I recently closed on my home. Michael Kiley, my agent, was exhibit a lot of knowledge about the services provided, he answered my questions in a prompt manner, paperwork was completed in a timely manner, he was not pushy, returned calls/ emails in a timely manner. One of the BEST decisions I made was to listen to what Oceanside Mortgage had to offer. When my friend told me about Micheal and what he was able to do for them I thought it was too good to be true...that's until I heard and actually enjoyed the same service. I think the entire process from application to end took less than 2 weeks. Btw, I first turned to Wells Fargo who had my mortgage, savings and checking account and they didn't offer me any benefits. Their agent quoted a hefty opening and closing and in addition I was expected to buy points to help lower my interest rate and even then my rate wouldn't be lover than 4.1%. I was so crushed that for over a month I refused to continue searching for better refinance opportunity then I turned to another source that offered me better interest rate and opening and closing cost BUT then I heard of Michael and I thought.. heck let me check things out!!!!!! Micheal through Oceanside offered me a GREAT deal that I half expecting not to come to fruition.....but I closed and I couldn't be more happy. The process was so stress free and I walked away being a better informed customer than I was 2 years ago. I would give Michael and Oceanside Mortgage 10 STARS if allowed. Another great feature is that Oceanside will contact me if the rate lowers. Since, closing I refered 2 friends and passed on information to a bunch of other people. Thank you, Michael Kiley and Oceanside Mortgage!!! I couldn't be more satisfied. read more

Ryan Dunn and Oceanside Mortgage Company are the best of the best when it comes to acquiring home loans and refinancing!! They are professional and packed with knowledge and back it up with providing quality results. I acquired my first loan from Ryan almost 7 years ago. He got me out of that loan and into a new lower rate loan. Since then I have refinanced twice with Ryan through Ocean Side saving me thousands of dollars annually!!! If he cannot find anything suitable to save you money, he is upfront and honest and will not misinform you not steer you wrong. My most recent refinance came with Ryan reaching out to me informing that rates have lowered do to our current situation and that this was a great time to refinance. I jumped at the opportunity and they made it quick, easy and rewarding to do so. I just can't say enough positive things about the team at Ocean Side nor express how much I appreciate what they have done for me and my family over the years keeping us up to date with information that keeps money in our pocket and not the banks!!! I am a 1st time home owner, so without the extra effort and Initiative informing me how the loan and refinance process worked, I'd have been stuck in my original loan losing out on hard earned money paying a higher interest rate. I could go on for days, so I just want to end by saying THANK YOU OCEAN SIDE AND ESPECIALLY MR. RYAN DUNN!! Great job to all!!! I'd advise anyone looking for a home loan or to refinance a property, start with them. I promise you won't leave!!! read more

This is my second re-fi with Oceanside. The first time, they saved me around $200 per month. Everything was fine for over a year, until I got a call from David Rockhill and he reminded me that in our last conversation, if anything changed, he would keep me informed. Well, the rates went down again, and David called. This time he saved me almost $100 per month. This is unusual for a mortgage company, because there is no incentive for them to lower your rate when they have you already paying at a higher rate. In addition, Oceanside was flexible as well, because I do not re-fi back out for 30 years; I will only re-fi for the term left on my original mortgage. This was no problem for Oceanside. When it came time to close, they sent a re-fi specialist to my home who could meet in the evenings and/or on Saturdays. I didn't have to do a thing. It worked out really well for me. Thanks Oceanside!!! read more

In my line of work, mortgage companies are my clients. So when it came time for me to become a client of a mortgage company for my own loan, my expectations were high. Oceanside exceeded them! Not only that, but they clearly care about what they're doing and the people they're able to help. On a few specific notes, their expertise with FHA was nothing short of impressive. They are also very competitive with respect to rates/fees. In terms of professionalism and dedication, I received one courteous follow-up email from Andrew to let me know they could save me more money when rates fell in early 2016. He and the rest of the team patiently went the extra mile to make sure the refi made perfect financial sense for me. I would not hesitate to do another loan with them or recommend them to anyone else. read more

I would recommend Oceanside Mortgage to anyone looking for a great company to work with. These days for me it seems as though life is too busy and companies push us through processess that are important to us yet just another day for them. I worked with MIchael Kiley and not only did he listen to my needs he worked with me through the whole process. Which was quick might I add. I did a streamline loan on my FHA mortgage. I had a few unique things with my loan yet Michael worked with me in figuring it out. It still closed much quicker than any other type loan I've dealt with in the past. I won't go anywhere else in the future. Thank you all at Oceanside Mortgage!!!!! Jennifer B read more

NO NO NO NO NO NO!!!! Why would you mail me a letter stating "important year end tax documents" ????? This is not how marketing should be done... this is not ok. So, yelper friends..... this company literally mailed me this incredibly official looking document that states its something I need for my year end tax's. The document doesn't make sense, which is bad... but isn't even the worst part. The WORST part is the info in the letter they sent me is not even legally correct. I am required to keep my mortgage insurance for 5 years minimum, and they want to "run my credit" to confirm this? REALLY? Criminals... literally criminals... just trying to pray on the ignorant. Stay away. read more

