Andrew is such a great individual to help navigate the cryptic puzzle of your Medicare insurance…read moreoptions for best-case decision support. I am very self-sufficient at doing research and didn't realize how much value I would gain discussing my needs with an expert. My choice about Medicare Advantage vs Medigap insurance as I retire from corporate life had to directionally ensure I serve my long-term health insurance needs - a new reality. Andrew helped bring clarity so I could envision best possible results with this important decision. A trusted friend highly recommended Andrew to me so I am paying that forward here.

Andrew Waxman was extremely helpful and knowledgeable in helping me and my wife in choosing a…read moreMedicare Gap Plan and a drug plan that was suitable to us for the state we live in. He was also helpful in answering questions during our initial enrollment for Medicare part B.

I was looking for a new insurance carrier for my home an stumbled across All Trust FL. I was…read morefortunate enough to get a call from Yuliia Danylishyna who made the process quick and painless. She placed me with a company I had been insured with in the past which pleased me. I highly recommend Yuliia for her knowledge and professionalism.

Thanks to Jorge and the team for helping answer all our commercial insurance questions and…read morerecommending suitable coverage. It was great to have a local Sunny Isles team that understands the needs of fast growing FL businesses.

After nearly 15 years with Geico, I recently made the move to State Farm thanks in large part to…read morethe solutions provided by Drayton O'Steen and Wyatt Rancourt. These two gentlemen quickly and effectively solved a fairly challenging coverage scenario for me and did so while being professional, knowledgeable, and responsive. Coverage was established for my vehicles through a turn key process and all of this was delivered while still being surprising cost-effective. Overall, the professional setting / beautiful office and knowledgeable, friendly staff has won me over as a client.

Office is up on the 4th floor of the building. It took a second to find but once I was there I was…read moreglad I took the time. Jennifer immediately greeted me as I walked in and Yaslin was amazing in helping with my auto and life insurance. It was nice to actually talk to an insurance professional who lives in the area and who actually understands our weird Miami market. I absolutely recommend

Mrs. Jocelyn Landeta she's the best front the best l been with this ins company for 4 years l'm…read morevery happy because of her l'm continue renewing my 3 cars every 6 months thanks very much Mrs. Jocelyn God blessed you and the company Progressive

Gabriel was the absolute best. Made the process simple and gave me options. He also broke down the…read morenumbers and lingo into terms someone who doesn't do insurance could understand. He gave me advice for the future and never made me feel pressure about getting anything. Great guy.

Isabel is one of the best professional I have work with. She is very professional, very sweet and…read moretakes her time to explain everything with much detail. I highly recommend her.

From the owner: Insurance and Financial Servicesread more

I had a great experience with Risk & Cover Experts. The team was professional, knowledgeable, and…read morevery helpful. They found me a great insurance policy at a competitive price. Thank you for the excellent service! I highly recommend them.

From the owner: At Risk&Cover Experts, we’re not just another insurance agency — we’re your personal advisors. Call…read moreus today 786-219-9913. Every policy we write is tailored to your lifestyle, goals, and family’s protection. We combine luxury-level service with real-world expertise to make sure you always feel confident, covered, and cared for. Our clients appreciate the human touch, fast communication, and the peace of mind that comes from knowing we’re always one call away. We speak English and Russian and handle all forms of insurance such as auto, homeowners, condo, flood, umbrella as well as commercial insurance.

Exceptional, personalized customer service. Michelle and her team provide service that isn't driven…read moreby profit, but by truly understanding their clients' needs and finding the right coverage at the best possible cost. There are no gimmicks and no bait-and-switch tactics like you see with some other agencies. I've been a customer for five years, and I don't see myself ever changing. Thank you, Michelle!

I have worked with Michelle and her staff for over a decade with my insurance needs: main home,…read morerental property, motorcycle and flood. She and her staff a truly professional and research for the best low cost insurance in south Florida. Highly recommended.

I have been a client of Ricardo Arbesu for about four years now. I'm more than pleased with my auto…read morecoverage, the rate is reasonable & customer service is excellent!

The WORST customer service I have ever experienced! I was lied to regarding rates, appointments…read morethat were confirmed with Ricardo were missed, horrible communication (when you can actually get a hold of them). Ricardo is nonexistent except for an email response here and there. Office refuses to give you a direct number to Ricardo. This was the worst mistake I made moving to this Agency.

This company gets 5 STARS , Especially Misty Adcock I have to say for once I'm doing business with…read morea company that values my time and presence. I've been insured for a good while now and from the first day I step foot into that small little business on the corner of 163rd in North Miami Beach I knew this is a place I were I would want to do business. If there is any issue whatsoever Misty is right on top of it. Even goes a step further to make sure I receive a text or call every month to confirm everything is good whether it be my bill is coming up , renewal date is Close etc , just rest assure she is on it. I was on the phone for an hour with misty and while she assisted me with all my questions and concerns I applaud you, just had to take time out of my day to say good work and keep doing your Thing it will pay off.

I honestly love this agency. It is one of the best agencies I have been. They work hard to do their…read morebest in getting the best deals for their insured. I have seen it. I thank you for you hard work!