This has been an amazing program to help us with saving. It is not easy to save when you have a…read moretight budget, and this program is an excellent motivation to learn how you can consistently save with minimal lifestyle changes and adjustments in your budget. It is impressive how quickly $1,500 can accumulate and the matching program is wonderful at helping you achieve your financial goals.

I downgraded my rating for a few reasons…read more....... If you miss a payment, you just need to call them and tell them to take off the draft for that month. 1) With that said, I had no $$ in my account and I had to call twice ore to make sure it had been stopped. For the amount of money I'm paying them to handle my debts, I'd expect better service than that. 2) I was told that I needed to contact the creditors themselves and let them know. I did, however the creditors all threatened to dishonor the contract if I didn't send something, even if it's $10. I called back AAA and the confirmed that. It would have saved me a lot of time if they had explained this to me before fighting w/each creditor on the phone. 3) Upon signing up with AAA, they ask you to obtain some sort of documentation to show payment contribution and progress. I again called each creditor and they said they cannot because of AAA having Power of Attorney. I called AAA once again, and they confirmed that. After wasting an entire day of being on hold and speaking to my debtors (I only have 3) AAA could have saved that if they had informed me of these things ahead of time. You can get your payment history online at the website, and they do hold Power of Attorney so only they can provide payment history. In the end, the creditors will call AAA (or whoever you go through) and complain that yes they will drop you if you don't pay the amount that was agreed upon. In reality they will take the payment you send. It's when you DON'T send anything they will drop you.

These guys are super nice and got all our paperwork signed quickly and efficiently. However they…read moregave us the wrong wiring instructions. If we didn't notice I would have been paying off another persons house instead of mine. Kind of a big deal...

Michael was helpful, courteous, patient and knowledgeable. I appreciated his help during our…read moreconsultation. Ray was also helpful.

Absolutely terrible customer service. Do not use these guys. We decided to use a 'reputable'…read morenational tax company rather than an independent tax consultant. Big mistake. Terrible communication. Multiple e-mails to the tax prep person with no response, leaving us wondering if our taxes were even being worked on. Then, all of a sudden we get a response that things are ready to be signed. Then we go down there to sign and they tell us that they won't honor a coupon that expired 2 days ago. After they dragged out the process for weeks and didn't respond to our e-mails, they don't even honor a $25 coupon. Absolutely terrible!

Lender is in Utah, sending out advertisements to California. Listed as DBA 'Costpro Lending' but…read moreNMLS does not reflect this. Not only that but they did not include any required info on the ad stating their licenses needed for CA. On top of this and other things shady about the whole thing is that they even have the line "Address Change? Please Contact...." in the advertisement. If C&E can't figure this out...... Almost as bad as another company sending loan ads to the previous owner who died 6 years ago.......

I called Rick of Loans by Rick at Vintage to get another quote for refinancing my home loan as I…read morewasn't thrilled with the costs Provident (who currently serves my mortgage) was giving me. Rick went through all kinds of scenarios in order to explain to me, in very simple terms I could understand, why my particular situation did not warrant a refi and that going through with it would actually cost me thousands more than keeping my current mortgage. This is information I SHOULD have received from Provident when I applied for a refinance; however, they apparently only care about lining their pockets, never mind hurting actual people. Kudos to Rick! He's awesome! I know who I'm going to for my next home purchase.

Always professional and easy to work with! I've worked with a few people there and can say I…read morehaven't had a bad experience. when it comes to insurance, it can be hard to understand and know what coverage you actually need vs just adding things on just because. but they do a great job at explaining and helping you get the proper policy.

Would give 0 stars if I could. They changed my payment policy without informing me and then…read morecancelled my home AND car insurance without a call or written notice. Customer service has been horrible as well.

This is a great company when it comes to insurance needs. Not only do they pay out a dividend on…read moretheir policies but they also do not do any rate increases on existing customers policies. You may not know it is in this tall building on the 14th floor, but if you are looking for insurance this is a great place to go!

Honestly super disappointed with the way this company handled our policy after the great initial…read moremeeting we had with our planner. He was very nice and helped us set up a life and disability policy for both me and my husband, but it took months for the first payment to be pulled, and for about 3 months the payment was a different amount each month. Throughout this whole process the communication was minimal (not on my part) and I had little explanation as to why the amounts were different and why my disability policy was denied. Now, we are here 7 months later and we have tried to cancel our policy twice and they still pull payments out. They say it will be refunded but I got a letter stating that we owe them money (a different amount that is due each month). Needless to say, it's obvious that the planners priority was the commission, because he refuses to answer our questions and hear our concerns about our future at NWM, and we have yet to hear back from him after 2 months of headaches. In short, I would not recommend giving a company your money when they lack basic communication skills and respect for the people paying their bills. 0/10 would not recommend.