I found Steve Craig two years ago when we were dealing with $36,000 of Credit Card debt from…read moremultiple companies. Steve was very upfront about what he could do, and couldn't do. Some companies will not negotiate, Steve let us know which ones where more apt to settle. The process is not fast, it takes time. On average, we settled about 40 cents on the dollar. Steve does have a fee, that is explained up front. He does not work for free, nor should he. There are also tax implications that you need to understand. He is very flexible with payment arrangements. There is no magic bullet that will make your debts go away, but there is a strategy that will help make some of them less of a mountain. You also need to work with budget planner to help make sure you don't repeat the patterns that got your into the mess in the first place. Today, we are negotiating settlement on the final account. Within 12 months, $36,000 of debt will be gone. That's a big weight off our backs.

Steve helped me with a debt where the company involved was very hardline other than taking the…read moreinterest off the debt. Negotiating for me Steve saved me a couple of hundred dollars, which helped. Thanks again Steve

I have been so unsatisfied with the service and support I have NOT received. I was Expecting to…read morereceive expert service that is in my best interest and have received literally nothing and have paid $2800. I communicate in the portal and wait weeks for a response. The one time I got a call regarding my taxes they wanted me to pay $4000 more dollars. When I asked what the difference was from the original contract I wasn't given a response. I'm in a worse position than I started because I've lost 4 months. At this point I'm ready to take my losses and go elsewhere.

if I could give this company a zero, I would. I called on a Monday when the opened at 7am. I was…read moretold that "Joe" was in a meeting but he would call me back when he was free. Now it's Wednesday, no call from him or his office. I think 2 days to return a call is unprofessional. I guess I should be glad I didn't have a chance to hire them if that's the way they treat new customers. This response is full of, let's call them errors instead, of lies! First, I did file my 2024 taxes but I made a mistake which caused the State to penalize me. I DID NOT ask to speak to Joe specifically! I just wanted some assistance with the penalty issue. Third, I was quoted as much as $600 it could cost to get help with this issue. I told his representative that I was willing to pay that much even though it was a ridiculously high quote. Don't trust these people to listen or respond appropriately.

Watton Law Group helped us through a very difficult time in our lives. Thank you very much for…read moreeverything you've done to help my family get back up on our feet. God bless you! You were one of the most responsive law firms I've ever had the pleasure of working with. +++AAA Highly recommend.

I filled out the contact me form from their website. A few hours later, the name "Watton Law Group"…read moreappeared on my caller ID. As soon as I answered, they hung up. I called them back and was told an attorney would call me back shortly. That call never took place. Not recommended, as they apparently hang up when you answer and don't call you; even though they said they would.

I am extremely and forever grateful to Chad Campbell from CRE. Last year my family and I were so…read moreclose to being homeless, and It wasn't because we couldn't afford it, it was because I had horrible credit. In Oct. 2016, I answered a call from an unknown number and this guy Chad was talking to me about fixing my credit I usually hang up because I don't trust these type of calls. I listened to Chad and I signed up. He did exactly was he promised me he would do, he helped me fix my credit and I am happy to say that on Aug. 11, 2017 my husband and I closed on our home. Not even a year!! The investment was beyond worth it. Because of Chad Campbell I am now more credit knowledgeable, and my life has changed for the better.

Greg at Green Path was very informative about reducing my debit. Greg knowledgeably about debits…read moreand credit issues.

Jessie García has been an incredible support every time I reach out to Xperia Credit. She…read moreconsistently takes the time to guide me through my credit questions and gives me clear advice on how to negotiate my debt more effectively. One of the things I really appreciate is that the team also sends goodwill letters to credit bureaus to help remove errors from credit histories--something that's made a real difference for me. Jessie also helps me stay on track with my spending and budgeting. Many people want perfect credit without making any changes to their spending habits, but real progress comes from doing our part too. With Jessie's guidance and a little effort on my end, I've been able to make steady improvements. I highly recommend her and Xperia Credit for anyone serious about improving their financial future.

Jessie Garcia has been very professional and providing a detail advise on how to improve and reach…read moremy credit goals. She is always available and attentive to solve any concern we have. Incredible.

Lexington Law is a TOTAL SCAM!!! They said they'd send letters to the Credit Bureaus to remove…read morederogatory marks from my reports. They charged me $129.95 a month to do this. I was OK with that because I tried doing it myself and failed. I figured maybe it's the wording they use (coming from an attorney and all) that makes a difference. During the sales call they also claimed they could remove the hard inquiries that were placed when I looked for a car loan. Two months into the process, I noticed NO CHANGE in my credit report: 1. The one derogatory mark was still there. 2. The hard inquiries were still there. So I called them. Their tone was far less confident than when I first signed up. I asked why my Experian Report did not show up on their website (they only show Transunion and Equifax). "Oh, because we aren't able to. . . not because we didn't try." But on the sales call I was told I would see ALL THREE Reports. Then I realized they had lied. Then I asked for proof that the letters were actually sent to each of the Credit Bureaus. I asked them to provide me with copies of the certified letter receipts which they supposedly used. All they sent me was a PDF with the letter they supposedly sent along with some other irrelevant garbage they got from my credit reports but NO CERTIFIED LETTER RECEIPT!!! I gave them 24 hours to produce the certified letter receipts. They were unable to do so. So I called my bank and charged back EVERYTHING and my bank granted the dispute. Never again will I do business with Lexington Law.

I just called them and told them to cancel my account and they wanted to charge me an extra fee of…read more$129 after they already charged my account for $129 then they said I couldn't cancel unless that extra $129 fee was paid today. When I refused to pay it they started waiving money "ok how about I wave 20 dollars then 30 Dollars then 50 dollars" It just proves that they do not give crap about you they just want your money and to "act" like they are helping you. STAY AWAY FROM THIS PLACE! I am out $500 for nothing! If I could rate this place negative 5 stars I would! Again, you can do everything on your own you do not need a con artist place like this to help you remove bad credit. Read up on the laws and and you can send out your own letters.

Very sketchy place. They denied me for some unknown reason, and referred me to an "actual" western…read moreunion. Also they told Me to show them my phone when they called me, I guess to verify that I gave them a real phone number? Weird stuff going on here. And no I have no reason to continue this matter further over the phone or in email lol.

It was my first time at Moneytree and Karla was so helpful and nice! It was my first time at…read moreMoneytree and I would recommend!