I recently purchased a home and used OC Mortgage Solutions services. As a first time home owner,…read morePam worked with me and provided amazing service and high quality of work. She was able to answer every question I had and helped make the most of my money. Even a month after closing, she still answered any other questions or concerns I had. 10/10 would recommend

Pam was absolutely wonderful to work with. In my experience, there are only a few people I've…read moreencountered who are truly amazing at their jobs, and she's one of them. Working with her felt personable from start to finish. She made it clear our best interests were her priority the entire way through. She was incredibly helpful, guiding us through every step of the process and making it as simple as possible. She was always readily available to answer questions and lend a hand whenever we needed it. If anything, she works too hard! If I could give her 10 stars, I would. I highly recommend her.

George went from licensed agent to advisor and then to friend in one phone call. I am a first time…read morehome buyer. I initially went online to get a second opinion and ended up finding the specialist who helped me into my first home. George helped me iron out a few wrinkles from the first lender I spoke with. He then helped me secure my pre-approval that connected me with the house we wanted. Through the underwriting process he ensured I understood what the loan processors needed and then made sure everything was aligned for a smooth close. George was always responsive to my questions and was great. I know that in the future, if I have any questions, he will be able to assist.

Lauren was an absolute nightmare to deal with. She spoke with total confidence while giving…read moreinformation that was either misleading, flat-out wrong, or clearly designed to corner me into a worse refinance deal. She acted like bad terms like paying points were unavoidable, insisted this was "just how the market works,"when later, another loan officer gave me better terms with no points. Every question I asked was met with more sales pressure instead of honest guidance. It felt less like working with a loan officer and more like being trapped in a conversation with someone who had already decided her commission mattered more than my finances.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

I had a fantastic experience working with Chris at iFund Mortgage. As a real estate broker in…read moreHuntington Beach, it's incredibly important to me to partner with lenders who are reliable, knowledgeable, and truly deliver--and Chris exceeded all expectations. From start to finish, communication was excellent. Chris kept everyone informed every step of the way, which made the entire transaction smooth and stress-free. Even more impressive, we were able to close the sale within just 21 days! Professional, responsive, and highly experienced--I highly recommend Chris and the iFund Mortgage team. Looking forward to working together again on future transactions. Sheralyn McVeigh, Broker McVeigh Properties 714-746-7088

We had an excellent experience working with Ayman ( Chris ). He was extremely professional,…read moreknowledgeable, and responsive throughout the entire process. He took the time to explain everything clearly and made sure we felt comfortable every step of the way. His expertise and attention to detail made what could have been a stressful process feel smooth and manageable. Highly recommend!

An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Julie and her team have been fantastic! She is great at explaining the entire loan process and…read morehelping you figure out what you can afford; she makes things easy to understand even to a financial dunce like me! She and her team make the loan process as painless as possible. Julie's positive, upbeat personality takes the stress out of the whole process and puts your mind at ease. She was very patient with our myriad of questions that would drive any normal person to madness. The loan estimate we received was broken down so it was easy to understand the usage of every penny that was being paid. Her staff are very efficient and committed to getting the necessary reams of paperwork completed before your closing date. The superb customer service we got here makes it a no-brainer for me to recommend them for obtaining your mortgage loan.

