I'm afraid of owning a credit card; I don't know if I could control spending and own a huge debt before I knew it. I also don't want to pay cash just in case something came up, but my trusted plasma TV died on me so it's time to buy a new one. Of course appliance stores in malls offer credit card payments at zero interest but that's not an option for me.
Good thing my friend said he bought an air conditioner on installment basis with low interest rate at Imperial Marketing and it was easy to get approved.
So I quickly headed to Imperial, it was a big building full of all kinds of appliances and the employees where very accommodating and one would even follow you around and tell you the details they need, terms of the contract and specifications of your desired appliances.
I applied for a 32 inch LG LED television to pay off in 18 months and submitted the requirements such as two valid IDs, three months' worth of pays lip and proof of billing. They needed to do surveys about where you live and if you are able to make a payment and the process takes 3 days. After everything has been done, they called me to say that they approved me and I was able to take home the television that same day with a minimal deposit fee. it was n easy breezy transaction and I love my TV! read more