A buddy of mine connected me with Ricky when I was searching to refinance my house and I'm so glad…read morehe did! From start to finish, Ricky was great. He provided me the best rate compared to the other lenders I had reached out to. He communicated with me through the entire process and was ALWAYS available for any questions I had. I have since referred him to other friends of mine and they all have said the same about Ricky. Trust me, go to Ricky!

My husband and I had a great experience working with Ricky from Capital Coast Lending. Ricky was…read moreable to help us refinance our home and lower our rate significantly. Ricky made the process very easy and answered all our questions. He is very knowledgeable and professional. I highly recommend working with Ricky from Capital Coast Lending! Thank you Ricky again for all your help we really appreciate everything you did for us!

In addition to his friendly down to earth personality, Armando was a major factor in making our…read moredream into reality. His endless knowledge about mortgage lending and financial strategies worked magically in getting us into an affordable interest rate which helped close the deal on our home. Armando maintains an open communication throughout the entire process. For all your mortgage lending needs, I highly recommend Armando Cornejo. You will not regret it. Thank you Armando!

amrmando was so great. he was so patient with my husband and I. we are very high strung and got…read moretired of the process and he always calmed us down. I'm sure we were a nightmare to deal with but he was always so patient. he got us our home and we appreciate him so much.

I cannot express how amazing this company, specifically, Diana DePaola is …read more.. I use Intrinsic for my personal insurance needs as well as any needs I have professionally. I often refer clients to a handful of agents so that they can choose the agent and policy that they like best. Diana CONSISTANTLY impresses my referrals with professionalism as well as beats out the other companies quotes. Not only does Intrinsic offer extremely competitive prices but I have NO DOUBT in my mind that my customers will be taken care of. She is always looking out for the clients best interest. There has not been one instance in which my client has given me any other feedback other than praise for Intrinsic and their employees. One reason insurance is such a headache to deal with is because its not easily understood by the average consumer. There can be different levels of coverage, premiums, prices, hidden costs, etc. but Intrinsic is 100% transparent. Honestly, I don't know much about insurance but I know I can trust my agent -- and that's all I need! I will continue to refer my friends and family to Intrinsic! Thank you, Diana and Intrinsic Insurance Services -- you are wonderful! ps. I never thought I would be this excited about an insurance company :)

This company, specifically Aurora is AMAZING. She was able to add more to my auto policy, AND add…read morerenters for less than I was paying AAA. The personal and prompt service makes it an even better value.

Neal and his team are outstanding. They held our hands every step of the way through the purchase…read moreof our first home, and then the refinancing process a few years later. They are patient, brilliant at what they do, respond in a timely and personable manner, and give back to the community through their generosity. We would recommend them 100/10; they set the standard.

Our second time doing business with NKS was just as good as the first. They make the loan process…read moreas quick and painless as possible. Thank you Neal, Karen and the rest of the team.

Dan, Angela, and the entire Mortgage Evolution team were extremely professional, extremely…read morethorough, and always ahead of schedule in a very competitive market. They truly take all the guess work and stresses out of the the finance part of the home buyer experience, which allowed me to enjoy the whole experience in its entirety and/or allowed me to focus on areas of dealing with left fielders from the seller's.....keeping the deal together. As of today, Mortgage Evolution team has successfully completed the finances for 2x new home purchases, 1x Refi, and 1x HELOC Loan for me. Tested, Tried , and True, you can't go wrong with Dan and his team. Cheers Jerrimi

I wanna shout out James Perkins for his wonderful help with my car insurance. He went over and…read morebeyond. It's because of James I will be staying with nationwide. Nationwide/sunrise gold insurance

I called the office on a Friday to resolve a nonpayment issue from my mortgage company. Never…read morereceived a call back. Called on Monday and received a call back within minutes. The person I was working with had a terrible attitude so I asked to speak to the supervisor. The manager called me back a short while later and helped me with my issue. I was not happy with my experience from the original person I spoke with so I asked how do I switch agencies. She told me the process but expressed how she would not like to lose me as a customer. I told her I did not appreciate the way I was treated and will be looking for a new agent. At that time she tried to manipulate late me by telling me the first person I spoke to just found out 10 minutes prior to her calling me back that he husband had cancer. With all do respect, I am sorry but that is not something you burden the customer with. I understand that she was under stress, but she should not have been at work let alone calling customers back.

