I've been working with Kim Watts for the past few years. I've not only came across Kim at Benefit Packages for my own family health insurance coverage however I work with hundreds of families a month that have different scenarios going on. Examples - a family may need guidance on obtaining new health insurance coverage, continuing their current health insurance policy, guidance on a policy that is the best fit for them financially or they may have possibly lost their insurance coverage and need to re enroll. Kim is simply an Amazing Woman, very patient, very detailed with her work, explanation to families and always go the extra mile even if it means staying a little bit longer or responding on her day off. As a new mom she manages to always make the schedule work to accommodate someone in need. Kim has never complained even on tough cases that we may see impossible but she makes it possible. The extra eyes that many of us don't have because we are not experts in this industry. I would highly recommend Kim at anytime and I do recommend her on a daily basis. Team Work makes the Dream Work of Saving Lives Together. Thank you Kim for all you do, you are greatly appreciated. Please know that. Blessings, Tanisha Ford read more

The whole Covered California process is interesting in that in some ways it is fairly simple but in others it is complex and can be frustrating to navigate through...However, my experience with BenefitPackages was/is absolutely AMAZING! Two employees really stand out...Gus Zoida and Larry Hurwitz. Gus helped me with the insurance for my wife and me and Larry for our son who is a minor. Gus especially was friendly, made himself available above and beyond the call of duty, and he was patient with me through all my questions and need for help. I could not have asked for any better service than I received. I am VERY pleased with Gus and with Larry and feel that Gus helped me through parts that I truly was confused about. I messed up on my own some of the application process and Gus was able to bring me back on track so my family and I will be able to get health insurance for 2018. As my wife and I are both recent Cancer Survivors, words cannot express the relief and joy that Gus (and Larry) have blessed us with. Kudos to BenefitPackages for having people like these two representing them and serving us. A+++ read more

These folks are awesome! Do your homework first but before making your final decision, call Benefit Packages. You will be impressed, as I was. I have been self-employed for over 30 years. I have many insurance needs and have dealt with a few brokers over the years. My search is over. Larry actually took the time to meet me in person, over lunch. He knows his business. Insurance is his life and that is the guy you want on your side. In this case I needed health insurance for my family and I. Larry did a lot of work for me. He explained it and showed me how to lower the cost. As a result I now have much better insurance, at a lower cost with even less of a deductible! What else can you ask for? Their office staff can't do enough for you. If your contact is out, they don't just take a message, they actually help you and resolve your problem. It is good to know there are still businesses that offer good old fashion service. I highly recommend. read more

Benefit Packages is definitely the "Real Deal!" I have been a client for going on 3 years now. Larry Hurwitz has been a reliable and responsive agent. Our relationship started with my search for help with my father's (he's 90 years young) Medicare supplement plan. We continued on the following years with his assistance with my husband's Medicare and prescription plans. Just those two actions alone have been worth their weight in gold for us. Both gents have had major health issues in the past few years and the insurance is critical for keeping them healthy and for keeping my sanity. I myself retired from my aerospace job two years ago and his help with my private health insurance has also been wonderful as well. Larry, Nicole, and his staff understand what is important to me. We discuss the several options he researches and come to a very excellent decision. I can't thank and recommend them enough! Denise L. :} read more

Nicole Wilson is one of the special ones. She knows everything there is to know about health insurance and has the unique ability to translate that information into a language the layman can easily understand. She is upbeat, a total pro, reliable, efficient, honest, affable and truly cares about the person on the other end of the line. Had I tried to maneuver through the maze of health insurance on my own, I would have been forever lost in the labyrinth of ever-changing rules, policies, requirements, et al. She has never once failed in helping me secure the most comprehensive and economical health insurance out there. When Nicole tells you she's going to call back or email you, she does. Do not take one more step trying to figure this stuff out on your own. It's impossible. She is a professional of the highest standards and you will be utterly satisfied that you found here. read more

I put off as long as possible signing up for Covered CA because I dread dealing with these types of requests. When I went on the Covered CA website and was informed someone would call me back I was even more leery. But I was more than pleasantly surprised at the ease and confidence of the entire process that followed once I was contacted by Gus at Benefits Packages. He was so knowledgeable and considerate and definitely patient with all my questions. It was virtually no effort on my part to sign up he made it so easy. And to contact him directly instead of calling into a government phone system and getting a different person to talk to every time a real added bonus. He even went so far as to reach out to me afterward about dental plans which I had no idea were available. Five stars all the way! read more

I highly recommend this agency for California insurance needs. I moved to the west coast in 2009 - went online to find independent health insurance - and the only person to call me back was Ian Edwards at Benefit Packages. I must have clicked on a dozen or so sites. I have very specific and creative health insurance needs - and the professionals at Benefit Packages Agency don't blink when I call with adjustments. They ALWAYS get right back to me - something I appreciate immenseley. They have unparralled customer service. I have even been able to refer friends to them who have very different needs - and Benefit Packages AGency was able to help them with their health insurance needs as well. 5 stars and two thumbs up. No question. Mrs. P. K. Wallace, SF CA read more

I highly recommend Gus Zoida who helped me navigate the Covered California system and sign up for affordable health care. I tried to sign up for Covered California on 6/29 (the day before free federal COBRA coverage ended). While I intended to get a Silver plan, the Covered California site incorrectly calculated my monthly income and referred me to Medi-Cal which I did not want. Before talking to Gus, I had been referred to a licensed agent at another firm who told me I was locked into Medi-Cal and couldn't do anything about it. I then requested another licensed agent through Covered CA's website and got Gus. He was able to fix my application so that I was able to get out of Medi-Cal and get the Silver plan I wanted. Gus was quick, professional and effective. read more

