account originally is where the branch manager decides the amount of the fee and if they will provide a refund. All the locations operate under Montecito Bank & Trust but the policies and regulations implemented are up to the specific manager in that branch. So if you open a bank account in Santa Barbara and move to Solvang you'll have to drive or call your original branch to discuss any fees. I do not recommend you wasting your time with this bank if you're looking for good customer service, mobile deposits or a user friendly website.

TL;DR DO NOT BANK WITH THESE YAHOO"S…read more Better off burying your money in a tin can in the back yard, at least you know where your money is. I moved to Santa Ynez and opened an account at this branch to facilitate paying my rent as my new landlord uses this branch in particular. I cannot for the life of me understand why anyone would bank with such an institution. I have had nothing but problems with these people. From losing money out of my account, admitting they lost it, and then taking 3 months to find it only to tell me that I should have screen shotted the original amount when it happened.....What in the actual F?!?!? Did you just tell me that I need to prove my account balance to you? And via screen shot from my phone? (In that case, give me 20 minutes, I'm gonna photoshop some money into my account, see what you think of that.) Your also telling me you cannot follow the money via my transactions? And you mean to tell me as a college graduate, you're unwilling to do the hard math and crunch some numbers to help a client out? Well fortunately I have an aptitude for numbers(Electromechanical Engineer). So I did your job for you and crunched the numbers to prove that my account is $3000 shy.......Not hard to see in my opinion. That was just one instance. Every morning around 3am, my account cycles to the previous days lowest balance, even if I've transferred money into the account to cover bills and rent and whatever. Once it cycles the other charges conveniently go through. Fortunately since these people suck at online banking, I don't get charged with OD fees. But it is concerning watching your account go from $$$$$$$ to $ and then back to $$$$$$$ a day later. Their website is atrocious and is constantly asking me to two factor authenticate even though I've clicked on I use this browser regularly, remember me. Nope, not gonna happen, remember me on this browser? No way Jose. I brought these things to their attention and was told I would get a follow up email to discuss matter.......crickets is what I hear. No contact, eye or otherwise. I transfer money between my three accounts (main, travel, and joint), it shows the transaction, on both accounts, but the balance of each account will stay the same for up to a day later. Electronic banking isn't that hard at this level, but Montecito Bank and Trust sure do make it seem like they are the union guy on the job site. They want to be on the job, but doesn't doesn't know their ass form their elbow. Not my usual interaction with any financial institution. Usually they hop to. Usually they want my money. Usually the banks are more than happy to help out a customer and figure out whats going on with the accounts. Here I've been told that it is what it is, better to just roll with it.......Fck That. Get your shit together MBT. I am unimpressed with their "customer service", knowledge of their own system, or lack there of, and they still can't offer personal credit cards. Not that I need one, but hell any fool institution worth their salt can offer you credit....

Ann Cravello is the best insurance person I have ever encountered. Extremely knowledgeable and…read morefriendly. She is very helpful.

Anne Cravello at Tony Cravello Insurance is very professional and courteous. Her knowledge of what…read moreI needed was outstanding. She clarified all my MEDICARE questions and gave me an invaluable guidance. I not only save money but I got much better coverage than my last insurance company offered. I highly recommend her!!

I have been having my taxes done here for over 10 years and they have done an excellent job..they…read moreare completed in a timely manner and have been accurate. The owner and his spouse work together and the cost is fair.

The staff is always very helpful and friendly. Frances is…read moremy favorite She is consistently upbeat and very professional.

This bank is amazing. Everybody is so friendly and very helpful. I recommend this Bank.read more