So we'd used Julie (and the world famous Miller Team: Melissa, Ivette and Alison) roughly 14-years…read moreago on a small condo purchase in Fullerton. At the time, she'd been referred to us by our real estate agent and she and her team did a terrific job with our loan. As it was our first real estate purchase, we didn't know what to expect and also figured every lender we'd ever use would be a competent and professional as Julie. When we sold our condo, 3-years later, we opted to use a personal friend who was also in the lending industry but did not have the same level of experience as Julie. This ended up being a very costly (both literally and figuratively) mistake. We landed ourselves in a 3-year ARM, in 2006, just before the crash. Year 4, our mortgage jumped up 35% virtually overnight. We thought we would lose our home. Our house that was supposed to be our 3-5 year starter house ended up being our 12-year home. (We love our home, but we did outgrow it some time ago.) Nearly two years ago, my wife and I were starting think about looking for a bigger house for our family. My first call was to Julie. Over the course of the last two-years, Julie has literally spent HOURS - both on the phone and in-person - consulting and helping me strategize on how to be in the absolute best position to buy when ready. She referred me to a terrific credit specialist to make sure everything was A-OK with our credit. She's taken countless phone calls from me with every question you can think of. AND, even though she's a well-known pro in her field, she's never (ever) made me feel like I was asking a dumb question or wasting her time. I've always appreciated that. Two-months ago, we found our dream home. Thanks to Julie, we were ready to pounce on it. As prepared as we were, we hit several roadblocks during underwriting which required Julie to find several creative solutions, and quickly! Her team executed with precision and drove the entire process home for our family. Just a few hours ago, we closed on our new home purchase and my wife and I are on total cloud-nine. We're literally in shock and we owe it all to Julie and her team. Seriously, please take my word for it and CALL JULIE FIRST, even if you've got a lender you know. Give her 10 minutes on the phone. I would give 10 stars if I could. Thank you Julie & team!!!

As first time homebuyers in a competitive area, the process felt incredibly daunting. Amit & his…read moreteam helped make the financial aspect much less stressful, providing digestible bits of education, answering all of our questions, and providing reassurance every step of the way! Super approachable and worked tirelessly to help us secure the best rate possible. You can tell he really takes pride in his work and the services his company offers. Amit & his team are extremely professional, communication was top notch every step of the way. Would highly recommend Mamba and Amit to any of our loved ones.

We had an amazing experience working with Amit and Sonia at Mamba Capital Lending. They were always…read moreavailable, extremely professional, and guided us through every step of the process. Thanks to them, buying our first home in San Francisco's competitive market was smooth despite the challenges. They even stepped in to fill the gaps when our realtor lacked experience, truly going above and beyond their scope of work.

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

I cannot recommend them enough. Linh is an amazing service provider, and she will meet you at your…read morelevel. A little background: I did 2 house purchases, and 1 house sale by myself without a realtor before engaging Meridox. I didn't need handholding, because I was not a first-time buyer. I wanted an advisor who can give me an honest opinion as to pricing, knows the neighborhoods, and can negotiate with the seller's agent. Linh was so on top of things. She understood that I was busy and scheduled multiple showings for me on weekends. She mapped out our route, so we can be efficient with time. She never asked me to consider any property that was outside my price range or not what I was looking for. I was able to knock out many home viewings with her, and we put in a couple of offers. I saw a house that fell out of escrow. I messaged her, and she was immediately on it. She showed me the house, called the seller's agent, and basically convinced the seller to take my offer that was a tad below listing that either that same day or the next. (OC is a hot market, so this was an incredible deal! My other offers all sold above listing.) She was incredibly responsive, super sharp, and very easy to work with. I used Meridox as my mortgage broker as well and used them again to refinance a year later. Very seamless and easy transaction. Forget all the agents who claim to "treat you like family." Choose Meridox: the true professionals.

Kelvin Thai, David Bui, and the rest of the Namy team, are the epitome of care and professionalism…read more My wife and her mom had the unfortunate task of handling the final affairs of a beloved family member. Kelvin and David showed empathy and patience while guiding our family through each step of the process. They answered all questions clearly and the communication was consistent and effective. We are very grateful for their assistance during a difficult time. We are looking forward to continuing to work with the good people at Namy Inc. as they assist our family with purchasing a home. I would highly recommend this dedicated company to anyone looking to buy or sell a home. Thank you for everything!

My family and I just closed on our home, and we are extremely satisfied with the service provided…read moreby Namy. Throughout the entire process, Ngoc and Kelvin were incredibly supportive, knowledgeable, and professional. * They explained everything clearly and guided us step-by-step * Always followed up on paperwork and helped us solve issues quickly * Patiently answered all of our questions, even the small ones * Recommended the best loan options that fit our financial situation * Honest, reliable, and truly cared about our best interests Thanks to their dedication, a normally stressful home-buying process became much smoother and worry-free for us. We are very grateful for all their hard work. I highly recommend Namy, especially Ngoc and Kelvin, to anyone looking to buy a home. You will be in very good hands!