In an attempt to understand Reicker, Pfau, Pyle & McRoy LLP--Union Banks, Grand Theft, Fraud, Perjury and Breach of Contract. Union Bank fully amortized $472,823.87 on June 18, 2007 at 6% with monthly payments of $4,121.06 per month showing $52,799.57 added onto the stated Principal balance of $420,024.30 per Union Banks August 29, 2011 Certified Loan Transaction History. Union Banks in 2012 filed fraudulent (Proof of Claim) by using amortization schedules created by Diana Jessup Lee/ Reicker, Pfau, Pyle & McRoy LLP adding $45,171.20 onto Union Banks previous 2007 Loan Transaction History amount of $472,823.87? Robert B. Forouzandeh/Union Bank now admits January 5, 2015 to creating the amortization schedule accounting used in the May 19, 2011 NOD. Union Bank shows in their July 17, 2007 online accounting $453,969.79 owed in July 2007 after Union Bank deducted $22,274.46 as only interest paid! Union Bank previously on July 4, 2007 claimed a principal balance due of $420,024.30 plus interest due of $54,804.53 totaling $474, 823.87 on July 4, 2007. Reicker, Pfau, Pyle & McRoy LLP--Union Bank had no legal right to file a fraudulent NOD claiming $45,171.20 owed or commit Grand Theft, Fraud and Perjury before the United States Bankruptcy Court in changing loan documents on December 26, 2011 to reflect Union Banks May 6, 2011 amortization schedules! Robert B. Forouzandeh and Diana Jessup Lee's emails below from January 25, 2011 to February 11, 2015 show Union Banks banking fraud, Breach of contract and perjury.
The Fidelity National Title Company May 26, 2011 9:28 AM breakdown of the amount showing on the NOD which was recorded 5/19/2011 as emailed by Levas, Vickie [mailto:vickie.levas@fnf.com] showed17 past due payments 01/2010 thru 05/2011 totaling $65,853.51 with the $45,171.20 previously amortized into the Oceano Nursery SBA loan totaling: $111,024.71 File: 11-00126-5, 15899. This adding $45,171.20 onto a previously amortized and paid SBA Loan is Grand Theft, Fraud and Perjury per Diana Jessup Lees and Robert B. Forouzandeh's emails!
In another attempt to understand Reicker, Pfau, Pyle & McRoy LLP--Union Banks, Grand Theft, Fraud, Perjury and Breach of Contract. Union Bank until Union Banks January 5, 2015 email claimed per Union Banks May 6, 2011 Amortization Schedules that Union Bank in 2007 was owed $487,469.96 subtracted down to $465,195.20 with the five Forbearance and Workout Agreement payments of $22,274.16 being paid down to $465,195.20. This is not seen in the Certified August 29, 2011 SBA Form 1149 (Loan Transaction History) Union Bank did not apply any of the Principal from these five payments or properly amortize the Oceano Nursery SBA Loan. See IRS 1098 Forms from 2007 to present. Union Bank then committed Grand Theft, Perjury, Fraud and Breach of Contract before the United States Bankruptcy Court on December 26, 2011 when they attempted to change their prior mistakes, on December 26, 2011, adding on an additional $45,171.20 not owed Union Bank! Union Bank actually amortized $472,823.87 at 6% over 171 payments of $4,121.06 per month in July 2007. Union Bank had no legal right to claim $45,171.20 owed and Attorney fees of $57,676.17 to the United States Bankruptcy Court in 2012!
Union Bank States January 5, 2015. "You allege that during today's call, "you have admitted that you and Diana Jessup Lee created the May 6, 2011 Amortization Schedules and not Union Bank/Santa Barbara Bank & Trust employees" This statement is incorrect. I stated that my office "in conjunction with Union Bank" created the amortization schedules."
In another attempt to understand Union Banks amortization schedule # 2 that was created by Reicker, Pfau, Pyle & McRoy LLP as stated by Robert B. Forouzandeh January 5, 2015 ("I stated that my office "in conjunction with Union Bank" created the amortization schedules.") . Union Bank claimed a falsified principal balance of $416,898.31 and 10 deferred payments 10/2006 thru 07/2007 totaling $45,171.20 with a total principal balance of $462,069.51-- owed on July 6, 2007 with monthly payments totaling $4,028.05 per month over 171 payments. Union Bank filed a fraudulent NOD on May 19, 2011 claiming $45,171.20 still owed Union Bank against Union Bank previously amortizing $472,823.87 over 171 payments at 6% with monthly payments of $4,121.06 per month. This is seen in the August 29, 2011 Certified Loan Transaction History.
Reicker, Pfau, Pyle & McRoy LLP as California Attorneys do not have a legal right to falsify SBA loan Documents in place of amortization schedules! Robert B. Forouzandeh, admits January 5, 2015 to creating amortization schedules used in the fraudulent May 19, 2011 NOD on the Oceano Nursery SBA loan. Reicker, Pfau, Pyle & McRoy LLP States January 5, 2015! "I stated that my office "in conjunction with Union Bank" created the amortization schedules" read more