Michael J McClare worked diligently with us to get the loan approved and funded for our Sherman Oaks condominium. During the process of looking for a new home (which can be brutal, especially in Southern California in a very competitive market), he was available at all hours (within reason, of course) to answer questions, provide approval letters, and even increase purchase prices when we wanted to bid a little higher than originally planned. When we finally had an offer accepted (below asking, if you must know) and needed to get the mortgage finalized, his preparation for us made it seamless. And now we get to see his fun posts on Facebook! All in all, an unexpectedly easy experience, and Kiki and I wouldn't hesitate to recommend him and his colleagues (who were available on the rare times Michael was not) to our friends and family. Thanks Michael! read more

Michael has got to be one of the best mortgage brokers out there. I've purchased over 50 homes for high net worth clients in the past and I've dealt with both great and terrible brokers and lenders. Somehow, he was able to get me a better rate than any of the big banks and other credit unions, which I still can't believe. Not only that, he made the process so much simpler than I'm used to. And above all, he was so responsive. I don't think an email, text, or call ever wen more than an hour without receiving a reply. He helped us get our dream home and feel incredible about the financing portion of it. Looking forward to recommending him to call my friends and family in need of financing. read more

Michael is the man! He worked through a very complicated refi that involved a SBA loan, which required a lien release and re-record. Mike is very patient, on the ball, and excellent with communication. He dealt with the SBA, and all I had to do was follow his (very good) instruction. He also found the best loan, at the best rate. I'd highly recommend him to anyone looking to refi or purchase. read more

Micheal delivers in every way! I was referred to Michael after dealing with unresponsive brokers for a month or so, and it was the best referral I have ever received. Michael is refreshingly professional and I could not imagine going through my first home buying experience without him. Michael is patient, honest, proactive, and very responsive. Thanks to Michael and his guidance, we were able to close on our first property today! Thank you, Michael; you have a lifetime client! 01/09/2020 Update: Michael was recently able to get us a great rate on a refinance and has saved us quite a bit on the overall loan in the process. I highly recommend reaching out if you are looking to refinance, very patient, and always a pleasure! read more

Is it possible Michael is still getting even better? Michael did my original home purchase in 2012 and three refinances since, including this most recent one in December 2021. He is a true professional who cares about doing the best for his clients just as he would for himself. He is communicative, accurate, available, and super easy to do business with. He knows this business inside and out and his clients reap the benefits. I enthusiastically recommend him. He has earned my business for life. read more

Michael is a skilled and quick communicator! Due to my abnormal work schedule I would have to text or email him on weekends occasionally. He would always respond within the hour but most of the time within minutes. I never had a question he couldn't answer immediately and he helped me work through a number of HOA and credit problems. I wish everyone conducted business as efficient as Michael! read more

I was referred to Michael by a friend and what a great recommendation that was! I contacted Michael in mid-September and by mid-October by refi had closed and funded. He was great to work with and walked me through all of my options when we first started. There was no pressure and everything was super easy to download. Of the one other refi and two other mortgages I have done in my life, this one was by far the easiest. He really know what he is doing and I have already recommended him to a co-worker and will continue to recommend him. read more

First time home buyers who were referred to Michael. He knows what he is talking about and it is much appreciated. 1. He explains answers to your questions and does not make you feel dumb for having to ask 2. He responds quickly and is prompt 3. He gives you exactly what you need and is upfront and honest 4. Always available to take a call or email Michael has worked with us to get the process done smoothly. I have heard terrible stories of home buying experiences but ours was VERY clean and felt it was almost too easy compared to what we have heard. Highly recommend that you speak with him at least while you shop around for help. read more

Michael has been our Mortgage Consultant since the late 1990s, and has given us excellent advice that has helped us make good financial decisions. Additionally he has always gone the extra mile and has made it easy for us to complete the process. We are very appreciative of all that he has done for us .. and highly recommend him. read more

If you are looking for someone who is knowledgeable, experienced, thorough and honest, Michael is the person you should contact. Whether it is your first loan, 10th loan or you are refinancing, Michael is the person will make sure every t is crossed, and I is dotted. Above all, he is personable, and respectful. Thank you Michael! read more

I am a Realtor and I work with a lot of lenders. Michael was very thorough and came through for my clients with a great rate, great service and he did exactly what he said he could do in the exact time that we asked him to. I definitely recommend Michael if you're looking to purchase a home or refinance. I know my buyers were very happy with him which makes me happy. Thanks Michael for your hard work done right. read more

