Knowledgeable, Helpful, Answers all our questions, Responds promptly and Always a pleasure to work with and see. Thank you again for all your help! read more

Exceptional team that exceeded our expectations at every step in the process. As a CEO of a commercial real estate LLC I am so thankful this team represented us. Their commitment and knowledge and outstanding communication skills made this the best experience in over 30 years of real estate investing. read more

The overall experience was excellent. The customer service, follow-up and rate options provided were second to none. Thanks for your professionalism and for making the process simple. read more

You couldn't be in better hands for mortgage needs. As a Realtor I know who provides good service and when it came to refinancing my own home, I chose Keys Financial. read more

I am so glad to have found Keys Financial Mortgage Company! Ruben and Karen are complete professionals. They took me through my refinancing from beginning to end. Their kind and patient treatment inspired confidence every step of the way. I recommend them 100 percent. read more

I run a service for local real estate agents so when I was planing on refinancing my home I asked over a dozen of my clients who they would use and they all said Keys Financial. I have been through 2 home purchase and one refi with two local banks and a national mortgage lender. Those experiences have all been nightmares. Im so glad I went with Keys Financial this time. Ruben has shown to be a true expert at all the ins and outs of the process as well as the the local challenges that other markets may not have. In addition to being as skilled in the process, they are equally exceptional on the service side. Anyone familiar with Key West knows how hard that can be to find here. He is clear and precise when he is telling me what I need to do and provide. He is incredibly knowledgeable, the staff is incredibly friendly, and emails are returned immediately. In fact, the first time I called, Ruben was out of town with his family and called me back while he was on his vacation. That is something I never expected. I didn't know there were any lenders of this quality and I will never use anyone else again. Don't wast your time with anyone else. They are by far the best. read more

I have worked with Ruben with many clients and every time Ruben has exceeded the need.Look no further when shopping for a loan in the Florida Keys, you will be pleased you used Keys Financial. read more