The process was fast and everyone was so helpful and prompt. It was the best experience I have had…read moreclosing. An amazing team honestly from the first to the last step. Thank you all for working so hard and helping my family. we greatly appreciate it! Sincerly Jinell & Jeff Timmons

Xaiver and his team conducted a smooth and professionally handled loan process for my son Oscar…read moreJr.. I am the real estate business and can not count the number of loans that I have personally secured and been involved with. This has to be one of the most efficient, honest and professional teams I have worked with.

So knowledgeable, organized & on top of everything. Vanessa went above & beyond for me & made my…read morecondo purchase as seamless as possible. If you're looking for someone to advocate for you & educate you along the way, she's your girl. I can't recommend her enough!

From the owner: What sets VMB Loans apart is our ability to serve clients who don't fit into a traditional lending…read morebox. We specialize in helping self-employed borrowers, real estate investors, foreign nationals, and buyers of unique properties secure financing solutions that many banks cannot offer. As an independent mortgage brokerage, we have access to a wide range of lending options, allowing us to match each client with a strategy tailored to their goals rather than a one-size-fits-all loan product. Our approach goes beyond simply quoting rates, we act as trusted advisors, helping clients make informed financing decisions that support their long-term financial objectives. Combined with hands-on service, transparent communication, and a commitment to guiding clients from application through closing and beyond, we strive to create a mortgage experience that is both personalized and results-driven.

Buying and selling a house is not something I do every day, but we just bought our first house with…read moreProspect Mortgage and I must say Tyler Bahnsen and his group were excellent. When looking for a mortgage, I was originally only going to just go with a local bank, but getting in contact with individuals was rather complex and no one would return phone calls (not a joke, I tried... really and we even have an account at this particular bank). Tyler at Prospect was recommended to me and he even meet with my wife and I on a government holiday to get my pre-approved arranged for an offer I was making on the same day (small house in the Grove). That deal fell through, like so many others, but the last one worked. Prospect's fees are rather reasonable, and the rates are extremely competitive for the Miami market. Also, they will talk with you and answer your questions! And, they move your package through the system at a rate faster than most groups can. I know, as I am presently waiting on a buyer's bank (not Prospect) to close on the property I am selling. I would especially recommend Prospect if you are doing a FHA 203k loan, as they truly have a lot of experience with this program. At present we have a 203k, which we are using to renovate a roof on 1965 home. Prospect helped us get all of our required information from the contractor organized - and they communicated in a timely manner when issues occurred during the process. Let's face it, buying a home in today's market requires much more review and paper work than say 6 years ago. And, this is the important part, if your brokers is on the ball, they head off any issues and get in contact with you quickly, so that the proper information may be acquired. I had a great experience with Prospect in Coral Gables (used to be in the Grove) and Tyler's group.

Jackie Almendarez took care of our loan application, the process was complicated but she did an…read moreamazing job , she fund solution to our situation and made it happen. She is also very nice person very responsive anytime you have a question . I will definitely recommend her to everyone around me and will use her services again

2026: I had to move and came back to trusty Karen. Again, she helped me find my dream home in 36…read morehours. I have recommended her to all my friends and they are all so happy with her work. Thank you for all that you do! 2022: I walked by Miami Realty Solution's office one day and decided to pop my head in to see if I could start my search for a rental. That very day, Karen found several options that fit my asks and needs, and made appointments to go see the units the same day. 2 days later, I signed a lease! Thank you so much, Karen, for being so thorough and quick, and making it such a smooth process! I highly recommend Karen Vieira for your real estate needs!

We were incredibly lucky to work with Patrick. From the very beginning, he was attentive, patient,…read moreand truly cared about finding the right place for us. Communication was always smooth, He was quick to respond, honest, and went above and beyond to make the whole process stress free and also He was like one of the family. Thanks to his effort, we found a place we absolutely love. Highly recommend to anyone looking for a reliable and professional agent! Thank you Patrick!

Emmanuel is amazing as far as brokers go. He was helpful and clearly knowledgeable and always…read morereplied quickly to important emails and call with all the parties. in the transactions. He was truly cared that we closed in time and even went to our closing, to our surprise and to the surprise of even our real state agent. He was the one party that made my wife and I feel taken care of as we bought our first home, as opposed to just a number. We found Emmanuel after our first broker company neglected us and even gave us a hard time after switching. Emmanuel took all the pressure off us and made it happen. Don't hesitate to contact him. You will not regret it.

Mr. Fajardo was very knowledgeable and helpful. Was always on top of everything and would contact…read moreme every step of the way. Turnaround was quick and easy. Awesome job!!!

We just signed the final papers for our house today and we are so happy with the way Gaston…read moreGregorio helped us through out the whole process, guided us with our doubts and always did that little extra for us. We strongly recommend him, a real professional!

I recently purchased a house in Broward county and was very lucky to have chosen Mr. Gaston…read moreGregorio with Paramount Residential Mortgage as my broker. Not only did Mr. Gregorio go the extra mile from day one, he prepared my file to every detail from beginning to end; His commitment with the lender, extreme follow up during and after hours and late nights kept me updated during the entire process. Even with so much personal and professional items I was going through, Mr. Gregorio never once let me down and was even the first person to arrive and make sure the closing went seamless. I would not only highly recommend Mr. Gregorio but also his company, 100% based on my pleasant experience.

Jorge Maceira is an astounding Mortgage Broker! A couple of months ago I began the lifelong dream…read moreof owning a home. However, due to my diminished credit score caused by student loans I thought it was an impossible task to accomplish until I meet Jorge for MAC Financial Group. It only took one conversation with him. He guided me through the entire process with the ambition to help. He laid out a plan to improve my credit score by ensuring I made payments on time. Within months my credit score bloomed. I called Jorge one evening informing him that my credit improved, and he quickly got the ball rolling. Within 3 weeks of the conversation I had the keys to my dream home!!! It was only a dream some serval months ago and it begin reality. Jorge was nothing but great! Dependable, responsible, honest and courteous. He was always available whenever I had any questions or concerns. I thereby, strongly recommend Jorge as a Mortgage Broker and will leverage him again on my next purchase or to anyone looking for a home.

From the owner: Mortgages, Home loans, Purchases, Refinancesread more