Not all lenders are built the same--Manuel Tobias stands out…read more As a Realtor, securing a popular floor plan took a strong effort, and he delivered. He helped close my client's deal and stayed ahead of every deadline--I never had to chase updates. I trust him enough that I used him for my own home purchase too. Definitely worth a call.

Jeff Gorman at Loan City Mortgage is nothing short of incredible. I honestly don't think our loan…read morewould have closed without him. From day one, Jeff worked tirelessly to make our dream of homeownership happen. He stayed in constant communication, kept us updated every step of the way, and always made time to answer our questions. When we didn't understand something, he never rushed us. He patiently explained everything until we did. There were plenty of moments when things felt stressful, but Jeff stayed calm, positive, and determined. His knowledge, professionalism, and genuine care gave us confidence throughout the entire process. He didn't treat us like another file on his desk. He treated us like family. In fact, my kids know him as "Uncle Jeff," and that says everything about the kind of person he is. Jeff didn't simply help us get a loan. He helped our family achieve the dream of owning our home. We will never forget everything he did for us. If you're looking for a loan officer who is honest, hardworking, patient, and truly invested in your success, I recommend Jeff Gorman without hesitation. Thank you, Jeff. Our family appreciates you more than words can express.

JJ, Lindsay and everyone at American Pacific Mortgage have been absolutely amazing to work with!…read moreThey are incredibly friendly, knowledgeable and willing to help by any means necessary. They took the time to answer all our questions and concerns. This is our first home buying experience and APM made sure we were comfortable every step of the way. Thank you all for your professionalism and willingness to help us!

Working with JJ Mack was a pleasure. From the start, Lindsay made it very easy. She worked with me,…read moregoing through all my numbers. The whole team was very on top of everything, letting me know what was needed and making sure all documents were in on time. Thank you all for such a smooth transition to a new home. Danny

My realtor referred me to Kathleen and I was very well taken care of as a first time homebuyer…read more Like others were praising, she provides a very competitive package and is very transparent with the whole process. She's a powerhouse in her field and makes sure her clients are educated and informed on each step of the process. Kathleen works with integrity and has a keen sense of timelines and has great ambition in getting the job done well. Her availability and consistent communication gave me peace of mind for time sensitive processes and I have already recommended her to my friends in the area and will continue to do so proudly. Thank you Kathleen for all your hard work and making for a fast and smooth close! This oscar goes to you!

Kathleen is a wonderful mortgage broker and a superior person. She helped me prequalify for a loan…read morein record time, and a did a wonderful job explaining the process. Additionally, she went above and beyond to provide me with the information I needed to make an informed choice regarding a specific property. Thank you, Kathleen!

Albert was a consummate professional. He guided us through the uncertainty of the mortgage process…read morewith full expertise and transparency. Since then I've recommended and sent Albert quite a few of my family and friends. He went the extra mile for us when we had to close quickly as well! Thank you Albert!

If I had to describe Albert in two words I would easily say knowledge and professionalism! He has a…read morestrong grip on the market and is extremely diligent and communicative. It's worth mentioning that Albert assisted my wife and I in the purchase of our home and a year later we came back to him for a refi. He's an excellent professional and we highly recommend his services!

From the very start, Carl stood out - not just as an exceptional mortgage broker, but as an honest,…read moretransparent, and refreshingly relatable human being. He didn't win us over with flashy gimmicks; rather, he stood out with his candor, clarity, communication, professionalism, and especially his transparency from the start - which is exactly what you need when making one of the biggest financial decisions of your life. That transparency and integrity is why we chose Carl and LRG Lending over competitors. Working with Carl remotely for our Bay Area home purchase had us initially concerned, but I'm happy to say those fears vanished fast. Despite the distance, he was always available, communicative, and clear at every step. Not only that, but he also has a great ability to make complex topics easy to understand, and above all, he doesn't rush the process - a remarkable way to show us that he values us as a customer. The entire process was as seamless and stress-free as can be, proving that even a first-time homebuyer can feel confident working virtually with LRG Lending. We also want to give a big shout-out to John and the rest of the LRG team. Their support, responsiveness, and coordinated teamwork made all the difference.  Overall, if you're looking for a mortgage partner who genuinely cares and delivers, Carl + LRG Lending is the team to choose.

Best mortgage brokers to work with! Carl and John were quick to get back to me and always responded…read moreto my calls. I was able to refi without a bunch of problems. So glad I found them. Thank you Carl and John for making this easy and getting me a better rate.

We recently purchased a new home and had the absolute pleasure of working with Conrad as our…read moremortgage broker - a truly five-star experience start-to-finish. From our very first conversation, Conrad impressed us with his professionalism, responsiveness, and knowledge of the process. He communicated clearly and consistently, making every step of the mortgage journey feel smooth and stress-free. He was also always available and returned messages in a very timely fashion. What truly sets the Mortgage Lab apart is Conrad's attention to detail and genuine care for his clients. Even after closing, he went above and beyond by catching an error made by the mortgage company that we would not have caught for months. Thanks to his sharp eye and quick action, it was corrected immediately - saving us time, money, and potential frustration. Conrad is a rare find: reliable, thorough, and truly invested in doing what's best for his clients. We can't recommend him highly enough, but we will absolutely work with him again in the future. If any of the above sounds like the experience you are looking for, there is none better than the Mortgage Lab!!!

