When my fiancé and I decided to start the home-buying process, we weren't sure where to begin…read more Andre guided us from start to finish, which as first time homebuyers, was so helpful. The loan process was naturally confusing, but with Andre's explanations and patience, we felt comfortable and excited! Andre made us feel less stressed when making decisions and truly took the time to explain every step along the way. He seriously was only ever a phone call or text away. Andre is amazing! I would recommend him to anyone looking to start the loan or home-buying process. 10/10!

Let me start by saying, I am not one to write reviews but I definitely appreciate when people write…read morereviews regarding a service where someone went above and beyond, and that is why I am writing one. Buying a house for the first time can definitely be a super intimidating process. The process of getting a loan and finding a payment that works into your budget can be an overwhelming experience. With over 26 years of experience in loans, Andre's expertise truly guided us through this process. He was extremely patient, kind, professional, and time-sensitive throughout the entire process. It is rare in the professional world to find someone who gets the ball rolling as quickly and with gazelle-intensity as Andre does. Andre was extremely transparent and honest throughout the whole process and got things done in an extremely time-efficient manner. Andre is the kind of team player that you want on your side of the transaction, as he frequently is the first one to follow up on your loan before anyone else is able to in order to ensure that the process rolls smoothly and quickly. Our loan had some pretty aggressive deadlines, and Andre exceeded those deadlines and got things turned around immediately. As a first-time homebuyer, Andre answered all of our questions with patience and with kindness, something that is rare to find in today's world. We are absolutely thrilled with the service Andre was able to provide to us!

Tim Murphy along with his team worked tirelessly to get us our loan and into our amazing home! From…read morethe very beginning Tim was extremely efficient, professional and knowledgeable of the industry. Tim got us a TBD Approval which is essential when submitting offers and allowed us to have an advantage over others placing offers during a time with limited inventory. Despite a few financial hiccups on our end, Tim continued to work on our loan providing us with support and professional financial advice - always with our best interest in mind. He was able to get us the best possible loan rate and at exactly the time we needed it. He told us he could close in 17 days and he delivered. He has a very strong network and was also able to help us find a great home insurance rate. The entire process was smooth, professional and Tim was always available when we had questions. He works extremely hard at ensuring his clients get the absolute best rates and his commitment and dedication throughout the process is evident.

Tim Murphy is by the best mortgage broker in the San Diego area. He is efficient and patient. He…read moreassisted me and my husband on financing a home in California while we were preparing a move from TX. He even helped me finalized my home insurance options as well as finding the perfect home inspector. He knows everything is to know about military financing. I wouldn't be in my dream home if it wasn't for Tim Murphy and his team. Also, Hollie Sockett his assistant provides outstanding customer service.

Big thank you to Stephany Puente's and her excellent team! They helped us get approved for our 1st…read morehome. Without her knowledge in the programs that we qualified for, our dreams would have not come true this soon. Thank you again Stephany.. you rock! -The Sanchez Family

Stephanie and her team we're amazing. We used them when we purchased our house. We just recently…read morerefinanced and were very happy with the process . Stephanie always works hard to find the best loan and interest rate. We definitely recommend her and her team if you're looking for a home loan.

I cannot recommend WCM or any of their staff I interacted with. The documents they provided had…read moreerrors which were not fixed and I was asked to sign documents regardless. They were late for my closing date, did absolutely nothing to try and remedy that situation. At every turn the blame was placed elsewhere than them. It made for an incredibly stressful situation I was stuck managing. It's also very disheartening to see such utter lack of professionalism in this industry. It was difficult to get returned texts, calls, or emails without lots of follow up. They could have remedied this by being transparent, honest, and owning up to their mistakes and tried to fix those moving forward. Sadly none of that actions were taken.

Daniel Contreras is absolutely a Loan Superhero as he is known as. He went above and beyond to…read moreensure that I was completely taken care of during the entire process of purchasing my very first home. He is a veteran and as a veteran myself he made sure that I was treated with absolute professionalism. I highly recommend Daniel's services to anyone in the market to purchase a new home. You will not be disappointed in the least. I guarantee you the absolute best in customer service and an amazing home buying experience. Thank you Daniel for everything you and your team did for me. Daniel has done it again! He was able to refInance my home and saVe me almost $500 a month. Amazing job Daniel.

Alfredo is the best mortgage lender I have ever met. He is very professional and qualified to do…read morehis job. He answered all my questions and I could call him at any time, even weekends or after office hours. This is personalized service at its best.

From the owner: Conventional, FHA, VA, First Time Home Buyers, Jumbo Loansread more

Daniel Contreras and his team are friendly, courteous, and very professional. Since my credit score…read morewas low they reassured me on my doubts about my refinance and answered all my questions. They all worked hard and efficiently to find a solution. Since I have a busy work schedule I found it convenient to sign documents with esign which sped up the process. I'm very happy with the results and highly recommend Daniel Contreras.

We had a great experience working with Juergen at Mortgages by Juergen / Western Capital Mortgage…read more He is extremely knowledgeable, professional, and truly takes the time to explain every step of the process. He made what can often feel overwhelming very smooth and straightforward. Juergen was always responsive, patient with our questions, and worked hard to find the best solution for our needs. You can tell he genuinely cares about his clients and goes above and beyond to make sure everything is handled properly. Highly recommend him to anyone looking for a trustworthy and experienced mortgage broker in San Diego!

HUGE, HUGE, shoutout to my main man; Juergen Schmid from Western Capital Mortgage. We are still…read moreshaking our heads as I read this; 30 year, VA, fixed at 2.35% is absolutely incredible! Juergen drove this streamline effectively, professionally, and meticulously to the finish. There were no surprises, no appraisal, no money out of pocket. Juergen, We cannot thank you enough for all the hard work. If you want an honest, professional experience in a rate reduction for your current mortgage, call Juergen. With rates the lowest they have ever been; It is absolutely a no brainer. I started out with Navy Federal and they told me " You can lock your rate but you will not close for at least 8 to 10 months, somewhere around November or December". Juergen closed me in less than three weeks. Super happy and Juergen is absolutely the best, thank you my friend. call me if you want to talk first. Juergen is the best !

Very intelligent young lady knowledgeable in all aspects of Home loans to purchasing homes., Thank…read moreYou for Your service & friendly advice bilingual a+.,

From the moment Eva called me I felt a sense of honesty. I was nervous about referring my clients…read moreto any loan officer based on past experiences, but Eva was honest, informative, and she allowed my clients to ask the most minute questions, and she answered them where we all could understand. I was most impressed with how Eva kept the ball rolling and the process was completed in the time frame promised. There were absolutely no surprises at settlement. An excellent job!"