Keith and team are amazing. They are fast and creative when problems pop up. I've worked with Keith…read moreon 3 loans/refinances now. I will only work with him from now on. Keith's team got my mortgage refinance finished in less than a month during the pandemic when the first bank failed to get it done in 6 months... I tried refinancing with a promotional offer during the pandemic. It was a disaster. The 1st appraisal had at least a 3 month wait but failed because the appraiser didn't feel experienced enough. I waited another 3 months for the "expert" appointment and he couldn't complete the appraisal either - The expert spent the entire time using the restroom and I had to clean it after... After 6 months with the first company and missing out on the lowest interest rates, Keith's team got it done in under a month!

Couldn't recommend Keith enough! His consultative approach is very thorough, thoughtful, and…read morenon-pushy - providing peace of mind throughout the stressful home buying process. Keith has a deep understanding of the mortgage market dynamics and was always willing to hop on a call to share insights and perspectives on the best approach throughout the process. Keith was able to secure a highly competitive rate while delivering top-notch service and closing couldn't have been smoother.

We found Joe here on Yelp, and if you think that having all 5 star reviews was fishy, you'd…read morenormally be right, except in Joe's case. He is a true rockstar for his clients! It probably took us 4-5 months to find and close on a house due to our unique requirements, and Joe believed in us all the way. He was able to qualify us for more than anyone else, and he was constantly trying to find ways to get us more money back. AWESOME! We signed for our new home last night and it's set to close today. The timing was REALLY tight because of the house we were selling, something totally out of Joe's control, but he spent the past two days on the phone, hounding the mortgage company and the escrow firm past their office hours to make sure we closed on time. He sticks with his clients through the ENTIRE home buying process. He doesn't drop out of the picture once your loan is approved like a lot of mortgage brokers. Best of all, he makes everything as stress-free as possible. What can I say? Don't look anywhere else. Save yourself a lot of time and stress. Just call Joe!

Two months ago I remember reading Yelp reviews about mortgage brokers and feeling somewhat ashamed…read morebecause for something as important as buying your first home, you almost certainly didn't do it based off Yelp reviews, right? My wife and I just bought our first home and we're so happy we took the time to find Joe on Yelp. If you're a first-time home buyer like we were, forget what you think you know about mortgage brokers. Don't bother going with a credit union or bank. Joe is the person you need to talk to. Regardless of your situation or where you're buying or what you're buying with, Joe can not only make it happen but he takes the time to explain to you how it all works and what your buying power really is. The best parts? He's just a genuinely nice, great guy and he works SO FAST and at all times of day and night. You can text, call or email Joe and he's always there. After a while it didn't even seem like we were talking to our 'mortgage broker' -- we were just talking to Joe. He weathered several possible housing situations with us and was always there to advocate for us. Many times he knew a listing agent or knew a broker or someone else on the other side of the transaction and reached out to them to help make something happen. Eventually we found the home we wanted and extended an offer, won and closed on the home. Joe was extremely fast -- we closed 22 days early! Here's the part where Joe proved how great of a person he was: at one point, the lending program Joe hooked us up with had changed their criteria resulting in reduced closing cost credit to us. Joe emailed us and said he's a man of his word and stands by his quotes, so he gave us a check out of pocket to cover the reduction in closing cost credit from the lender. What bank would do that? He even met us to help the papers at escrow. We really cannot recommend Joe enough, especially if you're a first time home buyer and you're wondering how it all works.

I can't say I have much experience with mortgages since this was my first, but I do know people,…read moreand Maggie, as well as her team, were awesome! Honestly, I cannot believe how easy everything was. Maggie was very helpful in explaining all the paperwork to me, took the time to answer all of my questions, and was extremely great with communication. Working with her was more like working with a friend...I never felt like she had anything but my best interest in mind. I don't think my experience could have been any better. Being in the middle of the holiday season, being busy with work, the boy, and just life in general, I never really felt stressed about the loan side of the process. I'm telling you, the process for me was quick and painless. I hope to do business with her again in the not so distant future, and will definitely be recommending Maggie to anyone who may need a mortgage.

Maggie is the most knowledgeable, professional, helpful, and responsive mortgage loan advisor you…read moreare likely to ever find in this industry. My wife and I have purchased two homes in the last five years using her services at both RPM and CrossCountry mortgage, and she's our absolute go-to for all mortgage and financing needs.

We have no better here in W Seattle, than Rob,he helped me 31 yrs ago,theh helped a friend of mine…read moretoo. I plan to see him again returning for the 3 Rd time for help. Rob has been around here with us for long time ,helping people and West Seattle residents .No matter how complicated stuff is  ,he will make you understand and help you all the way to the end and support you to do get to the end.

We worked with Rob to get our townhome, and he was just excellent. Super easy to work with, so…read morepleasant and open and knowledgeable. He walked us through our options, and when we found our house and it was time to lock in on interest rate, he checked with us and pounced -- saving us a lot of money. He was referred to us by friends who'd used him on their mortgage, and we'll use him again if we refinance. Highly recommend.

