We appreciate AG's help with our loans. You are incredible, and you made everything so simple for…read moreus. As a traveling nurse, I find it astounding that our loans closed in just 22 days. Additionally, I was away from home when our loans were being processed, only able to communicate via email or text. We sincerely appreciate the easy transaction and your expertise in the mortgage sector. I am eagerly anticipating lower interest rates so that we can refinance with you.

I'm 74 years old and Alan was able to refinance my home at a great interest rate. Wells Fargo and…read moreseveral other large banks had turned me down. He knows how to massage your application !!! .....He has the ability to get it done. THANKS ALAN !!!....Erik Miller.

I would highly recommend Alex and his team. They were very patient professional and most…read moreimportantly expedited the closing, got the job done and lowered our rate for a refi-home loan! We appreciate their kindness, expertise and especially that they have a passion for helping our military and veterans! Keep up the great job and thank you!

Would absolutely recommend Kindly Loans. Ten out of ten. This was our first time taking out a loan…read moreand they were patient with our questions and informative with their answers. They went out of their way to make us feel comfortable and informed throughout the process. We sent the rate they quoted to multiple friends in the banking industry and all of them concluded the offer was very reasonable. Kindly Loans is very helpful and trustworthy!

You have hit the lottery when you are fortunate enough to work with Jodi and Ashley at Ryder…read moreMortgage Group. They are experienced, responsive and above all genuinely heartfelt in addressing every challenge that could arise in a process that can be challenging. They make you feel that every problem has a solution and together your best interest will prevail. I remain always grateful for their assistance. They are the rockstars of this industry. Run don't walk to avail yourself of their expertise.

My husband and I recently purchased a new home and we were referred to Jodi and her team by our…read morerealtors. I can't say enough great things about Jodi and Ashley! Our transaction was particularly complex with a lot of moving parts, and they made the whole process so much easier. They were always available to answer my (sometimes ridiculous) questions, and had the best attitude about the whole thing. They guided us through with ease and we closed with no issues! You will not be disappointed working with them.

Very unpleasant experience today with this company. After giving them personal information, they…read morewill not honor the rate they promise you. See attached email. I do not recommend this company.

RUN FAST AND FAR - THEY ARE UNETHICAL…read more If I could give TransUnited Financial Services, and specifically broker Zac Coleman, negative stars, I would do so enthusiastically. I refinanced my property with them in the fall of 2021 as a part of a divorce preceeding. I shared with them up front that the intention would be to do a rate/term refi then, and I would return in the spring to do a cash out as a final requirement of my divorce terms. The refinance last fall had MANY challenges, and multiple times I had to escalate problems to get the loan finalized and funded due to delays on their end. We closed (LATE) in October. In February of 2022 I reached out to initiate the cash out refi we had discussed. Rates were still low but I anticipated them going up in the near future. I considered going with another broker/lender due to challenges the first time, but naively assumed they had been resolved and this would be quick and easy since they already had all of my information. However, when I reached out Zac informed me that I could not refinance due to a prepayment penalty on the loan, and I'd have to wait until at least the end of March. This was news to me, as he had in fact assured me at closing that there was NOT a prepayment given my plans to refinance again. I asked him to check again and he confirmed that I did in fact have a prepayment. I asked if we could at least begin the process so we could close immediately as soon as the prepayment was up. I also wanted to lock in rates while they were low. Zac told me to send in my info, but then did nothing with it. I followed up multiple times, but he continued to stall saying people were "reviewing docs". He then told me he was concerned with a single late payment that was showing from 2019, and he didn't think they'd be able to close with it. That single late payment was already showing as disputed on my credit report, and had also been there at the time of the previous refinance without issue. When I pointed that out, Zac came back and said there was now issue with my debt to income ratio because I had a balance on several credit cards. The entire intention of the cash out was to pay off those debts, which he was aware had been accumulated as a part of the divorce and had never raised a red flag. He convinced me to take a loan on my 401k to pay off those debts so they could approve the loan, and assured me I could pay the 401k loan off with the cash out. I did as he asked and paid off the debts. I asked when we could close, as rates were starting to rise and he said we had to wait for the credit card companies to reflect the paid balances, but that I could pay an extra $25 - $50 per credit account, per credit bureau, to ask them to expedite the processing of the payments and update the bureaus. I told him to go ahead, and waited, but they were never expedited. Finally, the accounts updated on their own (it took 30+ days, and I was following up with Zac regularly but given excuse after excuse on why this wasn't happening). Finally, all was updated and I asked AGAIN when we would close. Zac said it was back in underwriting, but that now that rates had gone up significantly and they had not locked me in as I had asked, even with those debts paid off, the higher interest raised my potential mortgage payment enough (approx $600-$700 more per month from where it would have been initially), that underwriting would now not approve the loan because by debt to income ratio was still over threshold. At this point I was furious, and opted to go with another lender who was FANTASTIC and had my loan closed within 3 weeks - although my rate was still much higher because I missed out on the lower rate opportunity due to Zac's incompetence. Shortly after I told Zac I was going to go with another lender (in MAY, when I had tried to initiate the process in February), I received a certified letter from TransUnited that conveniently shared that there had been an error all along, and I had actually never even had a prepayment penalty. After doing some digging, it became apparent that there was never a prepayment penalty on my loan, but that Zac Coleman and TransUnited Financial stood to benefit financially if my initial loan stayed on the books for more than 6 months, which is why Zac (supported by TransUnited) unethically and falsely claimed that I COULD NOT refinance due to a prepayment penalty. I missed out on a significantly lower interest rate and am paying several hundred dollars a month more than I would have been if they had been an honest organization to work with. I have filed official complaints with several oversight boards and hope that both Zac and TransUnited are held accountable to the full extent that the law allows.

