Stearns takes unexperienced borrrowers and locks them into full-term payment with interest. Their…read morebuyout costs about as much staying in, and one single NSF and that's out too. There are much, much better lenders out there, such as John Deere and AgDirect for farmers.

As many others have said, this bank is deceptive. Heavily front loading interest and calling it…read more"the industry standard." I urge everyone to not impulsively sign into a financial agreement and do your research!

I first went to unbank Tuesday May 4th at 10:30 a.m. there was a sign on the window saying that…read morethey would be back in a half an hour. My first thought was a half an hour from when, so I waited 30 minutes and nobody ever showed so I left. I went back today at 10 a.m. because their website said they opened at 9, the doors are locked the lights were out and some guy emerged from what I had thought to be the office door and slapped a small sign on the door saying they're closed for the day. That's bologna! I will never ever go back

From the owner: Cash Payroll, Government, Insurance, and many other types of checks, Payday Loans up to $500, Buy…read moreGift Cards. Sell and Reload Prepaid Debit Cards. Money Orders, Stamps, Notary, Phone Cards international and domestic, Fax Services, and Western Union,

I had a terrible experience at this bank regarding this person here Malene Petko-Kirk - I believe…read moreher position is a loan officer. I'd rather not going to details because she was out for her best interest and the bank best interest and not the customer. I was a member at this bank for five years and I close my account due to this incident. Fuck this bank!

I would like to say that I am very proud to be a member of Saint cloud financial credit Union…read more Everyone of the staff are very knowledgeable and helpful. Every questions that I had transferring my funds we're answered In a very professional manner. Let's just say they do a great job for me and they will probably do a great job for you. I highly recommend banking at Saint cloud financial credit Union.

Wizards with support for bank's needs. Both Carol and Mo are super helpful. Wolters Kluwer is…read moreclearly best in class.

I tell people all the time that I love my bank! Anytime I have ever dealt with Affinity from my…read moremortgage to checking, savings or auto loan I have been satisfied and usually even impressed. They are fast and efficient with loans, give points for debt usage and are so friendly. I also feel that they are very community driven and give back to several local residents and organizations. Best "bank" ever.

Had a great experience with Emily R. in the St. Cloud branch. She is professional, thorough,…read moreresourceful and solved a complicated issue with a cheerful smile and a can-do attitude. Thank you, Emily!

I have a family emergency and need access to my money and my account today. While looking at my…read moreaccount I noticed a charge on my account I did not make. I called to alert the bank. I was told they would have to suspend my card. I told them I had a family emergency and I needed access to my money today. I needed money today and they could suspend the next day. They suspended my card my card any way and do not have access to my money. I am changing my bank and closing my account with them. I know my little money doesn't make a difference to them, but it's the principle. They only care about their rules and don't care the customer. I even said to suspend tomorrow. They suspended today. NOW I AM SCREWED.

I hate doing business with financial institutions that charge you late fees for ridiculous reasons…read morelike a difference in time zone. I spoke with Trey, Agent ID YXL133 today to ask for a removal of a late late due to EST and CST difference. He refused to remove it , because I apparently had a courtesy removal sometime this year already. The initial agent and Trey, the supervisor gave me two different dates to verify the actual removal given to me. Extremely suspect. I have been a card holder for over 10 years, this was not taken into consideration at all. I paid on the due date, just not before 8pm EST. I would not recommend opening up an account with a bank that you're loyal to, but doesn't extend the same appreciation to its long time subscribers.

The hours are not are working class friendly. 9 to 5, downtown is not open Saturday. Midtown is 9…read moreto 5 at least they have a few Saturday hours.

Drive thru lanes too narrow for trucks. Lobby closed...no…read morewalk up atm.. Crap bank..no posted signs Had one atm in grocery store..