The branch of this proved to be problematic from start to finish. I was the listing agent for a…read morecouple who accepted a contingent offer from another couple. The person who bought their home had this lender. Because of them, the closing was delayed 3 times, by weeks, not days. Jeff, the mortgage broker, was very difficult to get ahold of, misplaced paperwork and delayed our closing the third time because he had to send an appraiser out for a second time. When we finally made it to the closing table, the loan didn't find, despite the closing taking place in the early afternoon. All of our clients had to go back a second day once the loan for the buyer finally funded. It was disappointing and frustrating for my clients and most of those involved. I wouldn't recommend this company to anyone in need of a mortgage.

Kristen and Amber are awesome, handle my loan from start to finish with great enthusiasm and…read moresupport throughout the whole process. These ladies are top notch. Start to finish less than 30 days. I am very happy to have had them on my side. Thank you so much Scott & Maria Murfreesboro, Tn.

As a realtor in today's fast paced market I am constantly searching for professionals that add to…read moremy own respectable brand. I have worked with Mike in a couple of occasions and both times I was impressed by his work attitude and efficiency in educating and servicing home buyers on their options and best fit. Will definitely highly recommend him with next opportunity because he is a loan savvy and personalized customer oriented pro.

worse mortgage broker in Michigan. has no idea what he be doin. my friend worked with him a while…read moreback. he's terrible smart mouthed and very unprofessional. DO NOT WORK WITH HIM

Really enjoyed working with Marcel! I was a first home buyer and had no clue of all the little…read moredetails for the process. He went out of his way to explain to me everything, and even made scenarios based in his experience for me to understand every little detail before making the big commitment. He guided me through the whole process and kept me informed on where it was and what was needed. I fully recommend him based on his experience and the kind person he is.

I was sold what I now recognize as a predatory loan -- a high-interest, aggressively structured…read moreagreement completely mismatched to my needs and financial situation. It wasn't directly through Kaye Financial, but through someone in a high-level position there. The loan was presented as a helpful solution, but the terms were extremely one-sided and ultimately set me up for financial hardship. There was little to no transparency about the long-term consequences. What seemed like a short-term fix became a long-term financial nightmare. When I attempted to renegotiate or seek support, the tone shifted to pressure and threats. I was left feeling trapped and betrayed. It caused severe stress and disrupted both my personal and professional life. It took three separate attempts to find a lawyer who truly believed me and understood what was happening -- and who could prevent them from taking my house. Once proper legal scrutiny was applied, the situation was finally exposed for what it was. I strongly advise anyone considering doing business with Kaye Financial to read every word carefully -- and run it by a trusted attorney or financial advisor before signing. Just because something is legal doesn't mean it's ethical or fair. I hope this helps someone avoid what I went through.

My experience with Kaye Financial was more than outstanding, it was positively life changing! As a…read morenew home buyer, there was much I didn't understand and it was scary for me to take those first steps. Though Kaye Financial helped me at EVERY step... it started with (can I buy a house) to response (lets plan). From budgeting to loan applications - Kevin Galin was kind and honest, always ready to answer my questions, crunch numbers, and offer guidance. Thank you Kaye Financial!! Thank you Kevin!

If you want to be repeatedly lied to, then this is the lender for you…read more We dealt with a Nick Churchman. He is profoundly unreliable and unresponsive. We ended up going to a different broker who was infinitely more honest and timely. Homesite Mortgage reached out to us about refinancing, since they were our original lender. Originally, Nick/Homesite Mortgage promised us one very low payment. But he blew up that payment at the last minute because he erroneously under-representing our taxes on the initial quote (by approximately $350 a month). When he gave us the true monthly payment, we immediately backed out. So, we went to a new lender who came in with a rate much better than Homesite's. The story should end there, but... A few days later, Nick calls and says rates have dropped even more and wants to work with us. I tell him we already found a new lender and he asks, if he can match the rate, would we still use him. Since Homesite had all of our documents, I thought the process might be quicker by staying with them so I agreed. Well, Nick says he can match the rate and gives us our payment over the phone. I say, send us the quote and/or proposal so I can see it in writing. But he never does. However, he's hounding me for my credit card information so he arrange an appraisal. To keep the process moving, I give him the card number. He promises me a written proposal in a day or two. Two days later, his office is calling us asking for information to complete the application and I tell them to hold their horses. I still have yet to see a formal proposal or quote. Nick promises me he's secured the rate, but will not send me anything. The end of the month is fast approaching and I ask if we'll be closing soon or if we'll have to pay the next month's mortgage. He instructs us not to pay the mortgage and says the payment will be included in the new loan. I express concern because I don't want any late fees or penalties. He says not to worry. Well, the first of the month comes and goes, and still no formal proposal from Homesite. And guess what? Now I've been assessed a late fee. They have my credit card number, they've verbally committed to a rate, but they won't supply any written proposals/quotes confirming our rate. So I tell contact Nick and tell him to respond by the end of the day or the deals off. He's radio silent. So I contact the Customer Service Manager, who has been reaching out to us about filling out the application, and tell her what we've been through and to cancel the mortgage. This is a VERY shady company. Very shady. Do yourself a favor and find a different lender. I'll be watching our credit card statements closely because I'm certainly not comfortable with the fact that I gave this individual my credit card number over the phone. Stay far away from this company. They're the worst.

I dealt with Homesite Mortgage after being referred by an agent, I worked with Brandon Keskitalo…read moreand really had a good overall experience. I have had several mortgages in the past, and when undergoing a mortgage process today you must realize a lot of documentation will need to be presented to your lender, with that being said I thought that Brandon thoroughly prepared us for the mortgage process. We only had about 35 days on our contract which the seller put in place as a hard line, they were not going to extend ( they told us this upfront). With Brandon's help we moved through the process in an efficient manner, and we were able to close two days prior to contract expiration.