Best Direct Lender to hold your MLO License. Great opportunity here for LOs at the corporate…read moreoffice. In-House Processors & Underwriters that are the best in the industry. My team close & fund loans promptly and give excellent customer experience.

I have worked with HMA twice when I bought my house back in 2015 and 3 years later to refi. I'm…read morehappy with how the corporation handled my concerns with a the outmost professionalism.

Quick Funding did a loan for myself and I recommended them to my daughter and several friends…read more Everyone is happy with his service. The loans have included purchases, reverse mortgages and private money loans. I highly recommend this company for great personalized service.

Marcie from Quantum Mortgage has made the stressful event of buying a home easy. Her patience,…read moreknowledge and guidance has surpassed exceptional in our experience. Marcie was the first and only consideration with our refinance. she always gives above and beyond expectations.

From the start Marcie Loftis at Quantum Mortgage Group is just a kind, authentic and thoughtful…read moreperson. And then there is the level of skill that she brings to the mortgage financing process. Her inherent wisdom paired with her thorough and intentional approach is truly remarkable. For example, she's a pro at active listening and you will be able to tell because she remembers your previous questions and concerns and takes it into consideration during the process. As a home owner going through my first refinance and my first venture at building an additional dwelling unit, I felt completely comfortable talking to Marcie about my goals, objectives and concerns. Marcie was more than willing to take the time and walk me through every question I had...and I had a lot of questions including ones that I should have known already for instance, the difference between a home equity loan and a home equity line of credit or how mortgage points work. Marcie and her team worked with me to come up with the best home loan and were by my side through the whole endeavor, ensuring that the process was moving along in a timely manner. The entire refinancing journey was not stressful at all, actually it was exciting going through each step, learning how things worked and accomplishing each milestone. Marcie even offered advice on next steps for the income property after the loan was approved. I have no hesitation in saying that if I called her today with a question, she would give me the same stellar service I received several months ago. When all is said and done, Marcie is a true mortgage loan whisperer. She will be with you for every step, you will not feel like you are alone but instead you will feel heard, understood and supported. Marcie did not make me feel bad about asking questions or discussing possible scenarios in fact she was fully present and engaged. As a woman of color, I did not have to brace myself for any implicit bias or assumptions about my financial situation, it was such a relief and so refreshing. I whole heartedly recommend Marcie and her team. Thanks so much Marcie and the Quantum team for your excellent service! Much appreciated, Jenn P

Everyone knows that there are numerous companies out there to help with Reverse Mortgages. My…read moremother and I just happened to pick the right one. Ryan is one of the most compassionate about is work, and truly cares about the people he works with, even after the process is complete. Ryan educated me and my mother about the entire Reverse Mortgage process by providing time lines and letting us know all of the paperwork we would need. He constantly checked in with us to ask if we had additional questions. He is very knowledgable about the field, and that is obvious when you ask him questions. We are so grateful that we chose the right company; one that really cares about the individual! This process is challenging enough, but having someone who can explain things made all the difference. We truly appreciate Ryan and everything Reverse Mortgage Educators did for us!