JJ, Lindsay and everyone at American Pacific Mortgage have been absolutely amazing to work with!…read moreThey are incredibly friendly, knowledgeable and willing to help by any means necessary. They took the time to answer all our questions and concerns. This is our first home buying experience and APM made sure we were comfortable every step of the way. Thank you all for your professionalism and willingness to help us!

Working with JJ Mack was a pleasure. From the start, Lindsay made it very easy. She worked with me,…read moregoing through all my numbers. The whole team was very on top of everything, letting me know what was needed and making sure all documents were in on time. Thank you all for such a smooth transition to a new home. Danny

Malyna Phan is amazing. She is knowledgeable, patient and goes above and beyond to give you the…read morebest rate and advice. I completely trust her. She was so helpful with my new home purchase. I recommend her and this location to everyone.

We worked with Eddie Fairchild at Big Valley Mortgage. He was a very knowledgeable person and you…read morecould tell that he had been doing this work for quite some time. He definitely had our best interests in mind and did not recommend anything to us that we weren't already thinking of. Eddie was all about streamlining this process as best as possible and fought for us tooth and nail went it came down to closing escrow and explaining our finances to the title company. We would definitely deal with Eddie again!

Lavega simms is the best litterly does everything for you. He made is fast and easy!read more

We cannot thank Kevin enough for helping our family get approved for our dream home. From the very…read morebeginning, he went above and beyond to make what could have been a stressful process feel simple and manageable. Kevin and his team were outstanding throughout the entire process. Communication was excellent, everything was handled quickly and professionally, and we were always kept informed every step of the way. We were amazed by how efficiently everything came together in such a short amount of time. Thanks to their dedication, hard work, and genuine care for our family, we are now homeowners. We are incredibly grateful for all the support we received throughout this journey. If you're looking for a reliable lender who truly has your best interests at heart, I highly recommend Kevin. Thank you for helping make our dream of homeownership a reality!

Our experience with LandHome Financial has been the worst by far. We started working with loan…read moreofficer Tricia Mahony back in July. She informed us that we would qualify without using both of our credit profiles, and that using the borrower's higher credit score would help us secure a better VA loan rate. Based on her guidance, we proceeded. By August 26, after repeated excuses from Tricia, repeated requests for the same documents we had already submitted, and no real progress, I left a message with her manager Nick Morgan requesting that she be removed from our file. Tricia had even claimed at one point that she never received certain documents, only to later "find" them--just days before closing. She also called my realtor upset that my husband had left a review about the poor communication, and after that, we heard nothing more from her. Calls were screened through customer service, and we asked that messages be relayed to management, but no changes were made. Closing was originally scheduled for September 5, 2025, then pushed to September 12, 2025. We were told the file was with the VA, but when we contacted the VA directly, they confirmed they had never received it. Finally, on September 15, 2025--nearly three months after our application--we were sent a denial letter by email. Even with two closing dates scheduled, they waited until two weeks before closing to pull the non-borrowing spouse's credit, despite the authorization being signed back in July. The denial cited debt-to-income issues caused by the Non-Borrowing Spouse's debt lowering the borrower's DTI, something that should have been identified during the initial soft pull--not months later at the very end of the process. We even escalated the issue to the office of CEO Brad Waite, but have not received any meaningful response. This entire process has been unprofessional, upsetting, and by far the worst mortgage experience we have ever endured.

My family and I just purchased our first home through Land Home Financial! Being first time buyers,…read morewe had a TON of questions throughout the process, and Phillip and his team were there every step of the way! Even with being out of the office due to Covid precautions, they were still just a phone call or email away. One month, start to finish, no hangups or confusion, I guess this is how it's supposed to be!!! Thanks again!!!

Lori is great! I highly recommend working with her. We started the process with 0 knowledge of…read morebuying a home. And Lori was great, she never made me feel bad for asking so many questions. I could text her and she would always get back to me. I couldn't have asked for a better person to work with to purchase our first home!

I have been a victim of Fraud by this mortgage company. The loan officer Michael Martinez tricked…read moreme into signing a no consideration loan about 6 years ago. I have put my entire check into his daughters of my ex wife's account for 8 years. Do not trust Michael Martinez! He is unethical and might hurt you.

