We financed a rental property with Soss, who was introduced by our fabulous agent, Lorri Quiett. The process was not only easy and seamless, but it was done remotely during the pandemic. Andrew was always responsive, even on weekends and holidays (the escrow closed on New Year's Eve). I love the instant update of a summary page for our loan approval process. read more

Was referred to Andrew by my realtor, he makes you chase him to get answers, does not make himself readily available to speak to, always take several phones calls and emails to get a answer from him. The he changes his numbers around all the time. At one point told me I could go up to 550k for a duplex so I sold My condo thinking I could get a duplex, once i sold my Condo and was ready to go reached back out and he lowered my approval to 500k 50k less that was huge deal Breaker. That 50k less Meant not being able to get anything in a half ok area, only the ghetto. So I sold My condo for nothing pretty much. read more

Andrew and his team at Soss Mortgage is the best! He came highly recommended from our agent, Beatrix Whipple. Normally, I wouldn't care too much about the lenders referred to by agents. However, the rates offered by The Soss team was highly competitive with online brokers and Andrew is SO much easier to work with. He spent time with my husband and I to go over loan options by Zoom. This guy knows his stuff. He's highly competent and very communicative with the whole process. We got regular emails as to what was pending and what was complete. Closing a conventional loan in 30 days is far too easy for Andrew and his team. Best part about Andrew is that he's funny as hell. Highly recommended! read more

Andrew is amazing! He truly understands the essence of customer service and he delivers it. I came to him after a previous bad experience and we talked directly about my refinance options. He broke down the typical time frame step by step and then completely followed it. My entire process took just slightly over 30 days. He was efficient, courteous, professional, and true to his word. They have up to date technology that send you text alerts so you don't miss anything. He emails updates as to where you are in the process. It was a smooth process that made you feel important, valued and involved. Their e-sign docs are user friendly and efficient. I chose them due to their high ratings and here I am as well giving them the honor of 5 starts. Way to go Andrew (and team). You truly are FABULOUS! Thank you! read more

My husband and I had a great experience working with Andrew and his team. As first-time homebuyers, we felt so lost in the beginning but Andrew and his team educated us every step of the way! They even updated projected mortgage/closing costs for us based on the listings we were making offers on. This gave us full transparency of what to expect in terms of payments with no surprises. I was definitely put at ease! Our real estate agent was also super impressed with them. I'm already recommending the team to all of my close friends! read more

My husband and I highly recommend Andrew and his team. Andrew goes above and beyond for you - if I could give him more than 5 stars, I would. This is our second house purchase. Our loan officer we used for our first house purchase was unprofessional, disorganized and forgetful. This time around we knew we needed to find someone who is quick, reliable and competent since we are purchasing in a highly competitive market. I found Andrew on Yelp. He was quick to respond. I asked him many questions by phone - through his responses, I knew we would be in good hands. He brought up a few things to consider when other officers I talked to didn't ever bring these things up. He quickly gave us our preapproval amount and guided us to complete the online application to get our preapproval letter. The online application was so easy to complete - we uploaded the required documents and his team did the rest of the work to review everything. They never asked us for the same document twice - which happened a lot with the loan officer we used for the first house purchase. For every house that we wanted to put in an offer that is at our preapproval threshold (which happened a lot), I had to message / call Andrew and give him new info - HOA, Mello Roos - so he would be able to give us our adjusted preapproval amount / letter for the house we were bidding on. Andrew was quick to respond and didn't let us down. He worked around the clock to help us. The house we ended up buying required us to bid more than our preapproval amount - I had to call Andrew and talk it over because we didn't want to lose this house after losing on other offers we had made. He was able to calm my nerves and gave us an option to purchase points to get approved for the purchase amount. This solved our problem and the Seller accepted our offer. Then came the loan approval process. We waived the loan contingency and gave the Sellers 21 days term to close escrow because this market is so competitive. We put all our faith on Andrew and his team to make it happen. We needed the loan to be approved, and fast. Andrew and his team were very professional and acted in a timely manner to get our loan sorted out so we could close on time. We can't thank him and his team enough for getting us through the loan process and making it a smooth experience. Definitely use Andrew Soss - don't go shopping around for other loan companies. He will give you the best service out there! We will no doubt use him again for any future needs. read more