Dan is super knowledgeable, responsive and always available to answer questions (even taking…read more a call from me when he was on vacation!). His monitoring of market trends and transparency with rates helped me feel super comfortable with my first home purchase. Ember was great at communicating everything clearly and the team made the whole process easy and seamless!

This wasn't our first mortgage but it was the first time we realize how much of a different a great…read morelender can make. Dan has been very communicative and reliable throughout the process. We went through multiple options while Dan and his team working efficiently to make sure we could secure a loan we are comfortable with. He really made a process that was stressful in hindsight went by smoothly. I'd totally recommend Dan to anyone looking for a mortgage.

Carmen is absolutely amazing! She consistently went very far above and beyond for my husband and I…read moreduring our home buying process. She is so professional, highly organized, and just made the process so smooth and easy for us. We were first-time home buyers and she was so great about explaining everything so thoroughly throughout the process. There are not enough words to explain just how wonderful she is. Just the best - love her!

From the owner: Looking to buy a home or refinance? I specialize in conventional, FHA and VA loans; purchases,…read morerefinances and new constructions. If you are a first time home buyer, are buying up or buying down, I'm here to help you have the best experience possible when financing your new home! I love helping people in West Seattle, Mercer Island, Maple Valley, Renton, Newport, Burien, Bellevue, Des Moines, Federal Way, Gig Harbor, Edmonds, Shoreline, Redmond, Kent, Issaquah, Sammamish, Woodinville, Enumclaw, Covington. Hunts Point, Cyde Hill, Medina, Black Diamond, Newcastle and all over King County! I work efficiently with you to make sure you understand every piece of the puzzle and have a successful buying experience. I would love to help you! NMLS #112921 Branch NMLS #805041

We had a wonderful experience working with Jack on our refinance. He was professional,…read moreknowledgeable, responsive, and truly dedicated to helping us throughout the entire process. Jack patiently answered all of our questions, kept us informed every step of the way, and made the refinancing process smooth and stress-free. His expertise and commitment to excellent customer service exceeded our expectations. We highly recommend Jack to anyone looking for a trustworthy and professional mortgage loan officer. Thank you again for all your help!

Jack is very knowledgable and easy to work with. He pays attention to the details and always gives…read moreyou the headsup to make the loan application process going smoothly. I will choose Jack again if I need any loans in the future. I highly recommend him for his excellent service.

Mike has helped us with a refinance on a home and the purchase of a new home. He was always…read moreavailable for a quick phone call to answer questions, crunch numbers and help us figure out what we could afford. When it came time to purchase our home, he got the paperwork processed quickly. Buying a home isn't an easy or quick process but Mike made it as painless as he could. We would definitely work with him again if needed.

I worked with Mike for over two years while house hunting and dealing with ever changing…read morecircumstances that caused us to delay and restart the process due to personal life changes. Throughout the entire process Mike was a wealth of knowledge and extremely accessible. He was also very keen with deep experience in solving some of the unique problems that we ran into. When we were finally ready to make an offer, he created a tailored offer letter and made sure all our paperwork was in order. We were able to lock in a great rate and closed within 35 days. Very smooth process and extremely pleased with the final outcome. Thanks, Mike, for your relentless patience over the years and helping deliver us into our happy home through your great work!

I recently got into the market to buy my first house and I needed a loan officer for the home loan…read more I was a bit concerned about this part of the process, because I had never applied for a home loan before, and there was a lot that I didn't know. My realtor introduced me to Phil Hills at Loan Simple, with whom he works regularly, and from our very first meeting, Phil put me completely at ease and he took care of absolutely everything. He explained thoroughly how he handled the overall process and he had a pre-approval for me within a day or so after I left his office, which was a good fit for my needs, against my capabilities. I didn't have a huge amount of disposable cash on hand for a down payment, but Phil was able to remedy the situation through a variety of creative unobtrusive solutions. This became a trademark of Phil's, consistently turning headaches into opportunities, and ultimately crafting the developing loan picture into something that met all of my needs, from overall loan total to down payment requirements, to affordable monthly payments. Whenever I was unsure, or uncomfortable with something, Phil was quick to pick up on my vibes, and he was quick to resolve the issue proactively. He was very vigilant about securing the most favorable terms for my loan, which was being processed during the recent Fed rate hike, and he ensured that I was locked in the day before the then anticipated hike. All in all, my experience with Phil was extremely positive and I would recommend him and Loan Simple to anyone who is in the market for a house. A++!

We had the most amazing experience with Phil from Loan Simple. I am a person that typically finds…read morefault and doesn't give out 5 stars unless I have have been impressed and the business has gone above and beyond. Phil was nothing but professional while friendly and knowledgable. He even gave us tips that potential would increase our credit score for a better rate!! He kept in touch at all times and handled my ranting about underwriting with skill! BEST LOAN OFFICER EVER!