Cross River bank is in kahoots with scam platforms. They say they have money wired to them from…read moreSwitzerland and that you just have to pay a handling fee....then capital gains .....and further on until you have no money left and you never see your money!!! DO NOT DEAL WITH THIS BANK! YOU HAVE BEEN WARNED.

Their web site has NO CONTACT INFO!!! I have sent emails that go UNRETURNED. I have left voicemails…read morethat have gone UNRETURNED. Unbelievably horrible service. Their phone system routes me in circles. ZERO CONFIDENCE in this bank.

I am a customer of Yael's as well as a real estate broker…read more When buying a property myself, I was initially tempted by incentives provided by one of the big banks, but eventually the bank found it couldn't do the deal and all I got in the end was a bill for their fees and my wasted time. Luckily I met Yael, and she was the only banker who could get the deal done for me and my family. We now own beautiful home that has gone up in value about 20% in one year- think of the opportunity we would have missed out on if we hadn't met Yael. As I mentioned, I am a real estate broker and I know this business. Yael and her team are as good as it gets in the mortgage industry here in New York. I recently represented a buyer who had great difficulty getting financing. At my client's urging, we spoke to many banks to try to get the deal done, and Yael was the only banker who did not lie to us and waste our time. All these banks want your business when you're making a purchase and they will say anything to get you to apply. What do they have to lose? Their fees are covered, so why not get you to try. Most bankers are good at getting you to commit, but it takes someone with local knowledge and a deep understanding of the market and the products available to make a deal happen at terms which make sense. Yael is the only one in the industry who I would trust to get straight to the point and take care of my clients the way I would myself. You can shop around, but in the end most will end up paying fees for nothing. Yael and her team at FM are as sure of a bet as you can get in the industry.

Right here is a big big rip off. Will screw you in the last…read moreminute and constantly will be changing lenders and rates,big shmak lier... promises everything until she catches you in the hook and all those reviews all made up by her friend or family "cause they bag you to put them 5 star. At First, she's gonna catch you with the smaller rate once contracted is signed and then She'll figure out something else different story and then she will ask another document and then she's gonna tell you hey you know ... the time passed you need to lock the rate or it will expire because they know you r to busy to get those requested docs to get it done and delaying requested documents she will find another excuse to delay your contract. and it will go on on (because they want to collect more info about us to sell to lenders at higher rate so they make a lot of money.Greedy. Bottom line be very careful ...they sell you(your mortgage easy before you know it ...

If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

Bobby was recommended by my brother who closed on his home a few months ago. My experience with…read moreBobby far surpassed my expectations. First home purchases are perceived as stressful and complicated. Not in this case. Bobby and his team were along for the ride every step of the way, portraying professionalism, care and dedication. I look forward to working with Bobby on our next adventure. Thank you Bobby!!

My husband and I had the pleasure of working with Todd and his team as first-time home buyers, and…read morethey all did a phenomenal job. We originally discovered Todd through Yelp and decided to give him a call, he was readily available to answer all our questions and get the process started. Once all our paperwork was submitted, he was able to get our preapproval quickly, little did we know we would be on a lock down due to the pandemic shortly after. Fortunately, Todd was understanding and had patience with us during this crazy time. Once things got a little less hectic, we were able to pick back up where we left off. He took the time to explain our loan options on multiple occasions and was ALWAYS available to answer all our questions. Todd put a lot of hard work and dedication into getting us the right loan that worked for us, all while keeping our best interest in mind. He was able to provide us with an FHA option as well as a conventional. We decided on the FHA since it made more financial sense for our situation. We were made aware by our realtor that the process for an FHA loan can take longer than others, but with the dedication of Todd and his team we were cleared for our FHA purchase in only 11 days!!! The seller really wanted to close by a certain date which seemed impossible at first, but Todd pulled through and made it happen. He communicated very well with our realtor and attorney throughout the process, everyone worked great together overall as a team. Being a first time home buyer can be both stressful and scary, we had a million and one questions, we would call the office throughout the day, as the phone would ring on my end I would think to myself "they probably think we are so annoying", but once they answered the phone they were very patient and tentative and made us feel extremely comfortable no matter how many times we had to call them. In conclusion, Todd took a major weight off our shoulders by guiding us throughout this entire process. I would highly recommend Todd and his team to anyone looking for a mortgage loan. His services are outstanding, and we will forever be thankful for all their dedication to get us into our first home!!!

As a realtor, great experience working with Todd at Brighwire on a few transactions. Always a…read morebreeze getting right to the closing table!

Mark Richards is the consummate professional who always stays in touch, and goes beyond your…read moreexpectations. I do not know how he makes the magic happen, but he sure did work it for us. Thank you, thank you, thank you!

Mark went above and beyond helping me to get a mortgage. He explained every detail fully and…read moreanswered all questions I had. From signed real estate contract to mortgage commitment was much less than one month! There were no hidden surprises or issues. I highly recommend Mark!

Amazing! That is the only word that can be used to describe this dream team of mortgage lenders…read more After having PREVIOUSLY dealt with another mortgage lender who screwed things up on a million levels, they picked up where he screwed up and performed their own brand of magic. Rhonda, Jonathan and Mae are as good as it gets. They made themselves available whenever I needed to speak to them and gave me a great rate to boot. Rhonda realizing I paid out a lot of money to the previous guy waived a fee for me. I am floored by the level of customer service these people provided. I just can't say enough nice things about all of them. Thank you for making my mortgage happen.

Exceptional experience with Get a Rate. Nick Marenoski was the best to work with, extremely…read moreknowledgeable and SO responsive! I thought this experience was going to be frustrating and painful but it was the total opposite. I am a first time home buyer so Nick really had to walk me through every little step and detail. I must have asked him a million questions but he never once seemed annoyed, instead he was always very timely with his responses and truly explained everything in a way I could understand. It is without any hesitation that I would recommend Get a Rate for a home purchase.

Get a rate mortgage warning to all 1 . loss leader quotes…read moreto entice loan app. Rate started at 2.5 then escalated to 3.5. When learned I was going elsewhere quick drop back to 3.0 no points 2. Doesn't Offer lock -in with quotes. floats market rates. 2 plus months for paperwork delay over 30 days before NJ office started on it. 3. Takes over $500 for appraisal. Never done / ordered and dragging refund. At time of writing this 60 days still no refund. Uses clients deposit for interest free operating expenses There are many many refinancing companies in the market. STAY AWAY FROM THIS ONE.