Working with Vaneh has been an excellent experience from start to finish. He helped us purchase our second home and continued to stay in touch afterward, keeping us informed as rates changed and guiding us through a timely refinance that secured us a better rate. This was our third time working with him, and he consistently goes above and beyond. He's responsive, knowledgeable, and takes the time to clearly explain every step of the process. He also got our final loan approval in just 9 days, which was incredibly impressive. We truly appreciate his professionalism and dedication, and we highly recommend Vaneh to anyone looking for a reliable and trustworthy mortgage advisor. read more

What a great experience! Vaneh was professional, well informed and great at problem solving. I always felt like I was in great hands, and actually enjoyed the experience! read more

I want to thank you and your team for all your assistance throughout my mortgage process. From start to finish, you were incredibly professional, patient, and dedicated. As you know, buying a new home can be stressful, but you made the entire experience so much easier and more comfortable for me. In addition, I genuinely appreciated how you took the time to explain everything clearly and kept me updated throughout the process. Your prompt response and genuine care made a significant difference. For some of those reasons, you immediately possessed my total trust!! Thank you again for going above and beyond- I genuinely appreciate your hard work and commitment. In the mortgage game industry, you are the pinnacle!! Respectfully, Roxy S. read more

Let me just preface this review by stating I'm a retired law enforcement officer with 27 years of experience. I covet/appreciate exceptional customer service, integrity, and I'm abundantly cautious in trusting others, especially if it involves one's biggest investment. With that said, Vaneh Hartouni and his Equity Smart team not only met but far exceeded my expectations. I felt as though Vaneh handled my loan with genuine care, as if I was a family member of his. Not only did he swiftly answer every concern I had via phone/text/email but he delivered on the promises he made to me. Vaneh is an A+ lender and person. Trusting him and his team is the best decision you can make when purchasing or refinancing your home. It proved true for my family and I. Vaneh now has a lifelong client! read more

Vaneh came highly recommended from a friend after a few other loan officers said it wouldn't work give my situation. He thoroughly explained the process and was in contact from beginning to end to answer all my questions. He was diligent with the process and got the loan done ahead of schedule. read more

After working in real estate for 27 years, I would only entrust my own home refinance to Vaneh. He is a true professional and always keeps his word. He is simply the best in the business and has saved many deals for me at the last minute. I will always continue to work with him. read more

Vaneh guided us through every step of the process with patience and clarity, making something that could've been stressful feel smooth and manageable. Vaneh truly had our best interests in mind and made sure we got the best possible outcome. We're incredibly grateful for his support and would highly recommend him to anyone! read more

I cannot recommend Vaneh highly enough as a mortgage advisor. From the very start, he helped me determine a budget that matched what I was comfortable paying monthly, ensuring I stayed within my financial comfort zone. When we were discouraged by the limited inventory within our price range, Vaneh worked out a scenario that allowed me to increase my purchase price while keeping my monthly payments the same. He truly understood my unique circumstances and made everything work seamlessly. Vaneh is also able to work extremely quickly. Whenever we requested preapproval documents myself and my agent received them within minutes allowing us to move quickly when putting in an offer. Two months after starting to look at houses we were already living in our dream home! Vaneh was incredibly proactive once I put in an offer, calling the seller's agent and ensuring they knew I was well-qualified and it was a strong offer. I believe that his endorsement contributed to our offer being chosen. He walked me through every step of the process alongside his production partner, making sure I received all the necessary documents on time and explaining each step clearly. Even when there were delays from various vendors during escrow, Vaneh stayed on top of everything, ensuring we closed on time. Throughout the entire process, Vaneh went above and beyond to check in with me, making sure I felt comfortable and reassured at every step. He even let us know that interest rates had dropped while we were in escrow and offered to help us refinance in a few months to lower our monthly payments. Buying a home can be incredibly stressful, but with Vaneh, I always felt confident that my loan approval would happen on time and with as little stress as possible. I am extremely grateful for his expertise and dedication, and I highly recommend him to anyone in need of a mortgage advisor. read more

What can I say, Vaneh genuinely cares about his clients. He procures and advocates the best loan program to fit client needs and clearly communicates all requirements, deadlines and expectations. Seamless closing and looking forward to closing many more deals!!! A+++ read more