What amazing service!! I can't rave highly enough about Benefit Packages. My educated wife and I spent hours researching the confused Medicare supplement plan choices, and we thought we knew what plans we wanted, but we weren't sure. After speaking with Larry Hurwitz for 5 minutes, we were very comfortable with his knowledge, service and his suggestion as to why one of our choices was the wrong one. After another 5 minutes, we applied for the coverages we needed. Larry is a very personable guy, and he takes interest in his clients' welfare, explains the available choices, and helps with the decisions. As he says he's commissioned by essentially everyone, I feel that his opinions are not biased. He is fabulous, and I highly recommend him to everyone!! read more

I highly recommend this agency for any California resident looking for healthcare. They are extremely knowledgeable, responsive and caring. Once I qualified for Medicare and signed up with Larry - I could quit wasting time on hold with Anthem Blue Cross. And previously I had Anthem Blue Cross when I was under 65 and self-employed so it wasn't like I was new to their systems! All the forms and necessary paperwork was handled on-line and I didn't need to leave my home! AND - they have kept me apprised of all Medicare changes and how they will affect me. I consider myself VERY fortunate to have had Benefit Packages call me back when Anthem did not. I suggest contacting them and learning what Benefit Packages can offer you. read more

I have been working with Kim over the last couple years, and it has been pure joy. Before I found this firm I was overwhelmed by the hundreds of plans and options and acronyms surrounding the various medical insurance plans and providers. Kim listened to my exasperation and guided me through the search process, then presented me with a few options. No 'buy now' pressure in the least. She provided me with every morsel of information that I requested, and walked me through both pros and cons in a way I could understand. She was very responsive to my many emails and calls along the way. And, we arrived at a solution that has been a great fit. Definitely give Kim a call. You won't find a better person and firm. read more

I greatly appreciated the proactive approach that Larry Hurwitz and the other employees of Benefit Packages took in assuring that my insurance needs were met. It is easy to put insurance enrollment on the "back burner" but I felt such a state of relief knowing that they were looking out for my and my daughter's interests in getting the insurance placed through Covered California in a timely fashion. Sometimes the paperwork involved in getting insurance can be so formidable and it was so nice to have Benefit Packages take care of significantly all of this work! I am very happy and impressed with their integrity, professionalism and courtesy. Highly recommended! Richard B read more

I have always found health care a terrifying and intimidating realm to navigate. I am very fortunate to have gotten in touch with Gus, who completely lifted this stress for me. I couldn't say enough good things about him and how grateful I am for his help. Gus was easy to get in touch with whenever I had a question; he is extremely knowledgeable in this area and was able to clarify confusing aspects of choosing health care; he was able to help me find a plan appropriate to my needs; and most importantly, Gus is an extremely kind and friendly fellow. I would highly recommend Gus and his team, and I would give more stars here if they were available. read more

I would highly recommend Kim Lapins at www.benefitpackages.com to help with any of your California health Insurance needs. My husband and I both have plans through her and having personalized service is very refreshing! We have some complicated health issues and Kim Lapins was there to help us navigate all of the plans. I have a California under 65 Anthem Blue Cross plan and my husband has Blue Cross Medicare Supplement and Part D plans. Kim was able to thoroughly explain all of the plans and make things very easy to understand. It's very nice to have an agency that has expertise in all health plans helping us through everything. read more

I used benefit packed two years ago and they were great but last year I went out and found a different medical insurance and regretted it from the get go. This 2019 year I got smart and went back to Larry and Gus and Benefit Packages and they for me outstanding ppo blue cross blue shield for much less than I paid last year going out on my own. The insurance benefits cost etc Gus and Larry found does circles around what I have this year. I will never ever use any other insurance program again. Thank you guys for being the best there is PS. I called and they got back to me immediately and had my information and cost within hours. read more

I highly recommend Benefit Packages Insurance Agency. They have been handling our insurance needs for almost a year and they have always been courteous and extremely helpful with any questions we have about the confusing process of insuring our family. We recently renewed our insurance package with Gus Zoida from Benefit Packages. We just had a baby this year, so being able to have Gus guide us through the process was a big plus. He listened to and understood our needs and recommended the best health insurance package for our budget and our family. We will definitely stay with Benefit Packages as long as we need insurance! read more

Haven't had health insurance in a while and Gus was the first person I was able to talk to. He took time with me and explain it to me the best way to plus we could've made it easy for me to understand what it was I was paying for and what I was receiving he gave me several different options and he also helped educate me regarding certain payments. If I had to recommend him to anybody else I definitely would and he'll definitely be expecting my call if and when I need anything. If anybody is reading this and you're going to call covered California I would highly recommend that you speak to Gus. read more

I have been with Benefit packages for several years now and have received the very best insurance coverage ever. Larry and his Staff are so professional and know exactly the coverage I need and at the very best price. I recommend his company to everyone I know. Just think I don't pay any fees for his services, yet I save so much money and hassel trying to find good insurance coverage by myself. My recommendation to all is give them a 'try' and see for yourself what a great service they offer. His Staff members are exceptional. You will be so pleased with your experience, I guarantee. read more

Wow Larry and his team were really helpful. I was on the Covered California website trying to get myself enrolled and was having technical difficulty. I also had questions about the plans and needed answers. I reached out and was referred to Gus and Larry. The contacted me immediately and were very helpful answering all of my many questions. They took the overwhelming sense of helplessness away. Not only did they help me get coverage but they took it a step further to ensure I was getting the best coverage for the most affordable rate. They truly are 5 star quality! read more