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    Pamlico Insurance Agency

    5.0 (1 review)
    Closed 9:00 am - 5:00 pm

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    5 months ago

    Courtesy, efficiency, value. I asked what I needed. They gave me options. It was all very easy.

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    Flatlands Insurance Group - Read, Paige, and Michael

    Flatlands Insurance Group

    (2 reviews)

    As a retired insurance agent, it was my job to go to bat when a carrier was treating my customers…read moreunfairly (legal, but unfair). Short rating in personal lines is NOT right when the customer has to cancel due to an endorsement that raises the premium to an unaffordable $$$. Flatlands just laid down on it. Did they even try?

    I started working with Flatlands after my realtor recommended that we may be paying too much for…read moreflood insurance and said we should check around. Since our plan was through NFIP, the rates are not supposed to vary from provider to provider but I soon realized that this is all dependent on the information NFIP has and the lengths to which your agent is willing to go in order to secure the proper rate (I am not implying anything shady here - just that the process actually can require quite a bit of legwork and advocacy on the agent's part). When our previous insurance provider informed us that our situation was hopeless and she couldn't help us, I placed a cold call to Flatlands and was linked with Carmen Folk. She is amazing and went above and beyond to secure the proper rate. In addition to saving us more than $2000, Carmen was friendly and efficient. She made multiple trips to our home and kept me updated with phone calls and emails throughout the process. I appreciated that she took time to really understand and explain what was going on and that she kept fighting for us. If you are seeking flood insurance or worried that you may be paying too much, it is worth seeking out Flatlands. They are amazing!

    Pamlico Insurance Agency - insurance - Updated August 2026

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