I have worked with Conrad Engler four times in the last 10 years. I used him for the first time…read moreback in September of 2011 for the initial purchase of our new home. After being in our new home for a little over a year I received an email from Conrad stating that rates had dropped significantly and he wanted to know if I was interested in refinancing? After running a bunch of calculations and seeing what I was going to save not only monthly but in total interest over the life of the loan I went ahead and refinanced again. Fast forward to March of 2020 I was seeing rates starting to drop again so I reached out to him this time and I told him I wanted to convert from a 30 to a 15 year loan and also consolidate some things and he was able to give me a phenomenal loan with exactly what I wanted. Now here it is in February of 2021 and rates have completely dropped to levels unheard of and I was able to refinance one more time using Conrad to a new 15 year loan that is so low it feels scandalous ;o) Over the last 10 years of working with Conrad I have had nothing but a fully professional experience. If I remember correctly he's been in the business 25 years or so and it shows in how he treats his clients and his knowledge in all portions of the original home loan and refinances. Also over the years I have handed out his name and number to dozens of my friends, family and co-workers and not one person has come back with any type of negative experience from working with him. If you or anyone you know is looking to do any type of home loan or refinance I can say without a single doubt that you will have a great experience working with Conrad. He is very personable and goes out of his way to get you the best rate he can at the best price point that makes sense for each loan. Over the last 10 years of home loans and refinances Conrad has to have saved me hundreds and hundreds of dollars per month off of my monthly payment and probably at least a couple hundred thousand dollars in interest over the life of my loans with all the consolidations I have been able to do. Conrad if you read this I just want to say thank you for always taking care of me, my friends and my family over the last 10 years. You are appreciated ;o) Jason S.

We found Amy DeBusk Home Loans online while searching for a fixed rate second mortgage and home…read moreequity loan in the Roseville area. Amy and her team made the entire process simple, fast, and stress-free from start to finish. We wanted a HE-Loan instead of a HELOC because we preferred the security of a fixed interest rate and predictable monthly payments. Amy explained all our options clearly and helped us choose the best solution for our goals. Within just a few weeks, we were able to pay off debt and start updating our beautiful home in Citrus Heights, CA. We also appreciated the personal attention and being able to meet with Amy in person at her Roseville office. If you are looking for a home equity loan, fixed rate second mortgage, or debt consolidation loan in Roseville, Citrus Heights, or Sacramento, we highly recommend Amy DeBusk Home Loans!

Searching for a home equity line of credit, and having grown frustrated dealing with retail banks…read moreand online only lenders, I was looking for someone local to talk to and work with, not a chat bot or auto attendant! Amy responded immediately! What a breath of fresh air she is! Professional and helpful from the jump. Very caring, a real "throw back" to a time when personal service was valued. My background is in banking and appreciated Amy's professionalism, knowledge and responsiveness!Contact Amy, won't be disappointed.

Working with Amit Sarang at Loan City Mortgage was a great experience. He explained everything…read moreclearly, kept me updated, and made the process smooth and stress-free. Amit is professional, responsive, and truly cares about his clients. Highly recommend!

Amit has a great attitude, is very professional and gets back to you quick. Would highly recommend!read more

I have done refinance loans over 40 years and Dan Klevenskiy…read more from Azure mtg corp is the best Loan officer I ever work with. He is honest, authentic professional, knowledgeable, and very patient. Dan guided me step-by-step and even gave me computer tutorials how to retrieve require documents. He always respond to my text right away and explain every questions I asked. Therefore the entire refi process went smooth and I was able to secure the great loan with low interest. Because I was so satisfied with the refi results, I chose to do a HELOC with him as well. Once again, he completed everything in less than a month and found the best option for me. I definitely recommend Dan to my family and friends because he made the entire process easy and smooth. Thank you Dan for your excellent service, I Look forward to work with you again.!

As a first-time homebuyer, I was nervous about the process and had so many questions--but Dan made…read moreeverything simple, clear, and stress-free. He always took the time to explain every step in plain English, never made me feel rushed, and made sure I felt confident in all of my decisions. Dan went above and beyond to guide me through the loan process, keeping me updated and on track the entire way. Thanks to him, my loan closed on time and without a single hiccup. If you're a first-time buyer (or even a seasoned one) looking for someone who is patient, knowledgeable, and truly cares about his clients, Dan is absolutely the person you want on your team. Highly recommend.

Erick Perpich is amazing! He goes above and beyond for his clients. He is incredibly knowledgeable…read morewhich is evidenced by his ability to think outside the box and offer legitimate and feasible options to his clients. Erick truly cares about the best interest of your family over his bottom line. We highly recommend Mr. Perpich. If you are looking for honest, friendly, and knowledgeable assistance look no further! Erick and his colleagues deliver it all!

Magical 21 days. Erick. Man is Pure magic…read more Erick was introduced by my real estate agent. I have never met him in person. I don't even know what he looks like or. How good he was or how experience he was. All I had was recommendation from my realtor. Uh. Let me tell you that was all I needed. You see I had 2 years of income tax return and business profit and loss statement and credit score of 750. Though I had everything ready. NO Some time we need more then that. That's where Erick did his magic. ( instead putting lots money on down payment for house. Erick recommend that I should be taking care some of high credit card bills and other.) You see not only my credit score went up. Now I only have to deal with mortgage payment only. You See Erick knew exactly what my situation was. That's what I m talking about. Here's the man I never met but I can feel the man wants to help. Not only getting me a house. but The man cares. And very experienced. When you want a house it's big step. And you want A loan officer to be on your side and be part of your Goal. ( already have 3 of my employees on the line to get a loan from Erick in the future) Even if your not ready at this time you should get hold of Erick and get some ideas what it takes to get a loan for your house in future Have plans. And I guarantee Erick will walk thought every steps. ( if anyone needs recommendation you can call me at916-895-0050)anytime.or call me at my restaurant (916-483-1224) and ask for jimmy Now I m seething here at my home and how much I appreciate Erick and his magical team. ( MELISSA from Erick team you're thank you.) It's like meeting a angel in middle of hell. Trust me there out there. Thanks Erick and the team. From jimmy and the family