Horrible experience. Wendy had me on an insurance policy with coverage that far exceeded my needs…read more I was paying nearly double per month until I caught the error. She's very slow to respond to emails and not particularly friendly. They just want to get you on a policy with the absolute highest coverage so they can profit. Do your research and don't trust these guys.

I ask Wendy Beasy for insurance quote for my car and renters insrance after a friend recommended…read moreher.I saved $748 a year.WOW!!!

I was introduced to Randy Randazzo, of Vitek Mortgage, by my realtor. Randy is a bright,…read morearticulate, enthusiastic man. He provided me with the information and tools to make my dream of owning my own home a reality. I started the house hunting process in spring of 2017. I was ready to purchase a home, but to get a decent interest rate on a loan, I needed to do a little bit of work to bring my scores up a bit. Randy told me what he thought needed to be done and after following his direction, we moved forward in October. Today, I am in my own place with a mortgage payment that is less than I was paying in rent. Randy took me through the entire process with ease and a pleasant demeanor. I highly recommend Randy to anyone who is considering purchasing a home, be it a first home or another home! He knows the ropes and knows how to help make your dream come true! A. Boxwell, Sacramento, CA Randy Randazzo Mortgage Loan Originator Office: (916) 889-8528 Cell: (916) 601-7091 Fax: (866) 380-0233 rrandazzo@teamvitek.com Website: rrandazzo.teamvitek.com Licensed - NMLS # 284482

Unfortunately the only positive experience that I had with Vitek was that the staff was extremely…read morefriendly. Reading all of the positive reviews, I called Vitek and made an appointment to see a member of their staff. Although I lived in San Jose, I was interested in purchasing a home in Sacramento, so I drove all the way up from San Jose for my initial appointment to see if I would qualify for a home loan. I had some past credit challenges which I was very forthcoming and upfront about during my initial consultation with Vitek. I was told that I was pre-APPROVED for a home loan and was asked for preliminary paperwork. I was even told that I would qualify for a down-payment assistance grant, which I was excited about since I had very little upfront money available to me. After an exhausting search for the right home, I found a home and decided to place an offer, which was accepted. I worked out an arrangement to rent back the home until escrow closed which was to be 30 days later. During the underwriting review, a couple of issues came up that caught everyone off guard. And while they were unforeseen and certainly unique in nature, they definitely were not impossible to overcome. Vitek made some effort to get them resolved, but fast forward two months and days before the extension for escrow was to expire, I was told that my loan was denied and Vitek dropped me like a bad habit, left to sink or swim on my own. So now that I've spent a significant amount of money moving from San Jose to Sacramento, put up Ernst money as well as other new home related expenses, I find myself in a situation whereas I stand to have just thrown a whole lot of money out the window and left to save myself. Thanks Vitek. Thank goodness I don't give up very easily. So I find another lender that is happy to do whatever it takes to get my loan through underwriting. But now I find out that I do not qualify for that too good to be true Down Payment Assistance Grant that Vitek lured me in with and is what I based my decision on to even proceed with buying a home. So now I have to decide to either pack up and move into an apartment and lose my Ernst money as well as all of the other money I put into this move, or roll the dice and see what happens. Again, I don't give up easily and I roll the dice and I am now a home owner. Not before having to come up with about another $10K however. Why were the other guys who are much smaller than Vitek able to get this deal done? Underwriting was much more brutal and unforgiving with the other guys than with Vitek, and it the other guys had to put a lot of effort and work into closing this deal. But the point is, it clearly was not impossible. When the going got tough, Vitek got going and left me alone and stranded and someone willing to put in the work and effort came along and proved that Vitek clearly was not interested in doing so. I made financial decisions based upon information that Vitek provided me, and the information that I was provided proved to be at best, unreliable which put me in a very difficult situation. Again, the staff at Vitek were extremely friendly, but friendly just didn't cut it and I am extremely disappointed that Vitek is okay with leading down an unfamiliar road, only to take off leaving me stranded and alone to fend for myself. If the other guys were able to get it done, you should have been able to as well. You failed not only me, but yourselves as well. The upside to all of this is that the other guys were able to get me financed for a full percentage point less than you.