Andrew and the whole Soss Mortgage Team were an absolute pleasure to work with. It was clear from the very start that working with Andrew was going to be a rewarding process. In our initial phone call he got straight to the point, getting the key information he needed from us and got the ball rolling. We supplied our documentation through the easy-to-use online dashboard, were pre-approved less than a week later. The rates and closing costs were competitive, and Andrew was on hand to answer any questions we had. We were kept informed every step of the way, with an email at each major milestone as we worked our way through the homebuying process. I highly recommend Andrew Soss and his team for anyone looking for a mortgage. read more

With my wife and i being newer business owners and being 1099 over last last couple of years, we had some issues securing a loan for a condo purchase. By chance, though a random recommendation, we contacted Andrew. As first time home buyers, his team were extremely patient with us, and walked us through the whole process. Thanks to the Soss team, we managed to secure our loan in a timely manner and purchased our 1st home! Cheers to the Soss team! read more

This is the second time using Andrew Soss, and from this point on I will continue to use, and recommend, his services. No matter the loan size or complexity he makes it happen - and quick. Super responsive around the clock, Andrew and his team make you feel like the only thing they've got going on. I had recommended Andrew to a friend and within hours my friend called back ecstatic about the experience. This is a rare find. read more

Andrew Soss and his team are just amazing!! They helped us through the loan process and every step of the way they were confident, creative, honest, and caring. They are always available for questions and let you know exactly what is needed to get your loan to close. I went with the Soss team based on the Yelp reviews and they were right!! You will not go wrong with this team on your side. read more

Andrew and the entire team have been great to work with. They communicate next steps clearly and handled my refi in record time. Really happy with their service and attention to detail and especially their turnaround time - easy and pleasant to work with and I'd recommend them to anyone! read more

We had some challenges with our original lender and decided to see what Andrew and his team could do. After explaining some of the challenges and sharing our closing date Andrew and team went to work immediately. They got us everything we needed and eventually saved us from spending a significant amount of additional money out of pocket. Reaching out to the Soss Mortgage Team is one of the best decisions I've ever made. Big thanks to him and his amazing team! read more

Andrew and his team responded quickly to all my calls and emails. We closed just shy of 21 days and the process was easy.

My husband and I had a really great experience working with Andrew. We are first time homebuyers and had no clue where to start. Andrew really took his time to educate us and was quick to respond to all our questions. We both felt he prioritized our loan from initial approval and all the way through. I'm so happy we worked found Andrew he's amazing and we will definitely be using him again in the future. read more

My husband actually found Andrew and his team on yelp and I'm so happy he did! Andrew and his team not only were able to get us the best rate, but they also worked quickly and efficiently. Everyone warned me that the escrow period would be stressful and exhausting but it was the EXACT opposite with Andrew! We will forever use him and this company for mortgages in the future! Couldn't recommend them enough! read more

This group is as good as it gets. They've helped us finance two mortgages and a refi over the years. I couldn't have been happier with the knowledge and responsiveness of Andrew's team. Can't recommend them enough and look forward to using this group for years to come. read more

The Soss team made the mortgage lending process pretty easy and straight forward. I got to speak with Andrew directly and he was honest and friendly about my situation. There were a few surprises down the road due to a change in credit score from multiple lenders pulling hard inquiries on my credit file out of the grace period credit monitors provide. However, the Soss group still honored their original quote offer which was a life saver! I got pre approval from online lenders, big banks, and small credit unions and the Soss group provided a more competitive offer than all of the lenders. Which ultimately sold us on The Soss Group. read more

Andrew and his team helped us buy our first home. They were very responsive and answered my questions clearly. Based on our situation and the amount we wanted to borrow, it was hard to get the mortgage approved in other banks/mortgage companies, and the interest rate was much higher than the normal rate. But Andrew found a loan product which was exactly fit our situation. He explained the details very patiently so we didn't have anything to worry about. The whole process went fast and smooth, and the interest rate was beyond our expectation. We didn't have any concerns during this process. I would highly recommend The Soss Mortgage Team. read more

I had the pleasure of meeting Andrew at the Training Spot, he always made us laugh, just a happy guy! I asked Andrew what do you do for a living and he informed me he was in the mortgage business. We were looking into refinancing our home for a few months and we were not comfortable going to the BIG Evil Banks, since this was who we were with...Andrew sent me options and made the process so easy, just as easy as riding a bike. No stress, no hassle and it was completed in lightening speed! If you are looking to get the best service, you have found your company! Thanks Andrew and your team for a great easy experience. read more

