We have bought and sold quite a few properties and always cringe about the mortgage process…read more Michael Gayda and PrimeLending changed our entire attitude about mortgages. This was by far the most smooth process we have ever gone through for obtaining a mortgage. You even get weekly updates on the status of your loan via your preferred method of communication (ours was email & text). Michael Gayda was so helpful and extremely responsive. We really felt he cared and was looking after our best interests. His entire team is amazing. Michael Gayda/ PrimeLending will absolutely be our go to for future transactions. They set the bar for how mortgage companies should treat customers.

AMAZING. Mr. Gayda is very efficient and will always be available to answer your questions. He made…read morethe process of purchasing a home and also a refinance very easy and quick. Not only is he great at what he does but he is also a great person. I would use his services again and again. I have referred multiple friends his direction and they all had amazing service.

For whatever reason, this business got ahold of my mailing address and repeatedly sends me large…read moremagazines, clogging up my mailbox. I have asked to be removed multiple times but they still persist.

**Owners Beware!** Do not hire Florida Homes Realty and Mortgage Property Management to manage your…read moreinvestment. I hired them at the end of August 2024 after receiving orders to the West Coast. Mickey found a tenant for my house, and they paid on time. However, Mickey failed to provide basic oversight of the lease agreement, as he did not monitor the property at all. I received complaints from people I knew about the condition of my yard and the several cats and dogs being kept on my patio. I learned about these issues on September 10, 2025. The lease was up for renewal in October 2025, so I contacted Mickey. He informed me that he had sent the lease renewal to the tenants the same day, but he would let them know that a walk-through was needed before I would sign. If I hadn't received an anonymous tip about the tenants, Mickey would have allowed them to stay without conducting a walk-through. When he finally conducted the walk-through, he reported that the house needed touch-up paint and the carpets needed shampooing. I requested that Mickey perform more frequent checks on the property, but he refused to do so. I eventually fired him. My new management team advised against spending money on carpet cleaning; instead, they recommended gutting the carpets and repainting the entire house due to blackened, dirty walls and a strong odor of animal waste. I flew back to Florida from California on October 17th, 2025 to assess the situation and found the house looking abandoned from the outside. Weeds had overtaken my sod and grown up the center of the driveway, and there was a pile of trash and furniture in my front yard. I knew the condition was worse than expected. Upon entering the house with my aunt, uncle, and brother, we could barely catch our breath due to the overwhelming smell. Even with the AC running, it took gutting the floors, repainting the entire house, sealing the concrete with Killz, and using an ozone machine for four days to make it livable again. I ended up spending $11,000 on repairs to fix the yard, toilets, walls, floors, and screened-in porch. This included taking time off work, renting a car, and paying for lodging, as well as doing most of the work myself. The company's owner, James Angelo, refused to make amends or return a percentage of the management fees. I paid this dishonest and ineffective management company $2,382 for their lack of service. I could have accepted a check each month, saved that money, and flown out more often to check on the property. James Angelo not only denied any refund of fees but also failed to provide an itemized list explaining why they were entitled to keep 100% of the $2,382. I wasn't asking them to cover the damages, nor was I asking for all the fees to be returned. However, they only met me about 40% of the way on their end of the deal. They should reimburse me 60% to rectify the situation. Since they refuse to do so, I will definitely warn others never to trust them. Unless you want to be a slumlord, stay far away from them. The financial loss and personal inconvenience I suffered are beyond measure.

Working with Jason Packo is wonderful! As this was the first time we have bought a home - we had…read moretons of questions! Not only was Jason professional, he was extremely patient and tentative. His knowledge and organizational skills made the process FAST and easy! We were even able to close early - on our anniversary! Thank you Jason! I know who we will be recommending to friends in the future!

Contact Jason for your mortgage needs. He makes it all so easy. He set everything up so i could go…read morethrough this complicated process remotely as I was not able to be in Florida. Thanks Jason your awesome!

We were out of state buyers in one of the most competitive markets I have experienced. From the…read moremoment I contacted Jessica, it was like I was her only client. She is truly dedicated to anyone that she works with. Without a doubt, all of her clients are her #1 priority. Jessica and her team processed my application and got my pre-approval letter to my agent on the same day! Due to the extremely competitive market we were dealing with, we had to put multiple offers on homes before our offer was finally accepted. Jessica and her team never skipped a beat! Interest rates were also climbing during this time, which of course concerned us. Jessica explained every option and answered every question to ensure we made the right decision on our loan. I cannot express just how much Jessica and her team went above and beyond! Prior to working with her, I never realized how important it was to choose a lender that truly cares about you. I got that and more from Jessica and her team! Thank you for the incredible experience!!

I have worked with Nathan Young of North Star Mortgage for over 10 years, and he has successfully…read morehandled several loans for my homebuyers as well as my own personal mortgage. Throughout every transaction, Nathan has consistently demonstrated exceptional professionalism, knowledge, communication, and dedication to his clients. He goes above and beyond to ensure a smooth lending process and always delivers outstanding service. In my experience, he is truly one of the best mortgage professionals in the business, and I would highly recommend him to anyone seeking a trusted lending partner.

I've used North Star since moving to Jax in 2002. Nathan is great. If he can't get it done, it…read morecan't be done. His team is thorough and friendly and everything was ready on time and complete. I highly recommend them.