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    Maluli Consulting

    5.0 (2 reviews)
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    By appointment only

    Services - Maluli Consulting

    Bookkeepers

    Business consulting

    Retirement planning

    1 More Service

    Tax planning

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    Ray Reynolds Financial Services

    Ray Reynolds Financial Services

    (5 reviews)

    I have seen and heard a lot of things about credit repair services and I can only go by my…read moreexperience. In all my years as an adult, I have never really learned anything from the multiple credit services that I connected with, it was always about money and even still after I paid, I didnt learn anything of value. But since I have been working with Ray and his team, I have learned soooooooo much. Been with him for a couple years now, and my credit is now close to 750. I had 2 little secured credit cards when I started and now those cards are gone and I now have 8 personal credit cards and one Amex Business Gold. Honestly, it's not just what Ray can do for us, it's how we manage our credit, discipline our selves, pay by due dates, knowing when each card reports to the bureaus, etc, etc, etc......and its really not easy!!!! and Ray spends hours and hours teaching us the basic fundamentals of good credit along with building corporate credit as well if we want. I see people writing stuff that's not nice about Ray but we honestly have to do our part and so what if we have to pay (is he supposed to hand wisdom over for free? NO!) .....learning how to be patient.....listen to his LIVE workshops over and over is what we are SUPPOSED TO DO if we want to learn!!!!!! This world is so microwave and wants things immediately when thats not what he is trying to teach us!! Im learning that this is not an overnight process. Ray says the mind needs to hear something over and over to change. And that's so true because im a Therapist and in order to change a behavior, we have to recondition our mind which takes time. We have bad credit because we don't have the discipline to keep our credit in good standing!! So changing my behavior concerning my credit has been a job within itself. I also have a Corporation now and a Non-profit that's growing as well. I especially want to thank Ray for the FREE entry to his 3 day summit AND working with me with other classes as well as being a part of his Express Credit program. I look forward to learning more and partnering with him for Auto Income and I plan on supporting his company because I truly see how he supports us!! I'm Grateful! Thank you Ray!! Thank you Santos!! And thank you Brandy!!! And Nicholas!! The teamwork is Dynamic!!!! I truly understand that im a part of something big that will definitely change the world!!! From TiTwan.

    Ray Reynolds Financial Solutions made a lot of promises but delivered very little. Every concern or…read morequestion was met with another excuse, misleading explanation, or questionable "solution" that didn't feel legal or ethical. I felt pressured, misled, and completely disappointed with the results after spending my money. One thing that really bothered me was how often they referenced God and faith to make themselves appear trustworthy and honest, while their actions showed the opposite. Using religion to gain people's trust while failing to deliver real results is wrong. I would strongly caution anyone considering doing business with this company. Do your research carefully before giving them your money or personal information.

    Shaila Chamberlain - CPA

    Shaila Chamberlain - CPA

    (2 reviews)

    Shaila Chamberlain, CPA, has been my financial wizard for several years now, and let me tell you,…read moreshe's nothing short of magical! Whether it's tax season or just another Tuesday, she's always available to help me untangle the financial webs I get myself into. She not only handles my numbers but has also trained my team to handle things so smoothly that I almost believe we know what we're doing. Shaila usually answers my calls and texts with lightning speed, like she's got a sixth sense for when I'm about to have a financial meltdown. Except for today... Today, I felt like a red-headed stepchild--left on read and waiting for a response like a kid waiting for the ice cream truck that never comes. But hey, even the best of us have our off days, right? So, Shaila, you still get five stars from me... for now. But don't make me come back and edit this review! (Kidding... mostly.) Keep up the great work, and maybe shoot me a text back before I start looking for adoption papers.

    I have worked with Shaila as being my CPA for quite some time now and has been a pleasure to work…read morewith her. She has been extremely helpful in answering all my questions whenever I felt I was worried about something in regards to my business. Any time she finishes filing taxes for me she is more than willing to sit down and discuss any of my concerns. Something that I do not find often with other CPA's is that she offers mini courses/speaking engagements where she will basically go over how taxes work in the business world. She explains each business entity clearly and thoroughly. Definitely worth the investment. Please ask her or her team about it. Lastly, she is clearly connected with businesses in the Riverside and Inland Empire where she is quite knowledgeable what is going on in the business world for her city she is working in.

    Elite Document Solutions - Trust, Experience, Solutions, Commitment

    Elite Document Solutions

    (9 reviews)

    We hired Naomi to help us try to resolve a complicated family property matter and, if possible,…read moreavoid probate. From our very first long-distance phone call, she communicated consistently by text, email, and phone, and even graciously waived her one-time consultation fee. As retirees on fixed incomes, we deeply appreciated that kindness. Naomi is very clear that she is not an attorney and does not give legal advice. That said, she is exceptionally knowledgeable about document preparation and made us aware of laws that may have been violated before and after the property transfer in our case. She was honest about limits and encouraged us to consult an attorney if the matter becomes more complex or probate becomes unavoidable. What truly sets Naomi apart is her professionalism, sensitivity, and skillful writing. She drafted multiple letters to family members, thoughtfully tailored to very different personalities (including one family member with cognitive decline and another who was openly hostile). One letter was translated into Spanish. Every letter was clear, respectful, non-threatening, and crafted in a way that encouraged cooperation rather than conflict. The formal demand letter, in particular, struck the perfect tone of good-faith problem-solving without sounding aggressive. Naomi is responsive, proactive, bilingual, and goes above and beyond. She follows up when communication pauses and responds quickly to questions. Most importantly, she gave us clarity and renewed hope in a situation that once felt impossible. We are deeply grateful for her integrity, compassion, and professionalism, and highly recommend her document preparation services to anyone facing a sensitive family or estate-related matter.

    Very knowledgeable. Openly states she is not a lawyer and doesn't cross lines. If you know what you…read morewant she is the person for you. She can fill and file all paperwork a lawyer can without the cost of a lawyer involved. The other reviewer is likely an old crank. I cannot see Naomi, the person I spoke with in that negative review without the assumption that person is a massive jerk. Naomi spent quite a bit of time with me dialing down my situation. This is a thank you for that time she invested in me.

    Maluli Consulting - businessconsulting - Updated June 2026

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