My experience in working with Andrew and his team was the best experience. From my first conversation with Andrew, he made me comfortable about the process. I felt blessed that my realtor, Karen McEniry, told me to "call Andrew." Best call I made! One of the things that I liked about dealing with this organization, is that they were on top of the process and always let me know how things were moving along. They have this wonderful checklist of things that need to be completed. As they are completed, it is tracked and marked as completed. I always knew what needed to be done. Everyone I dealt with was professional, kind, and efficient. For personal reasons, I had wanted my property to close on a particular date and they made it happen. I highly recommend Soss Team at Benchmark. Thanks for all the hard work! read more

Andrew was amazing, providing a variety of alternative refinancing approaches designed to meet our goals. We successfully signed the perfect refinancing for us and now have a great rate and terms with our new mortgage. He made the whole process smooth and easy, communicating often with us. We recommend anyone looking for a new or refinancing mortgage to use Andrew. You'll be happy. We are. read more

Andrew and his team are nothing short of incredible. He had me approved for the loan in a matter of days and we ended up closing escrow in just over three weeks. My real estate agent and the listing agent made multiple comments that Andrew's entire process was something they've never seen in their 30+ years of real estate. You won't be disappointed working with Andrew!! read more

Simply put, Andrew and his team are truly the BEST. Trust me when I say they are remarkable, knowledgeable, professional, caring and hands down get record time results. We had worked with other mortgage companies before and this team is on a league by themselves in every detail and through the entire process. Thank you and thank you Soss team! read more

Andrew and his team were super helpful in getting my loan together for my first home. The process went through a few twists and turns and they helped throughout the whole process. High marks on speed and responsiveness too, once we had our offer accepted they moved fast and were able to get my loan approved quickly. Would highly recommend the team to anyone. read more

Where's the 7 Star rating on this thing? Yes these reviews are real. Obviously by all the high 5 star ratings, Andrew Soss and team are ON TOP OF THEIR STUFF. I could go ahead and tell you how he got me 3.5% and 0 points, and $500 towards closing but that would get too easy. IF YOU CAN SPARE 3 minutes here's the story... 1. I was the typical 20% down 30 year fix request. Nothing fancy, no terrible credit score etc. I mistakenly went with WF... I was told to be professional and use initials instead of saying WELLS FARGO SCREWED ME SIDEWAYS. Basically Wells Fargo was my initial lender, 5 days BEFORE CLOSE OF ESCROW THEY jack the rate on me due to to an error THEY made. I was told I had to pay $2400 to buy down the rate back to the original 3.625% I had LOCKED IN. Did I mention they did this right before July 4th Weekend? 2. Back to JULY 4th weekend - Andrew Soss and team start the race for loan approval during a weekend of our country's great independence. OK so if this is racing analogy, Andrew is handicapped with starting the race almost a month later than WF... Well, ANDREW SOSS AND TEAM HELP ME CLOSE IN 1/2 THE TIME WITH A BETTER RATE. I had a per diem penalty instituted because the original lender messed up and it was THIS much more important they understood what was at stake... Why Go With Andrew Soss and Team? A) You're a CLIENT and not treated like some number. Andrew and his team will treat you like a PERSON. A house is a BIG purchase so let the professionals handle it. B) They are FAST - if you have your documents ready and know what to send them, they will constantly update you on where they are at and if they need anything. C) They will ALWAYS OVERESTIMATE any charges to make sure you have no surprises. My final costs were 25% below what I thought they would be. D) He's FAIR and his team knows what is at stake. They play to win and they are professional. They don't talk smack about other banks or lenders (but they didn't say I couldn't) read more

As first time homebuyers, my partner and I couldn't have picked a better team to help us through this overwhelming journey. If you are looking for a team that is responsive, knowledgeable and flexible, Andrew and his team are exactly who you are looking for. Our loan process was smooth and quick to say the least, which was super beneficial in this competitive market. From start to finish, we were informed of every step of the process. They were utmost professional as well as patient with us as we asked them endless questions, sometimes even on weekends after business hours. We highly recommend their service! read more

Andrew is very reliable and responsive. He helped us through the lending process for our Bay Area house. He even has a number of piggyback options available if appraisals come in too low. He's carefully built his reputation and doesn't shotgun pre-approvals. If he says you're [pre-] approved, you're approved. He's worked too hard on his reputation to over-promise. We bought a house with no contingencies and used Andrew as our lender. Everything worked out and Andrew soothed us through the nerve-wracking process. read more

