DO NOT DO BUSINESS WITH EDWARD O.!!!! I just had an experience where he promised me a sale of a…read moremismanaged restaurant by a Russian woman friend of his who leased (not bought) it for a boyfriend/married man who after a couple of months, deserted her for his wife and newborn baby in New York! how dare he! hahaha...Anyway, he PROMISED a sale for $49k, which turned out to be a purchase of a 5+5 lease. He also said the lease was fixed, but it turns out that it had the standard 2 or 3% yearly increase. .I appeased him, started asking questions, wanted the cafe info and his/her promises, asked if I could hang around the cafe to see the customer flow. I asked how this boyfriend/deserter of the lady who holds the lease (and he's a party on the lease) would be exempted from the transaction and he replied: "he'll sign and express his signature or sign a POA so she can sign on his behalf. I requested it be notarized and then he blew a gasket! HE CURSED, told me I had no money and flat out told me that this cafe's history would not qualify as revenue worthy...NOW, WHY WOULD I WANT TO LEASE A CAFE WITHOUT REVENUE WORTHINESS??? You guess.... He claimed the landlords of the Cafe hates him and the Russian lady who leased the place...I WONDER WHY?? BEWARE BEWARE BEWARE BEWARE BEWARE BEWARE HE'LL TRY TO STRONG ARM YOU TO GET HIS WAY AND WHEN HE CAN'T, HE'LL GET BELLIGERENT AND CURSE YOU OUT! ALL I CAN SAY IS: DO NOT DO BUSINESS WITH EDWARD O.!!!...AGAIN, DO NOT DO BUSINESS WITH EDWARD O.!!...AGAIN, DO NOT DO BUSINESS WITH EDWARD O.!!!! HIS COMPANY SHOULD BE NAMED: BUSINESS INVESTMENT 'MIS' MANAGEMENT!

As the property owner of a building in 2010 when the retail market of S.F. was quite soft, I wanted…read moreto make sure we hire the sharpest and most competent broker possible to work on leasing our vacant retail units so as to reduce the large mortgage losses. After interviewing four commercial leasing agents from three different companies, it was clear as day that we should hire BIM. Both Broker Mr. Olshanetsky and his agent Louisa Dawson are not only competent but very experienced with the negotiation of leasing and sales transactions, which are easily 20 times more complicated than any residential leasing. I appreciate Mr. Olshanetsky's honest and no-nonsense approach in working with all parties. He has an accumulation of more than 30 years of experience helping business owners buy and sell businesses (from the time as a top producer for many years at Business Team)---as the definition of a good agent suggests, he sees and cuts through problematic transactions before you can sense where it is going. Unfortunately, he may often come across as even rude by people who only hears his tones (very strong Russian accent) and not the content of his helpful messages, as he can be very direct, and some people may have harder time hearing or dealing with the truth. Most importantly, he treats everyone fairly, with tough love approach through tough times but has a big heart for extending himself to help business owners in need. For the above reasons, we trust him and have worked continuously with BIM through 2013.

I've worked with Kim on multiple loans for home purchases. She's a go-to for any client of mine…read morelooking for an honest, reputable, professional, and competitive loan officer. She and her team always take the time to understand the client's situation and with her background in real estate sales, she's able to provide the right information to make sure my clients' offers are the most competitive and have the best opportunity for acceptance. Throughout the loan process, her customer service is top-notch. She's very communicative and she always delivers. I know that if I recommend a client, friend, or family member, they are in great hands and she will handle it with the utmost care.

Kim was knowledgeable, professional and trustworthy. Kim and her team provided excellent customer…read moreservice and were always available to answer any questions. I highly recommend using Kim to help you with all your mortgage needs.

Just Plans has always done a great job with recommending investment strategies and assisting us in…read morekeeping our 401K on track in these very difficult economic times. The staff is very friendly and knowledgeable and it's nice to deal with a small organized company & have the ability to actually deal one on one with the people handling your money.

A few years ago, I yelped about Internet Securities. I still rave about them. I joined their crew…read morefor fun a couple of years and saw first hand, how they cared about ppl. That's awesome. I left to join another financial institution which had an investment arm so I had to resign. However, I still LOVE Internet Securities because of Michael, Motoko, Henry, etc.. who make it great. They still have the information Showcases - but currently they focus on Clean/greentech stuff - which is interesting. At the showcases - which are like evening seminars - where ppl talk about their products/services/company etc. And later another panel talks about M&A stuff for the space. They still have the online broker thing which is cool. but the cooler thing is that they also do research and provide analysis on a particular space. They also started a new project to help w/ the secondary market space - great for those seeking Series A. oh, their showcases are either in downtown SF or Oakland. Its also a great place to network to meet PE, VC, Angel, and folks from the industry. My five stars is b/c Michael and his team truly take the extra step is providing customer service. I've been a customer as well asking for information and linkages - and they've always been there for me. So that's why the five stars. :)

I met Michael Beardsley when I went to his home to notarize some legal documents. I was very…read moreimpressed with his integrity and kindness. He told me about his business and I perceived him to be a person I would highly recommend to others.

