They answered all my questions, and were very professional. I was in good hands, and am happy to…read morelet people know. John Knows what he is talking about. Thanks again.

John LeNoie gets 5 stars all the way. He is personable, and easy to interact with. I was amazed…read morewith the understanding in the process John showed. He has a long history in the St. Cloud business community. When working on plan for a home a great ambassador is Mr. LeNoie.

My understanding on the mortgage system is not well versed. It's a scary time, and a lot is riding…read moreon the line. You should go with someone you trust and know. I would suggest calling multiple companies, find out what makes them tick, and how they can help you with your needs. When your done with your interviews, find out what makes you happy. There is one guy I have know for years. Johnny is the best, he cares, won't waste your time, and wants to do the best he can to help you in this pressure packed time. He's not a salesman, he's a thoughtful person. So give St. Cloud Mortgage a call and find out why I think Johnny and SCM are the best.

From the owner: We are a mortgage broker, which means we shop national banks and lenders for you making them…read morecompete for interest rate based on your unique situation. We specialize in home loans for purchases, refinances, home equity loans, remodel loans, consolidation loans, reverse mortgages, and non traditional lending for self employed borrowers such as using bank statement deposits as income, using 1099s as income, and DSCR loans using leases only as income. We will also work with borrowers that want to be homeowners that have or had credit issues... showing them the path to home ownership.