Andrew Soss and his wonderful team were fantastic to work with. My boyfriend and I were first time home buyers and we had no idea what we were doing, but Andrew patiently guided us through each and every step. He talked me off the ledge several times, including responding right away to my frantic 3 AM panicked emails - wondering if we could actually afford to buy a home. The whole experience can be quite daunting and we were terrified dealing with such large dollar amounts, but Guranteed Rate took great personalized care of us through every stage. They helped us understand what we were signing and made the process so much more manageable than we thought it would be. If we had any questions, the team would respond right away. We would definitely recommend these guys to any of our friends and colleagues. We'll certainly be calling when it's time to re-fi :) Thanks again, everyone!! read more

Andrew and his team are great to work with. They have good communication throughout the process and closed my loan on time as promised. We will work together again on future loans. read more

Andrew and the team were very accessible and worked quickly to help refinance my mortgage. Would definitely recommend them to anyone.

Andrew Soss and his mortgage team are amazingly fast, professional, accurate and available. I have used them twice - the first time when we bought our house and again when we refinanced a couple of months ago. We had the same, excellent experience both times and they made me feel like a valuable client each time. I will continue to give them my business. read more

Over the years' Andrew Soss (Benchmark Mortgage) has assisted us with refinancing our property, the process was smooth, with no issues. We found him to be reliable and helpful towards meeting our financial needs. Andrew, is always available and will call, text or email you immediately. He can provide several options, gather needed quotes, so you can choose what best, and if you decide it's not the right fit for your situation, he'll understand, and will be available as needed. read more

Andrew is great! I've worked with him on the purchase of two properties, and had nothing but a great experience. Even others involved in the transactions have commented on their professionalism, speed, and thoroughness of their work. No complaints, and you know that's good when it comes to something as stressful as the whole home buying process, especially in competitive markets! read more

Andrew's team was great to work with. They are super responsive and professional and easy to work with. Took so much stress out of an inherently stressful process. Highly recommend them read more

After weeks of searching for the best lender with great rates we used Andrew to buy our first house back in 2011. We refinanced with him twice and then a week ago (Feb 2018), we bought our 1.3mm dream home. We did not make any of these transitions easy for Andrew but he just get's it done. In our first purchase in 2011, I lost my job right before close and he still found a way to make this happen! This time the guy buying our old house had a huge delay and we needed that money to close on our new house, Andrew and his team were able to close on our purchase 24 hours after our sale! He also let us change our minds on the loan amount and buying points at the 11th hour without a delay. His team is fast, nimble and they listen to you. There is no way you'll get this service from a big bank. He takes his time, explains all your options, makes recommendations, helps guide you through the process. All that aside, he's just a good guy. He took my frantic call 48 hours his kid was born just to make sure our purchase didn't get delayed. If that's not dedication, I don't know what is. This is your guy. read more

We have been referred to Andrew Soss by our realtor friend who told us Andrew handles tough cases. He surely did not disappoint. Andrew has helped us with refinance of our home a couple times already with difficult situations that other brokers are not willing to deal with. He has provided fantastic service, got the work done, and closed on time. Andrew and everyone on his team is very responsive. Please consult Andrew with anything related to mortgage/refi/loan. We have been spreading good work of Andrew and his staffs and our pleasant experience working with them to several family members and friends. We would not hesitate to send him referrals. =) read more

Andrew and team ROCK!! super simple process and easy to work with!! Even texted Andrew on weekends and he was able to get back to me within minutes!! Used this team 2X and will use again. Thank you Soss team read more

Andrew with Benchmark Mortgage was incredible. We just closed a few weeks ago, but the process started long before that. We met with him in January 2019 as my husband and I were preparing to buy our first home. We knew what our goal was and wanted to make sure that we set ourselves up for success. Andrew worked with my us for the next 6 months to get us prepared financially. He walked us through all of our mortgage options and gave us tips on what to do to look better to sellers. We would definitely recommend Andrew to anyone looking to buy a home in Orange County! read more

These guys were efficient, on-their-game, and a terrific resource to get my loan over the goal line. They understood the sense of urgency and the importance to me. Highly recommend. Andrew was a rock star. read more

Andrew Soss and his team are simply the best. They are extremely organized and a pleasure to have as your mortgage team. They helped me and my wife get into our first home! They will give you the confidence and security needed throughout the whole home buying process. If you are looking for the best mortgage team look no further, you found them. Thanks again Andrew and team! read more