I just completed my second transaction through FMS and realized it was past time to write a Yelp…read morereview! I found Brian and his team via referral from my realtor; before I even found a house I liked, I met with Brian and learned a bunch about the different types of home loans and programs available for me as a first time buyer. He was very clear with me about everything from up front costs and long-term savings to how his company gets paid in all this. Though I struggled to find a house, I was prepared with my pre-approval in hand and when I did finally find "the one," the loan side of the purchase was really the easy part (scary, but easy). I checked with my own bank to see if they were able to beat the deal Brian found for me and they could not - even my bank's agent said it was a great deal. Fast forward a year and a half, and mortgage rates had dropped 1.625% from my original loan, so I reached out to Brian and asked him if he could run some numbers to see if refinancing would work out to be a good deal for me. He did, and called me to walk through the numbers over the phone. He found me another great option, and just yesterday I signed the paperwork to close on my new loan. I recommend Brian and his team to all of my friends and acquaintances who mention they are looking to buy a home.

Brian and the team at FMS are wizards at this stuff. They got my investment property a rate that…read morewas much lower than I thought I was going to get, and even worked with my soft second mortgage to get it all done in record time. Awesome job guys!

Although I had already submitted an application with another lender, my real estate agent…read moreencouraged me to work with Rick. I received an initial quote for the lowest rate, but that was short lived and process was racked with problems, including a failure to lock a rate until I was forced to spend ALOT more money and take a higher rate. And it's not just about the money... poor communication, rude emails, and an empty promise to reimburse SOME of the extra expense. Do yourself a favor and go with a bigger name firm or financial institution.

This is the third time we have used Schmille Financial for our mortgage needs. We are repeat…read morecustomers because we consider them to be professional, accurate, honest, and efficient. Schmille Financial will be our first choice in the future.

We recently purchased a condo in Surf City, and ran into trouble with our first mortgage broker…read more The condo association didn't dot all the 'i's and cross all the 't's the way Fannie Mae wanted to see them. The mortgage was declined as not meeting their standards, despite our 800+ credit ratings and being financially far over-qualified. Our realtor found Bill Moore, and it was smooth sailing from there. Bill knew the problem, and had a solution. Cunningham & Company doesn't sell their mortgages, so federal rules for conformity don't apply -- just financial good common sense. Bill & Cunningham are a gem to work with -- unlike so many other mortgage lenders, they don't worry you to death about fiddly-bits that have no bearing on your ability to bear the mortgage. If you need a mortgage, call Bill. You can't go wrong!

My wife and I worked with Sherry just recently on securing a loan for our new house...it was a true…read morepleasure in working with Sherry throughout the entire loan process, She was very patient and attentive to our needs and requests, and always very responsive! In spite of some difficult challenges, Sherry was able to steer us in the right direction and provided great counsel from start to finish....we would highly recommend Shery to all of our friends and individuals who are looking for a professional in securing your home loan!

In working with Richard I have found him to be well versed, down-to-earth and extremely​…read moreknowledgeable in his field. I have come to rely on his expertise in​ the mortgage​ lending arena and feel comfortable​ enough​ to seek out his knowledge anytime I have questions pertaining​ to NM real estate​ and or lending. Thank you, ​Richard!!

Richard assisted us on a purchase of a home in Arizona, his communication is nothing short of…read moreastronomical! Richard was always available be it it by phone, email or text(I'm sure by person as well if we had been and ABQ). Because of Richards efficiency and knowledge of this ever changing mortgage industry we were able to close 2.5 weeks early which came as a delightful surprise to both realtors and sellers. You won't regret working with Richard!

So happy I found Clint when I needed a mortgage! First off, he's a delight to work with:…read morepersonable, available outside of business hours when needed, has been doing this forever so his level of expertise is very high with mortgages, interest rates, etc. He also takes the time to explain things so I knew what we were doing and why. But, the thing I was most thankful for was that he got us into our new house within 30 days! The mortgage company I was working with before (a large national chain) said there was no way to make it less than 40 days. I'm so thankful for Clint's help! He made the process painless.

This was such an easy and knowledgeable process for us to close on our home working with there team…read morewas such a blessed experience took all the worry out of it for us!

It's been a few, or 15, years since I've bought a house, and things have changed. Mike Sandoval and…read morethe folks at LeaderOne made the process easy to understand, and really very stress-free. I would, and will, recommend LeaderOne to everyone looking for a mortgage lender.

Jim and his exceptional team at LeaderOnce Financial go over and above to make the mortgage…read moreexperience unforgettable! This team genuinely cares about their clients, and in every step of the mortgage process they deliver an amazing experience. It's wonderful to see a team of people who care so much about their clients and about one another. I am incredibly impressed and grateful to know Jim, Kristie and their amazing team!