Nowadays it's extremely challenging to find someone who cares! Vaneh cared about us like a family member. He showed us every step of the process and tried to get the best deal for us. We were first time home buyers and didn't know so many things. However, Vaneh was there for us every step of this journey. He offered very useful suggestions and he gave advices like a family member who cares. Most people out there won't do this for you as they are there just to collect their paycheck. I strongly recommend Vaneh as he cares for you to win and get the best deal. read more

This is my fourth home loan with Vaneh, and as a returning client, I've consistently had the same positive experience as when I purchased my first property. His expertise and knowledge shine through every step of the process. He always takes the time to clearly explain each stage, ensuring I stay well-informed. Thanks to his professionalism and attention to detail, the closing was seamless and on schedule. I highly recommend Vaneh to anyone in need of a knowledgeable and dependable mortgage loan officer! read more

Simply amazing, I can't emphasize how much he helped us in our process of purchasing Our first home. As you could imagine as a first time home buyer things can be pretty confusing, however Vaneh was there day and night to guide us through this process and explained everything and answered all of the questions we had. read more

This the second loan that Vaneh helped me attain. It was a jumbo loan for a home and 2 ADUs which one can't really get a loan for nowadays. He got the loan quickly and efficiently in the 30 day escrow period. Money is expensive in 2023 but Vaneh helped minimize the costs. I highly recommend! read more

Vaneh, was an excellent choice for my refi. He was able to successfully navigate through a complicated deed issue and he was able to insure a close date that worked for us. I would strongly recommend him to anyone looking for an honest, professional and responsive broker. Glen C read more

Vaneh was a pleasure to work with from start to finish. I was a first time home buyer and he was great in educating me on every step, as well as staying on time with all action items. I would recommend Vaneh and his team to anyone, especially first timers! read more

This was my 3rd transaction Vaneh helped me with so I decided to leave a review. Every transaction has been a seamless process and he was very responsive throughout. I look forward to closing more deals and continuing our relationship. read more

As a first time home buyer Vaneh helped us be more confortable with the process.He is professional and available for any questions always responding in a timely manner. It was a pleasure working with him this time and look forward to for any future transactions.Highly recommend him. read more

I refinanced my resident with Option One Lender and Vaneh was my contact, all transanction completed very smothley and closed on time. Disclosuers were fair accurate and cost were reasonable. read more

I submitted a mass request through Yelp for a mortgage broker to help with a refinance, not expecting much, but Vaneh reached out, was very clear and thorough discussing my options from the first call, and ultimately helped me close my refinance with great terms. Beyond being knowledgeable and having a solid company in Option One behind him, Vaneh was very responsive to emails and texts, always calling back if he was on another call. Just based on that alone I'd recommend him because you feel he really cares for your business. Thanks Vaneh, looking forward to working together again soon! read more

Vaneh was a great to work with and would definitely recommend. Always responded within 12 hours over email and picked up his phone or called back within the hour. He definitely held our hands during the process and definitely plan to refinance with him when the time comes. They asked for a lot of records up front compared to other lenders while I was shopping around, but due to their thoroughness, we had less paperwork towards the end. Vaneh also referred me to his insurance contact who beat every other quote I received. I would definitely recommend. read more

Had a great experience working with Vaneh!!! He is knowledgeable, competitive, quick on his feet and most importantly will work hard to get you the best terms. Especially appreciated how responsive both he and his assistant Karlie were to all questions. Really felt supported through the whole process and trusted that he would get the loan done even with a tight deadline. And of course he did! read more

As a first time home buyer, Vaneh made the home buying process seamless and stress free. He is a great communicator. Vaneh and his team were extremely proficient and reliable. I felt like the whole process was extremely quick, organized, and well maintained. Thank you Vaneh and your staff for making the home purchase an enjoyable one. read more

I have bought homes before and never have I had a lender that I felt I could communicate with as well as Vaneh. His clear and consistent communication made my fiance and I feel at ease and comfortable getting a loan in the midst of this insane housing market. He walked us through every step, constantly keeping us updated on where we were in the process and what to prepare for next. If we ever buy again, we will use Vaneh again. Highly recommend!!! read more

Got us the absolute best rate for our new home! Effecient and clear communication...thank you Vaneh!

