My husband and I are nearing retirement age and didn't know where to turn for information about how…read moreto make the transition. We needed advice about refinancing our mortgage, what to do about an old 401K and how we were going to live on Social Security. My mother had bought an insurance policy for me and my sister through Thrivent Financial for Lutherans in Arkansas so I decided to try the local Loveland office. Mom contacted her consultant in Arkansas and he in turn contacted Gene L. Elder here in Loveland. That was the best move we've made in a very long time. I went alone the first time I met with Gene. The secretary, Anne, was very warm and helpful. You can't fake warmth; you either have it or you don't and she did. She offered me a mug of coffee and Gene and I sat down to get acquainted. Gene reminded me of a "financial consultant" version of Tim Tebow. Clean cut, respectful and very REAL. His conduct was knowledgeable, confident, empathetic and wholesome. He didn't rush me, heard my whole scenario made suggestions and as we shook hands in parting I decided that this young man had my business. I asked what I owed him and he said there was no charge for our visit. The second visit that included my husband went even better. He made suggestions and put us in touch with his many contacts in various industries to address the issues that we are facing. We keep in touch weekly through email or phone and he has never asked us for any money. I feel less anxious about the future knowing that this very capable young man has our back.

Absolutely the best financial planner you could find. Lucas truly cares about our financial well…read morebeing. We've been working with Lucas for over 2 years now, and so far he has helped us successfully pay for our wedding (out of pocket) while still meeting cash flow requirements of day to day life. My wife and I have found especially helpful his keen ability to find clever ways of reorganizing debt for minimal interest while also making sure that the payments are affordable. His approach is truly catered to each of his clients and I can safely say that without Lucas' help my wife and I would be much more confused about our financial direction. We are looking forward to many more years of work with Lucas!

Lucas is an amazing financial planner and I would recommend him to anyone and everyone. He truly…read morecares about me and my family not just in the financial aspect but also us as people. We have saved so much money just in the short time we have worked with Lucas just by getting organized. I am feeling like our future is looking bright and full of abundance due to his guidance. I used to feel like I could do this on my own but I found that having a financial planner is well worth the investment!!! Thanks Lucas!

Been to many, many advisors and seminars over the years, but not until coming across Myles…read moreO'Reilly, at NWM, did I find someone who can put it all together for you in his self-designed spreadsheet that includes every form of asset and pension including Social Security you may be entitled to. Check out Claim Wise on FB to catch Myles live. He will open your eyes! Consider yourself lucky, if you can become a client, he is that good!

From the owner: At Navigation Wealth Management (NWM), we teach and educate people how to create multiple streams…read moreof income in retirement; helping them to retire with dignity and choices; giving them options when planning to pass their hard earned assets to the next generation with tax efficiently and without burden.