I walked into Amscot expecting a short-term solution during an unusual emergency. I left feeling humiliated -- and with serious concerns about racial profiling and discriminatory business practices. I have never taken out a payday advance before. I have a strong financial profile: over $20,000 in monthly deposits, a base salary exceeding $200,000/year, an Amex Platinum card, and I prepaid my penthouse apartment lease for the year. But after losing my wallet and work phone in an Uber, and with it being 5pm on a Friday, I turned to Amscot for a quick bridge solution -- planning to repay the full amount by Monday, including interest. Instead, I was stalled for over an hour and ultimately denied, despite providing full documentation: bank statements, ADP paystubs, and valid ID. Meanwhile, other customers -- all of whom appeared to be of the same racial background as the staff -- were served quickly, with minimal questions. Here's the part that makes the situation undeniable: my assistant, who is Puerto Rican and darker-skinned, visited the same Amscot location earlier this week. She was approved in under 10 minutes for the same kind of advance. We work at the same company -- but she earns less than half of what I do. No additional paperwork was required. No stalling. No strange looks. Just fast approval. The only meaningful difference between us was appearance. This isn't speculation. It's a side-by-side comparison of two people, same employer, vastly different income levels, and dramatically different treatment. I've attached a photo of the staff member who handled my case, and I'll be filing formal complaints with the Florida Attorney General and the CFPB. No one -- regardless of race, appearance, or economic status -- should be judged or mistreated for seeking a service a company publicly offers. This wasn't about risk. It was about race. read more

Amscot - Check Cashing/Pay-day Loans Near Me - North Miami Beach, Florida

Its a very dehumanizing and lengthy process if you are ever here to apply for a cash advance. Mind you, cash advances are only up to $500 max. 1. They want your ID 2. 2 recent paystubs 3. Proof of bank direct deposit or account activity 4. They only deal with "certain banks" and if you do not have an approved account, you will be denied. 5. I gave them info for my alternate acct (an account that they "accept" since they did not accept my other active account that was first given) and still got denied due to showing no "recent" account activity. Like what? Its still an active and open account. Not everyone uses every bank account every month or every day. Thats the point of having more than one account. Needless to say, I was there for a considerable amount of time going thru all of the steps and more due to the requested emailed pdf documents not being received on their end. Apparently, they don't take certain emails from certain email accounts either. I will not ever return to Amscot. Its too much of a hassle for a measly $500 max. Like seriously. read more

They're very quick. But they need to attend a customer service seminar because majority of them are so rude. One particular is Yasinia (not sure if that's spelled correctly). Every time I come in she just has a nasty attitude. If you don't like your job then find a new one. read more

Went here to take out 4K+ and they asked for too much information as if they thought I was a scammer. If anyone harasses you like this just tell them "I'll go elsewhere" and watch how they turn to a good employee real quick. read more

Great choice to start a terrible day , inexperienced tellers , long lines and terrible manners make yourself feel like going anywhere else to cash your checks or pay your bills . read more

I am always here to do either money orders or cash a check. Very simple place to do all your money needs. I love this place. The wait is about 15 to 20 minutes on a crowded day. Very respectful employees. I would recommend read more

I was attended by Minnis, this hard working woman did everything in her power to help me, i highly appreciate and highly recommend!