Thank you Michael, for making my refi so easy and quick! Your attention to detail and knowledge of every aspect of the mortgage business, put me at ease immediately. I knew I was in good hands. All I needed to do was follow instructions, and it was done! I look forward to working with you again and again! read more

Michael is awesome. He brokered two of my home loans and each time it was a breeze. No complications or hassles, just an unbelievably fast close every time! Very easy to work with and communication was impeccable. I would not hesitate to use Michael again for my home loans. Thank you Michael! read more

My husband and I have benefited from Michael's expert services for two home purchases and two refinances over the past 15 years. Michael made every one of those transactions super easy for us! It can be an overwhelming and stressful process, but Michael provides proactive and helpful advice and guidance throughout every step. He has never let us down, and he's earned our trust. There's no question in my mind that we will continue to use Michael for all of our refinancing and mortgage needs in the future. read more

Michael is a straight shooter and easy to work with. He takes the time to explain what is going on along the options and then follows through. I have worked with him on 2 refinances and a new home purchase over the last 10 years and all were A+ experiences. I have also recommended his services to friends and family. It feels great to have someone you can trust on your side during such a large financial decision where the details truly matter. read more

Michael is a true professional and a joy to work with. We bought our first place about a year ago and I went into the loan process knowing very little. Michael is very informative and makes the process a breeze. He explains everything so well you finish the whole process feeling educated. Michael is also always available to get on the phone whenever you have a question. We recently refinanced the same loan through him and everything went super smoothly. Thanks for everything Michael! read more

Thank you Michael! It is always awesome working with you! This is my third time going through this process with you... you have always been the upmost professional and explain things in a way making it easy to understand. I am so glad that I referred my son to you! He was a first-time homebuyer... you made it so easy for him. The pre-approval process, the home buying process... everything seamless... it allowed him to close 5 days early! Thank you for being a part of this experience with us. You are a true gem! read more

I just completed my fourth financing transaction with Michael, and he continues to spoil me with his exemplary level of expertise, professionalism, speed, communication, and personal caring. I will never use anyone else. If you are looking for an A++ mortgage broker, look no further. read more

My wife and I have worked with Michael for 20 years. He is very attentive and detailed. When we work with Michael we are involved in some of the largest transactions of our lives. He has proven to be reliable and trustworthy and we will continue to use him for our mortgage needs. read more

Michael did an unbelievable job in getting the best loan my wife and I can possibly get. We were in an unfortunate situation in our escrow with our previous broker/lender and thought that was it for us, but Michael was able to deliver an incredible mortgage loan, in a short amount of time. His professional work ethics, excellent communication skills, and patience in educating, makes it a breeze to work with, especially for first time home owners! I recommend him to all of my friends and family, as we're his customers for life! Thank you once again Michael! read more

I highly recommend Michael McClare as your loan broker. Not only is he an excellent broker, but he is also a quality person. I have known Michael for about 18 years, since our boys met in Kindergarten. Michael brokered my home loans back then, and just recently brokered loans on two of my homes in OC. Michael also just helped us to get a great interest rate on a home equity line-of-credit! He is responsive and on-the-ball, providing quality service, timely emails, and quick responses to any questions we had. I have always been impressed with Michael's integrity and devotion to his wife and children. I watched as he supported his wife in her career, bonded with his daughter through Indian Princesses, and cheered on his sons in ice-hockey. He was and still is, such a good honest man. He was, and most definitely still is, an excellent mortgage broker! read more

My husband and I were having a terrible time with another loan specialist from our moving area in San Diego. Our friend recommended Michael, whose business was in Irvine, where we were moving to. Michael was clear, concise, knew his business, easy to get ahold of by phone and email, and had our loan in under 2 weeks. I believe it was wrapped up in 9 days. Now, we had done our work too. We had everything digitized so we could send him all statements within 1 day. I did not want to get emotional- this was a business deal and we were in the middle of escrow when we changed loan specialists. THe day our loan went through, it was done, I cried like a baby. Now it was emotioanal, knowing we were getting a great rate on a 30 year loan and could pay it down with no penalty. If you are looking for someone who is professional, knows his business, and will help walk you through the process, Michael is your loan specialist. Dont waste another minute shopping around the O.C. read more