Can't say enough about Phillip and his team. I have used his services since the first house…read morepurchase I made and haven't even shopped around. I have so much trust in him and I know he's always looking out for his client's best interests. Even my real estate agent was impressed with his efficiency and level of service. He's always available to address any concern I have. I always recommend him to family. Highly recommend him.

Phillip and his amazing team made our home buying process stress free and extremely pleasant! They…read morealways answered our questions right away with a phone call or an e-mail. They guided us through the whole process and let us know what was needed from us. They never made us feel like we were alone and kept us in the loop of everything. Phillip always made sure we understood what was going on and always seem to have answer or a solution to any issues that came up. Phillip and his team went above & beyond and exceeded our expectations, they were given a timeframe of when the seller wanted to the loan finalized and they delivered! My husband and are excited for our new home but we feel more relieved knowing we will be in good hands with Phillip and his team!

Christina and Philip have been nothing but awesome for my wife and I. Her team helped us to secure…read morea home loan and was super fast with everything. She kept us informed along with Philip throughout the whole process and made it pretty seamless. I thought the home buying process was going to be more complicated but they made it very easy. Her assistant Sally was also so easy to work with on obtaining the documents that they needed. I will for sure go with Land Home again when it is time to buy our 2nd home or refinance, Thanks you guys!

Christina was simply the best. Constant communication, straight forward answers. No matter how many…read moretimes I asked the SAME question, she replied with a smile and not a complaint. I highly recommend Christina and her staff to take care of all your home funding! I truly feel if it weren't for her, my husband and I would still be in the buying process. (losing my mind) Thanks Christina for helping us find our forever home!!!

I am a Realtor and I have had multiple clients use this branch of Finance of America PLUS my…read morehusband and I personally used them to purchase our current home- I have LOTS of experience with, whom I consider to be, the best lending team in the area!!! Dan Furtado And Kristie Anagnos are absolutely AMAZING!!! They are always available for questions, they are very honest (no "surprises" with these guys), they genuinely care about their clients and they have always been able to offer a better rate and lower fees than competitors (in my experiences with them!). I have worked with these two for years and I have ZERO complaints... although if I did, I feel comfortable enough to share the complaint with them and I know they would take me seriously and attempt to create a solution ASAP :) You really can't go wrong with these guys- I recommend them to anyone and everyone!!!

From the owner: Serving the Central Valley and Bay Area! From Sacramento to San Francisco to Manteca - Refinancing,…read moreFirst Time Home Buyers, Down-Payment Assistance Programs, Veterans, Students with loan debt, Reverse Mortgage, FHA, Conventional, Jumbo, Commercial, Renovation Loans, USDA and more!!

Lyle Morgan is very responsive, very knowledgeable, and kind. I strongly recommend his services.read more

Lyle Morgan worked with us for two long years!!! We unfortunately got outbid on so many homes for…read moreover two yrs. He was a wealth of information and always returns emails, calls and texts quickly. Even though he is extremely busy. I was shocked he makes house calls. Who offers that kind of service anymore? He came to us at least two or three times to pick up documents personally. I highly recommend him.

We are forever grateful to Wali and Matteen, they moved mountains and helped us secured our loan…read moreand find our dream home at a rate that was lower than what we were quoted from all other lenders/banks we shopped with. Wali and Matteen have a plethora of knowledge, experience as well as excellent communication that kept us upto date at all times. They made the loan and home buying process easy and straightforward unlike our prior lender/bank and kept us up to date every step of the way. If your looking for a lender and realtor team stop looking, We highly recommend Wali and Matteen to all family and friends and look forward to working with them in the future.

My husband and I recently relocated from the SF Bay Area to Roseville and Matteen made the whole…read moreprocess super easy for us. From making an appointment to view the rental, to the application process and all the correspondence back and forth. He kept us up to date with the status of everything and answered all our questions. He was super friendly and a joy to work with and we cannot wait to use his services again when we're ready to buy our own home. Thank you Matteen!