Love her, trust her, what more do you need to know. She manages our annual taxes for my husband's…read moresingle-owner S-Corp and was so helpful with our initial corporation structuring and our annual questions. Highly recommend her!

Nancy has done handled the taxes for my company, my wife's company, our income property, and our…read morepersonal returns for many many years. She is excellent! She always takes the time to explain things in normal human English whenever I don't understand a particular element of our taxes. She also checks in with me throughout the year to make sure that we are on target. I highly recommend that you get in touch if you are looking for a fresh perspective on your tax situation.

Paula has been our business accountant for over a decade and her service has been top notch. High…read morequality service, fast response times, and she stays on top of all of the year to year changes. I would highly recommend for anything looking for a new or want to change accountants.

Paula has been an outstanding CPA for both my business and family tax needs--professional,…read moreresponsive, and always willing to help with even the smallest details. She consistently goes above and beyond, providing clear guidance and dependable support year-round, not just during tax season. It's a huge relief to have someone so knowledgeable and trustworthy handling my finances.

I worked with Asal during an important business decision and can't recommend her highly enough. Her…read morefinancial projections and scenario analysis completely changed how I evaluated my options, helping me see risks and outcomes I would have otherwise missed. What sets her apart is how clearly she explains the numbers and ties them to your broader goals. She goes beyond spreadsheets to build a realistic, holistic picture. Thanks to her guidance, I made a decision that was both financially sound and aligned with my personal priorities.

I am incredibly grateful for Asal and Holistic Fiscal. After dissolving a difficult business…read morepartnership, my taxes were a complete disaster. Asal stepped in, sorted out the chaos, and truly helped me get my financial life back on track. She advocated on my behalf with the IRS, successfully reducing my penalties and securing a manageable payment plan. While I was initially embarrassed by the mess I was in, Asal was entirely non-judgmental. She is brilliant, highly experienced, and professional--qualities that alone warrant a glowing recommendation. However, it is her genuine kindness and compassion that truly set her far above the competition.

the worst, they paint a pretty picture, they don't completely tell you that you have to wait to…read morebuild up money in your account. But it is in writing. All the while you think they have made contact with your creditors. (no) and your credit continues to get worse and late fees and penalties are being imposed. Then they hit you with the consolidated loan to pay everything off, what they dont tell you is whatever the creditors write off or agree to accept. i.e. you owe 10K, creditors accept 7K, well anything over $600 creditors cancel is reported to IRS as income to you, so in example above you just made another 3K income to be reported They SUCK

Ok so where do I start?…read more Let's go back a year, I was 31 at the time (signed up with fix your credit 08/19) credit score of low 500s, about 20 negative items across the 3 major bureaus, $5400 in collections, wasn't able to apply for any kind of credit anywhere. Felt like I would never get out of the bad credit hole I had dug myself. I'll admit I wasn't the most responsible when it came to making payments on time and would more often than not just let my account go to collections. I simply didn't care, that is until I realized just how much of an impact having good credit is and the difference it makes in your quality of life. I couldn't qualify for a newer car, couldn't take out cell phone/change cell carriers, and forget about even thinking about owning my own home. The moment that made me realize it was one day, me and a group of friends from high school got together bbq and caught up with one another. Quite a few of them were already married, had kids, had nice cars and owned their home. As I heard them talk about their life and the joy you can see in their face is when I decided I needed to make a change. I needed to get on the fast lane to fix up my credit. I searched online and came across fix your credit consulting services. Honestly I was a bit worried at first, but after reading their reviews I decided to make the leap of faith and I am glad I did. They reviewed my personal credit file and got together a game plan to tackle all my debts and negative items on my report. They gave me the price that it would cost to clean up my credit up front and even gave me a monthly payment option. After the first month I saw a huge improvement in my score, with a lot of negative items being deleted off my report. Now it does take time and you'll occasionally go up and down in score but in the long run your credit keeps climbing just make sure your responsible with your credit usage and make payments on time. Anytime I had a question, they were quick to answer. Anytime I needed advice they were just a phone call away and I really appreciate that level of customer service. Fast forward to today and I have multiple credit cards open with credit limits I never thought possible. My credit scores have gone up to the mid 700s and I'm on track to buy our very first home together with my fiancée within the next year. All thanks to the hard working ppl at fix your credit. I really appreciate all of what you've done for me and my family. They even go a step further to help you thru the home buying process as well. If you have crappy credit and sick of all the collection calls I'd highly recommend them! Trust me a year from now (some sooner) when you can take out thousands dollar limit cards, buy whatever dream car you want and buy your very own home you'd be glad you went with them.