I never thought that I would have the opportunity to refinance my home with such ease. The mortgage company I was working with overcharged me for a few months and wouldn't return calls. I miraculously received a letter in the mail with the opportunity to work with this company and immediately called the number on the paper to move forward. The loan officer I worked with was so quick to respond, helpful and pleasant. The process was easy and they kept me informed throughout the process. It was quick and painless and saved me over $100 per month! I am so happy to be working with this company. read more

This is our second time using Ryan Dunn of Oceanside Mortgage Company.  Two years ago we refinanced with his support and we were so impressed by the service we received that when going to buy a new home recently we reached directly out to him.  Ryan was thorough, helpful and professional. We had a quick closing deadline and Ryan went out of his way to make our loan happen in time.  He not only got us an amazing rate, he answered all questions and kept us informed every step of the way. Whether you are looking to refinance or purchase, I would strongly recommend Ryan Dunn of Oceanside. read more

I reached out to Oceanside Mortgage Company after receiving a pleasant letter in the mail from them about refinancing my mortgage loan. I was lucky enough to get a man, Michael Kiley, on the other end of the phone who is knowledgeable, kind and patient, and who answered every question I had with ease. He made the entire process painless, quick, and easy, and I couldn't be more pleased. Not to mention, he got us a much better rate than we had, saved us about $400 per month on our mortgage payment, and there were no closing costs that came out of our pockets. We're thrilled! read more

If you're looking for a first class mortgage company you've come to the right place. Oceanside did everything they could to not only help me lower my interest rate but also help me get out of a very nasty escrow situation Created by my previous mortgage company. Oceanside was superfast turning around the deal in less than 24 hours. Customer service is superb, they answer your questions quickly and will do whatever it takes to get you the best deal. I recommend Oceanside Mortgage without reservation. Huge thank you to Lee and Stephen! You guys absolutely rock!! read more

I was impressed that they contacted me to initiate refinancing when I didn't even know it was possible. The entire process was very convenient and easily done. Lee took time to go over every question I had and explained things for me to easily follow. The responses to my emails or phone calls were very quick and always satisfying. My refinance was done quickly and to my convenience, working around my schedule and I didn't have to jump through any hoops. It was a winning situation for me and I'm thankful for their effort and the lower house payment. read more

I recently refinanced with Oceanside after previously having my mortgage with a large bank. The process with Oceanside was so smooth that it was almost unbelievable! I have never experienced such an easy process, as well as had my closing costs covered. At first I was really curious to know if this company was legit due to a high amount of great reviews across the internet--but having gone through the process myself--I can say that they are. If you are looking for a mortgage lender or to refinance, you MUST use these folks! read more

Oceanside Mortgage is the best Company with the best staff overall. They helped us save money twice on our mortgage. They have done more for me and my family then any other mortgage company and I hope to stay with them throughout the course of my loan. Having my mortgage with them has made our lives to much easier. They are great at refinances and lowering interest rates for their customers. Lee is by far the most awesome person to work with. Ask for Lee!! Oceanside Mortgage is a Great Company!! read more

Oceanside Mortgage Company was super helpful and extremely thorough throughout the process. Andrew explained everything clearly and the process took a few weeks for inquiry to closing. All details of the mobile closing were clearly explained to me through email and everything went according to plan when the notary arrived. Andrew with Oceanside was able to save me money each month and talked me through the pros and cons of each option I was considering. Thank you Oceanside! read more

The refinance experience was very smooth.. I received a letter in the mail with a picture of my house on it offering lower rates for refinance. I had received other letters, but decided to give Oceanside a try. They were able to lower my finance rate and save me substantial money on my monthly mortgage payment. Bill was awesome, explained the process and in a matter of about 3 weeks I was refinanced. So happy that I gave them a try. You will be too!! read more

Oceanside mortgage was great from start to finish. My load officer Ryan Dunn did a great job making the refinance process simple and quick, and most importantly he was easily reachable and very responsive to any questions or concerns I had. They paid all my closing costs for the refinance (I only paid my upfront FHA premium), Escrow balance was transferred from current mortgage company to Oceanside without issue. Highly recommend Oceanside mortgage! read more

This was the best mortgage service I ever had. Michael called me and asked me to refinance and lower my rate. I said OK. He sent me the paper work, I filled it out and 3 weeks or less later it was all done. I saved money on my mortgage, there were no closing costs that I paid. It was quick, easy and well done. I asked them to do another house, but unfortunately they are not licensed in Montana. I would do it again if the rates drop. Gordon read more

I received a letter in the mail about refinancing my FHA loan at a lower interest rate. I contacted the lending agent and was so glad I did. Received a substantial reduction in my interest rate. The agent was very professional, patient, and helpful. He stayed in close contact me with me throughout the whole process. The process was organized, efficient, and virtually stress-free. If I could give Oceanside 10 stars I would! Highly recommend them! read more

Great company with professional friendly and knowledgeable people. Very ethical. They keep the loan terms in your best interests, not theirs. For example, they don't try to run you over with doing things that are not in your interest, like taking out more money at a higher interest rate (unless that was a goal of yours). I've worked with Lee Samaha on two refis. He represents the company very well. I would recommend him to anyone-and have. read more