Vaneh was so pleasant and easy to work with for my refinance and he found me an amazing rate. I've referred him to my friends as well and they've had a similar great experience so I've pretty much found my go-to loan officer and will be back during my next purchase. Thank you again! read more

It was a great experience having Vaneh as our Lender, Vaneh is very professional, followed through with processing all documents, very helpful with any questions and concerns regarding process, we highly recommend Vaneh to work with anyone in the market of purchasing a home. Thank you very much Vaneh for all your hard work. read more

i just closed my loan and get funded with Option One . Everything was very smooth and clear from the beginning . Also we closed couple days before the estimate closing date . Vaneh you are the man ! you made everything super clear for us . my wife and I are super lucky to work with you . Definitely we will recommend you and your team to our friends and family . grazie read more

If you're looking for a well informed, responsive, and committed mortgage consultant, Vaneh Hartouni is THE ONE for you! Through 2020's ups and downs, Vaneh was essential in getting our refinancing done with ease. His persistence helped us get the best rate, and when needed, he advised us on what the next step was. I can say it wasn't easy for him since there were instances that the rates began going up but he was relentless on getting us the best rate and when the rates dropped again, he helped us dominate on an amazing rate. He provided us, our families, and friends with excellent service. I would highly recommend him to anyone that has any mortgage financing/refinancing needs. read more

My original home loan had gone so well when I worked with Vaneh that I went right back to him for refi. He had got me an amazing rate to begin with, but as we all know rates dove even lower during summer months. He was careful to explain to me what my savings would look like given I had only made a few payments to my principle. He gave solid advice, but was never pushy. Even with his busy work load he managed to close my loan in just a few weeks with a lower rate than we initially discussed. Win-win!! read more

Had a great experience working with Vaneh and Suzy at Option One Lending. They were a pleasure to work with and made the process easy and straightforward. Fast communication, would highly recommend. read more

Vaneh gets the job done. A lot of people in the real estate business say that they can get a deal done but fall through at the end because of their lack of knowledge about how to do a deal. Vaneh understands how to get a deal done. I highly recommend him and his company. They're fast, efficient, and friendly. But more importantly they can close deals. And chances are your interest rate will be lower than you expected. read more

Vaneh trully prvoided class act service. Went through a complicated VA loan where there was so much hoops to jump through, and he acted swiftly and professionaly to insure thw closing of my loan. Further, he was very responsive any time I reached out and kept me in the loop every single step of the way towards the loan closure. With respect to the rate, I got a lower rate then I was expecting. I always felt confident with the loan and trully appreciate all he did for me. I will definitley use him for my next purchase. read more

This was my first transaction with Vaneh but definitely won't be last. I had a very unique situation with my loan. Him and his entire team patiently and professionally handled all paperwork with with all parties and closed loan at better terms that originally offered. I strongly recommend everyone to trust all Vaneh with all their financing needs. read more

I will never have to refinance this home ever again... Working with Vaneh was amazing. He was able to get me locked in on a low interest rate that saved me 80K over the life of my previous loan. The entire process was very smooth and almost effortless; a total profession that took care of me without any issues or delays. We may have talked on the phone no more than four times (aside from a few email exchanges), I remember: the initial call to gather details about me and the home/loan, my rate and options, confirmation to lock-in my rate (thank goodness he did because the market turned and the rates went up), and the final call congratulating me on the approval of the loan and date escrow would close. Work with Vaneh and you will be totally satisfied. read more

Amazing loan products, amazing service and pleasant to work with. Contact Vaneh for all your mortgage needs.

Thank you Vaneh and team for your services! All said and done with no hiccups. Smooth transaction, quick and efficient. Appreciate you guys!

Vaneh was such a tremendous help throughout the entire process! His knowledge and advice was invaluable in helping my clients decision about purchasing a home. Always responsive and attentive, Vaneh and his team kept my clients on track to make sure they met their 30 day closing. I'm so appreciative of Vaneh's support! read more

Vaneh has done an incredible job on every transaction we worked on together. He always closes deals very quickly - nobody gets it done more quickly! He got final loan approval for me in 11 days! Great work to you and your team every single time! read more

We had a great experience with Vaneh and his team. The initial pricing he was able to offer seemed too good to be true. I kept waiting for the catch, but Vaneh delivered. Our real estate agent was impressed the rate Vaneh got us and more importantly the speed at which he got the final loan approval. He communicated with us very often and got the loan docs to escrow 2 weeks ahead of schedule. Somehow magically he got the apprisal waived as well which made us even more grateful. I don't think I can use another lender in the future. Give Vaneh a call" read more

vaneh is the best lender in the whole world he was so friendly and professional he answered all of my questions very promptly and made me feel so comfortable with the whole process He got me the best rate i will definitely use him again and recommend him to my family and friends thank you vaneh, you're the best ! read more