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    A to Z Business Solutions

    5.0 (4 reviews)
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    Business consulting

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    Joseph Lessard, CPA - Joseph Lessard, CPA

    Joseph Lessard, CPA

    (7 reviews)

    When moving to Green Valley in 2001, I was advised by my lawyer to use Terry Cogan for my taxes…read more Terry did a great job for 20+ years until he retired. Joseph continues to provide outstanding service and has done a masterful job of minimizing my tax liability. Thanks Joseph!

    My husband and I decided to file jointly for the last two years. We met…read morewith Lessard to discuss the pros and cons of doing so, and sadly he failed to mention a government entity entitled IRMA. I would like to inform you that it can significantly impact your social security earnings, but not in a good way. For instance, in my case it will be reduced by 33 per cent. I strongly suggest learning about this before filing jointly. It would have saved us a tremendous amount of concern if we would have simply been advised of this beforehand. When I called their office to inquire about a possible recourse, I was simply told to make less money, which seemed a flippant answer to me. I called another office, but it is the 4th of July weekend. I do have an appointment on the 15th of July to personally speak to Lessard. I am very disappointed with their service, as this could have easily been avoided, if we had been informed beforehand. The person I spoke to appeared to have no empathy whatsoever for my personal position. It seemed that she was blaming me for being uninformed regarding IRMA, stating that the Social Security mails out information every year regarding this. Has anyone else failed to notice this? I encourage you to research the threshold for the earnings limit, prior to filing jointly. My personal position is that my husband's earnings far overshadow mine. Consequently, I will live on far less. Information is power. Again, I feel disappointed in this service, for failing to simply inform us about this significant repercussion of filing jointly. My husband's earnings should have been a red flag for a CPA. This is the first time I have ever posted a negative review, but the intent is to alert and inform others about IRMA, in case their accountant is not astute enough on this subject to advise them of the significant impact it can have on your income.

    A to Z Business Solutions - bookkeepers - Updated July 2026

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