I have been a real estate agent going on 8 years an have worked with many clients and many mortgage…read morecompanies. However my experiences with Monticello Mortgage has always been A+ in my book. They provide top notch service to all there clients. I would recommend anyone looking to buy a house to check with them. Because if you use the mortgage company associated with your real estate agent they are typically double dipping somewhere along the way and costing you money. Compare a cost sheet from another lender against Monticello Mortgage and I believe you'll be happy more times than not and you'll get Superstar Treatment along the way.

From the owner: At Monticello Mortgage Corporation in Lower Burrell, Pennsylvania, our goal is to help you obtain…read morethe financing you need with our loan and mortgage services. Our dependable staff works with you to find the best deals while keeping your long- and short-term goals in mind. Whether you need help with home loans as a first-time buyer or you want to refinance your existing home loan, we are here to serve you and answer any questions or concerns. We promote the highest standards of professional and ethical conduct, including knowledge, accountability, fair dealing, and service to our clients and our community. We pride ourselves on treating our customers fairly, respectfully, and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages, home equity loans, and credit in general. We have built our business on an 87% customer referral base.

I have been meaning to take time to write a review for Jeff Philbin and the Prime Lending team for…read morea long time now--and it is far overdue. The home loan world can be a foreign and imposing place. I feel very lucky that Prime Lending handled my loan, especially under the circumstances. As a first time home buyer, I was completely green to the process. I couldn't have asked for a better company to guide me through. With Prime Lending's help, I was able to take my home from a complete dark and dank gut-job to a warm, inviting space that people compliment the moment they enter. So, when interest rates dropped and I wanted to shoot for a lower monthly APR, I went back to Prime Lending. My refinance loan spanned the first year of the pandemic, when I unexpectedly and suddenly became unemployed. We had already gone through 99% of the process when this happened. Jeff was incredibly sensitive and understanding. Since I had already paid for a home appraisal, he said he would not charge me again when the time came. He kept his word 7 months later, when I was back to being employed in the fall and we once again started the refi process. As fate would have it, I got a better rate--so there were some silver linings to waiting, as well. In a business where money can make people jaded and unpleasant, Jeff is quite simply an honest and kind person. With his leadership, he fosters a team that instills confidence that you are making the right choices and can trust the people handling your loan. In general, Jeff's team was upbeat and responsive, and took the time to answer questions along the way. I would not hesitate to go to Jeff again or strongly recommend to others. Thanks Prime Lending!

Wow wow wow!!! Where to begin?…read more Jeff and his team made financing our first time as painless as possible. And since my wife is self-employed, that is DEFINITELY not what we had expected! We found Jeff because we were considering a home that needed a renovation loan. We ended up purchasing a different property with a conventional mortgage, but we stuck with Jeff and his team because they had been so amazing from the start. From answering ALL of our many questions, to responding within minutes each time we reached out, to anticipating and heading off potential underwriting issues to avoid unpleasant surprises, they couldn't have been more helpful and professional. This team has true expertise! The PrimeLending team was so friendly, and genuinely excited for us as new Pittsburgh residents. They even went out of their way to coordinate an outdoor closing appointment amidst COVID concerns, and did everything possible to make sure we felt comfortable. Now that the process is over, we'll miss talking to Jeff, Katie, Anna, and Joe... some of our first friends in PA! If you are looking for a lender who truly cares about you and has your best interests at heart, look no further. Thank you for everything!!

Keith helped me close on my house after another lender dropped the ball…read more I was in the middle of purchasing a home and was using another lender when I received a call that there was a problem with my mortgage application. I am a veteran and was using my benefits to get a VA loan. The loan officer said that after reviewing my tax returns, they could no longer do the loan. I had asked this loan officer to review my tax returns prior to finding a house because I am self employed and I know that sometimes lenders get picky with self employed people. Well long story short, here it was a few weeks before closing and now suddenly there is a problem with how they are calculating my income! Apparently the loan officer either calculated my income incorrectly or did not know his own bank's rules. My accountant had given me Keith's name previously but I didn't call him at first because I had already applied with the other lender. I called him and explained the situation and I am glad I did. He was able to work up an approval based on the same income paperwork I gave the previous bank, he said it was because he has lenders that do not add their own stricter guidelines on top of the VA rules. They just follow the VA rules as they are written. I was also impressed about how he kept me in the loop as to how things were progressing. He was always available and answered all my questions. We were able to get the appraisal transferred from the other lender and all of the paperwork completed quickly. We ended up closing on time. He helped make a stressful situation less stressful. I would recommend Keith to anyone looking for a mortgage. I recommended one of my friends to call him recently.

I got in touch with Keith after reading an article he had written about first time homebuyers. I…read moreshopped around with banks to check mortgage rates for about a week and the rate he gave me was the lowest. He guided me through the entire mortgage process and ran through the numbers with me on a lot of houses to let me know the payments and the amount I would need for closing. I know I had a lot of questions and probably was kind of nervous about buying my first house but he was always patient and informative. His calm nature made me feel calmer. The whole process went smoothly from start to finish and wouldn't hesitate to use his company for my mortgage again. I told my brother to call Keith to help him buy a house and my brother says he agrees that everything is going well with his home purchase too.

Avoid this loan officer at all cost. She will waste your time. She is very rude and aggressive…read moreand does not close loans.

Kurt and Michelle are knowledgeable, friendly, and honest! They have access to many lenders to…read moreprovide the best rates available. They also do a thorough job of explaining the mortgage lending process and provide thorough consultation in layman's terms to educate the consumer on their loans.

They often hold your money with no explanation, the fraud department shuts cards off with no…read morewarning often over the weekend with no way to turn them back on

great bank - great staff inside and in drive thru - they remember and know who you are - never a…read moreproblem

David made our home buying process nice and easy. As first time home buyers we were a little…read moreintimidated by the process but David helped us out with everything and made the mortgage process a great experience for us. We were even able to close on our house weeks sooner than anticipated!

When another lender in the same town wouldn't help us at all, JP Mortgage took the time to tell us…read morewhat we needed to do to get the home that we wanted. Everyone was extremely nice and very patient with us when we were a nervous wreck. I couldn't have asked for a better experience and would definitely recommend them.

From the owner: The resourceful and skilled team at JP Mortgage Lending is eager to help you reach your dreams. If…read moreyou need an experienced Hollidaysburg, PA Mortgage team focused on precision, give us a call.

After going here to cash a check. I was advised there is a ten dollar fee for all non customers…read more Which I was curious about because I cash up to 6 checks a month in multiple other locations and have never heard of this. The representative I dealt with was very kind and polite. Which is why there's even 3 stars. When she asked her superior about it, there was nothing they could do. She then stepped in to say I'm more than welcome to go to a different branch , because they specifically follow policies there that some branches do not. Regardless of the fee, the superior was very impolite about the situation, and could have at least acted nice. Good location. Rude management.